GERPI-SNACK

Active

Private limited companyfounded 201610 yrs activeRue de la Plage 25, 5070 Fosses-la-Ville, BelgiumKBO/BCE: BE 0649.855.062

The computed 12-month bankruptcy probability of GERPI-SNACK is 1.8% (moderate). The 2025 annual accounts show equity of €28k and a net result of €8k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 13270 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

55 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability66▲+41

Solvency65▲+3

Growth78▲+26

Track record100

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days acceptable

Liquidity ample (current ratio 1.59 against 1.5 in 2024; short-term debt: 60.2% and cash: 8.9% of total assets), but 60.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

39.8%

Return on assets

11.5%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

20 d late

2024

22 d late

2023

56 d late

2022

158 d late

2021

124 d late

2020

31 d late

2019

95 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€28k▲ 40.4%

2024 · €20k

2018: €8k 2019: €10k 2020: €233 2021: €6k 2022: €12k 2023: €22k 2024: €20k

2018 → 2025

Total assets

€69k▲ 30.2%

2024 · €53k

2018: €29k 2019: €44k 2020: €41k 2021: €47k 2022: €33k 2023: €68k 2024: €53k

2018 → 2025

Net result

€8k

2024 · €-3k

2018: €5k 2019: €1k 2020: €-10k 2021: €6k 2022: €6k 2023: €10k 2024: €-3k

2018 → 2025

Working capital

€25k▲ 47.8%

2024 · €17k

2018: €-9k 2019: €-3k 2020: €-7k 2021: €6k 2022: €9k 2023: €21k 2024: €17k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€6k-€12k▲ 91.7%€22k▲ 87.4%€20k▼ 12.3%€28k▲ 40.4%

Operating result€7k-€10k▲ 37.9%€14k▲ 36.4%€-2k€10k

Net result€6k-€6k▼ 4.7%€10k▲ 82.7%€-3k€8k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €10k after a loss of €2k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €69k

95.6%

Fixed assets €3k=

Current assets €66k▲ 32.0%

Equity and liabilities €69k

39.8%

60.2%

Equity €28k▲ 40.4%

Debt €42k▲ 24.2%

The debt ratio falls from 63.0% to 60.2%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

Solvency

39.8%▲

2024 · 37.0%

Current ratio

1.59▲

2024 · 1.50

Quick ratio

1.59▲

2024 · 1.50

Debt / equity

1.51▼

2024 · 1.71

ROE

28.8%▲

2024 · -14.0%

ROA

11.5%▲

2024 · -5.2%

Debt

€42k▲

2024 · €34k

Debt ≤ 1 year

€42k▲

2024 · €34k

Income taxes

€2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€53k€69k▲

Fixed assets21/28€3k€3k=

Financial fixed assets28€3k€3k=

Current assets29/58€50k€66k▲

Amounts receivable within one year40/41€44k€60k▲

Trade receivables40€13k€24k▲

Other amounts receivable41€31k€36k▲

Cash at bank and in hand54/58€6k€6k▼

Equity and liabilities

Total equity and liabilities10/49€53k€69k▲

Equity10/15€20k€28k▲

Contributions10/11€19k€19k=

Profit (loss) carried forward14€1k€9k▲

Amounts payable17/49€34k€42k▲

Amounts payable within one year42/48€34k€42k▲

Current portion of amounts payable after more than one year42€2k-

Trade debts44€26k€40k▲

Suppliers440/4€26k€40k▲

Taxes, remuneration and social security45€6k€2k▼

Taxes450/3€6k€2k▼

Income statement Code20242025

Other operating charges640/8€272-

Gross operating margin9900€-2k€10k▲

Operating profit (loss)9901€-2k€10k▲

Financial charges65/66B€726€54▼

Recurring financial charges65€726€54▼

Profit (loss) for the period before taxes9903€-3k€10k▲

Income taxes67/77-€2k

Profit (loss) for the period9904€-3k€8k▲

Profit (loss) for the period to be appropriated9905€-3k€8k▲

Appropriation of the result

Profit (loss) to be appropriated9906€1k€9k▲

Profit (loss) brought forward from the previous period14P€4k€1k▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

20-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 20 days late

2025

31-12

Financial Back to profitnet €8k

Net result €8k after one loss-making year.

22-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 22 days late

2024

25-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 56 days late

05-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 158 days late

2023

31-12

Financial Highest result since 2018net €10k ▲82.7%

Operating result €14k, net result €10k, both a record.

2022

02-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 124 days late

2021

31-12

Financial Back to profitnet €6k

Net result €6k after one loss-making year.

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

2020

31-12

Financial Weakest financial yearnet €-10k ▼754%

Net result drops to €-10k, the lowest in the series; recovery starts the following year.

03-11

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 95 days late

2019

23-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

13-03

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 225 days late

2017

29-09

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 60 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Fosses-la-Ville · 1 establishment unit since 2016

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Plage 255070 Fosses-la-Ville

Ground area

1,267 m²

Building footprint

162 m²

Volume, LiDAR

1,207 m³

2 parcels, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

GERPI-SNACK

Rue Albert Bernard(GER) 2, 6280 GerpinnesLimited-service restaurants

since 20162.251.116.414

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92048E0980/00C004	Wallonia	1,108 m²	1 · 89 m²	7.3 m · 2 fl.
52025C0091/00D000	Wallonia	159 m²	1 · 73 m²	11.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

écoDR

BE 0841.427.884

Pont-à-Celles · Eq €28k

Machelen (Brab.) · Eq €28k

Braine-l'Alleud · Eq €28k

Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,347 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded11-03-2016

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.