Geros
ActiveSummary
Geros has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €212k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 17% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency40▼-42
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.85 against 1.96 in 2024; short-term debt: 76.7% and cash: 1% of total assets), and 84.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
43.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 16618 sector peers (2025).
NBB · sector comparisonPosition among 16618 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
22 d early
2024
23 d early
2023
14 d early
2022
14 d early
2021
13 d early
2020
18 d early
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 72.1%
2024 · €268k
2018: €276k
2019: €422k▲ +52.6% vs 2018highest in 8 years
2020: €48k▼ -88.6% vs 2019lowest in 8 years
2021: €124k▲ +157% vs 2020
2022: €118k▼ -4.2% vs 2021
2023: €176k▲ +48.8% vs 2022
2024: €268k▲ +52.0% vs 2023
2025: €75k▼ -72.1% vs 2024
2018 → 2025
Total assets
€489k▲ 4.2%
2024 · €469k
2018: €1.11Mhighest in 8 years
2019: €1.01M▼ -8.5% vs 2018
2020: €794k▼ -21.6% vs 2019
2021: €658k▼ -17.2% vs 2020
2022: €574k▼ -12.7% vs 2021
2023: €530k▼ -7.6% vs 2022
2024: €469k▼ -11.5% vs 2023lowest in 8 years
2025: €489k▲ +4.2% vs 2024
2018 → 2025
Net result
€212k▲ 6.6%
2024 · €199k
2018: €120klowest in 8 years
2019: €145k▲ +21.4% vs 2018
2020: €136k▼ -6.2% vs 2019
2021: €156k▲ +14.1% vs 2020
2022: €145k▼ -6.9% vs 2021
2023: €159k▲ +9.7% vs 2022
2024: €199k▲ +25.2% vs 2023
2025: €212k▲ +6.6% vs 2024highest in 8 years
2018 → 2025
Working capital
€-57k
2024 · €96k
2018: €232khighest in 8 years
2019: €174k▼ -25.1% vs 2018
2020: €-170k▼ -198% vs 2019lowest in 8 years
2021: €-70k▲ +58.7% vs 2020
2022: €-60k▲ +14.2% vs 2021
2023: €-6k▲ +90.5% vs 2022
2024: €96k▲ +1780% vs 2023
2025: €-57k▼ -160% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€124k-€118k▼ 4.2%€176k▲ 48.8%€268k▲ 52.0%€75k▼ 72.1%
2021: €124k
2022: €118k▼ -4.2% vs 2021
2023: €176k▲ +48.8% vs 2022
2024: €268k▲ +52.0% vs 2023highest in 5 years
2025: €75k▼ -72.1% vs 2024lowest in 5 years
Operating result€211k-€199k▼ 5.9%€217k▲ 9.4%€266k▲ 22.3%€275k▲ 3.5%
2021: €211k
2022: €199k▼ -5.9% vs 2021lowest in 5 years
2023: €217k▲ +9.4% vs 2022
2024: €266k▲ +22.3% vs 2023
2025: €275k▲ +3.5% vs 2024highest in 5 years
Net result€156k-€145k▼ 6.9%€159k▲ 9.7%€199k▲ 25.2%€212k▲ 6.6%
2021: €156k
2022: €145k▼ -6.9% vs 2021lowest in 5 years
2023: €159k▲ +9.7% vs 2022
2024: €199k▲ +25.2% vs 2023
2025: €212k▲ +6.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €489k
Fixed assets
€171k ▼ 37.4%
Current assets
€317k ▲ 62.3%
Equity and liabilities €489k
Equity
€75k ▼ 72.1%
Debt
€414k ▲ 106%
Debt's share of the balance-sheet total rises from 42.9% to 84.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€384k▲
2024 · €373k
Cash flow
€321k▲
2024 · €306k
Current ratio
0.85▼
2024 · 1.96
Debt to equity
5.55▲
2024 · 0.75
ROE
284.0%▲
2024 · 74.3%
ROA
43.4%▲
2024 · 42.4%
Interest coverage
172.19▲
2024 · 119.35
Debt ≤ 1 year
€375k▲
2024 · €100k
Debt > 1 year
€39k▼
2024 · €102k
Income taxes
€64k▲
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€469k€489k▲
Fixed assets21/28€274k€171k▼
Intangible fixed assets21€186k€103k▼
Tangible fixed assets22/27€88k€68k▼
Plant, machinery and equipment23€41k€35k▼
Furniture and vehicles24€47k€33k▼
Current assets29/58€196k€317k▲
Amounts receivable within one year40/41-€125k
Other amounts receivable41-€125k
Cash at bank and in hand54/58€14k€5k▼
Deferred charges and accrued income490/1€182k€187k▲
Equity and liabilities
Total equity and liabilities10/49€469k€489k▲
Equity10/15€268k€75k▼
Contributions10/11€60€60=
Reserves13€69k€69k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€199k€6k▼
Amounts payable17/49€201k€414k▲
Amounts payable after more than one year17€102k€39k▼
Financial debts170/4€102k€39k▼
Amounts payable within one year42/48€100k€375k▲
Current portion of amounts payable after more than one year42€61k€62k▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€23k€21k▼
Other amounts payable47/48€12k€285k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€107k€109k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€375k€386k▲
Operating profit (loss)9901€266k€275k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€263k€276k▲
Income taxes67/77€64k€64k▲
Profit (loss) for the period9904€199k€212k▲
Profit (loss) for the period to be appropriated9905€199k€212k▲
Appropriation of the result
Profit (loss) to be appropriated9906€286k€411k▲
Profit (loss) brought forward from the previous period14P€87k€199k▲
Transfer from equity791/2€2k-
Profit to be distributed694/7€89k€405k▲
Return on contributions (dividend)694€89k€405k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €13k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €95k | €102k | €93k | €107k | €109k | ▲ 1.5% |
| Other operating charges640/8 | €2k | €2k | €2k | €2k | €2k | ▼ 28.9% |
| Gross operating margin9900 | €308k | €303k | €313k | €375k | €386k | ▲ 2.7% |
| Operating profit (loss)9901 | €211k | €199k | €217k | €266k | €275k | ▲ 3.5% |
| Financial income75/76B | - | - | €10 | - | €3k | - |
| Recurring financial income75 | - | - | €10 | - | €3k | - |
| Financial charges65/66B | €5k | €7k | €3k | €3k | €2k | ▼ 28.6% |
| Recurring financial charges65 | €5k | €7k | €3k | €3k | €2k | ▼ 28.6% |
| Profit (loss) for the period before taxes9903 | €206k | €191k | €214k | €263k | €276k | ▲ 5.1% |
| Income taxes67/77 | €51k | €47k | €56k | €64k | €64k | ▲ 0.5% |
| Profit (loss) for the period9904 | €156k | €145k | €159k | €199k | €212k | ▲ 6.6% |
| Profit (loss) for the period to be appropriated9905 | €156k | €145k | €159k | €199k | €212k | ▲ 6.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €658k | €574k | €530k | €469k | €489k | ▲ 4.2% |
| Fixed assets21/28 | €448k | €377k | €345k | €274k | €171k | ▼ 37.4% |
| Intangible fixed assets21 | €433k | €351k | €268k | €186k | €103k | ▼ 44.4% |
| Tangible fixed assets22/27 | €15k | €26k | €77k | €88k | €68k | ▼ 22.4% |
| Plant, machinery and equipment23 | €2k | €6k | €17k | €41k | €35k | ▼ 13.2% |
| Furniture and vehicles24 | €3k | €20k | €60k | €47k | €33k | ▼ 30.4% |
| Leasing and similar rights25 | €11k | - | - | - | - | - |
| Current assets29/58 | €209k | €197k | €185k | €196k | €317k | ▲ 62.3% |
| Amounts receivable within one year40/41 | €6k | €6k | - | - | €125k | - |
| Other amounts receivable41 | €6k | €6k | - | - | €125k | - |
| Cash at bank and in hand54/58 | €36k | €5k | €5k | €14k | €5k | ▼ 65.4% |
| Deferred charges and accrued income490/1 | €167k | €187k | €180k | €182k | €187k | ▲ 2.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €658k | €574k | €530k | €469k | €489k | ▲ 4.2% |
| Equity10/15 | €124k | €118k | €176k | €268k | €75k | ▼ 72.1% |
| Contributions10/11 | €19k | €19k | €19k | €60 | €60 | = |
| Reserves13 | €21k | €21k | €71k | €69k | €69k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | - | - | - |
| Tax-exempt reserves132 | €19k | €19k | €19k | €19k | €19k | = |
| Distributable reserves133 | - | - | €50k | €50k | €50k | = |
| Profit (loss) carried forward14 | €84k | €79k | €87k | €199k | €6k | ▼ 97.1% |
| Amounts payable17/49 | €534k | €456k | €354k | €201k | €414k | ▲ 106% |
| Amounts payable after more than one year17 | €255k | €195k | €163k | €102k | €39k | ▼ 61.2% |
| Financial debts170/4 | €255k | €195k | €163k | €102k | €39k | ▼ 61.2% |
| Amounts payable within one year42/48 | €280k | €258k | €191k | €100k | €375k | ▲ 276% |
| Current portion of amounts payable after more than one year42 | €63k | €60k | €61k | €61k | €62k | ▲ 1.4% |
| Trade debts44 | €5k | €4k | €3k | €3k | €6k | ▲ 73.6% |
| Suppliers440/4 | €5k | €4k | €3k | €3k | €6k | ▲ 73.6% |
| Taxes, remuneration and social security45 | €4k | €3k | €14k | €23k | €21k | ▼ 5.8% |
| Taxes450/3 | €4k | €3k | €14k | €23k | €21k | ▼ 5.8% |
| Other amounts payable47/48 | €208k | €191k | €113k | €12k | €285k | ▲ 2,263% |
| Accrued charges and deferred income492/3 | - | €3k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €156k | €145k | €159k | €199k | €212k | ▲ 6.6% |
| + Depreciation and write-downs630 | €95k | €102k | €93k | €107k | €109k | ▲ 1.5% |
| Operating cash flow (approximation) | €250k | €247k | €252k | €306k | €321k | ▲ 4.8% |
| Investment in fixed assets (approximation) | - | €-30k | €-62k | €-35k | €-6k | ▲ 82.0% |
| Change in cash | - | €-31k | €265 | €9k | €-9k | ▼ 202% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €212k ▲6.6%
Operating result €275k, net result €212k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.96
Current ratio from 0.97 to 1.96; short-term debt falls from €191k to €100k.
31-12
Financial
Equity above €200kEq €268k ▲52%
7 profitable years in a row build equity to €268k.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €176k ▲48.8%
6 profitable years in a row build equity to €176k.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €124k ▲157%
4 profitable years in a row build equity to €124k.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2017
Ground area
9,831 m²
Building footprint
272 m²
Volume, LiDAR
1,133 m³
Parcel 34033C0028/00D000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Germonpré Pieter-Jan Dr.
since 20172.262.657.929
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34033C0028/00D000 | Flanders | 9,831 m² | 1 · 272 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,625 companies in sector 86220 we hold annual accounts for 7,979. 5,834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
Scores and ratios are computed by Checked and are not a credit decision.