GERONTOMED
ActiveSummary
The computed 12-month bankruptcy probability of GERONTOMED is 2.3% (moderate). The 2025 annual accounts show equity of €188k and a net result of €98k. Equity is growing by ~21.4% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.49 in 2024; short-term debt: 48.9% and cash: 28.1% of total assets), but 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
24.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
20 d late
2024
26 d late
2023
49 d late
2022
30 d late
2021
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€188k▲ 13.8%
2024 · €165k
2021: €52k
2022: €87k
2023: €163k
2024: €165k
2021 → 2025
Total assets
€396k▲ 9.5%
2024 · €362k
2021: €223k
2022: €234k
2023: €265k
2024: €362k
2021 → 2025
Net result
€98k▲ 6.1%
2024 · €92k
2021: €47k
2022: €61k
2023: €76k
2024: €92k
2021 → 2025
Working capital
€109k▲ 36.8%
2024 · €80k
2021: €-80k
2022: €679
2023: €70k
2024: €80k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€87k▲ 69.0%€163k▲ 86.8%€165k▲ 1.3%€188k▲ 13.8%
Operating result€61k-€86k▲ 40.7%€96k▲ 11.7%€122k▲ 27.3%€127k▲ 4.2%
Net result€47k-€61k▲ 30.0%€76k▲ 24.9%€92k▲ 21.7%€98k▲ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €396k
Fixed assets
€94k ▼ 22.6%
Current assets
€303k ▲ 25.6%
Equity and liabilities €396k
Equity
€188k ▲ 13.8%
Debt
€208k ▲ 5.9%
Debt's share of the balance-sheet total falls from 54.4% to 52.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€155k▲
2024 · €150k
Cash flow
€125k▲
2024 · €120k
Current ratio
1.56▲
2024 · 1.49
Debt to equity
1.11▼
2024 · 1.19
ROE
52.0%▼
2024 · 55.8%
ROA
24.7%▼
2024 · 25.5%
Interest coverage
116.37▲
2024 · 82.01
Debt ≤ 1 year
€194k▲
2024 · €161k
Debt > 1 year
€11k▼
2024 · €32k
Income taxes
€29k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€362k€396k▲
Fixed assets21/28€121k€94k▼
Intangible fixed assets21€96k€80k▼
Tangible fixed assets22/27€25k€14k▼
Furniture and vehicles24€25k€14k▼
Current assets29/58€241k€303k▲
Amounts receivable within one year40/41€76k€116k▲
Trade receivables40€76k€116k▲
Current investments50/53€75k€75k=
Cash at bank and in hand54/58€90k€111k▲
Equity and liabilities
Total equity and liabilities10/49€362k€396k▲
Equity10/15€165k€188k▲
Contributions10/11€5k€5k=
Reserves13€160k€183k▲
Distributable reserves133€160k€183k▲
Amounts payable17/49€197k€208k▲
Amounts payable after more than one year17€32k€11k▼
Financial debts170/4€32k€11k▼
Amounts payable within one year42/48€161k€194k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€47k€60k▲
Taxes450/3€47k€57k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€91k€113k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€151k€156k▲
Operating profit (loss)9901€122k€127k▲
Financial income75/76B€35€967▲
Recurring financial income75€35€967▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€120k€127k▲
Income taxes67/77€28k€29k▲
Profit (loss) for the period9904€92k€98k▲
Profit (loss) for the period to be appropriated9905€92k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€92k€98k▲
Transfer from equity791/2-€75k
Transfer to equity691/2€2k€98k▲
To other reserves6921€2k€98k▲
Profit to be distributed694/7€90k€75k▼
Return on contributions (dividend)694€90k€75k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Highest result since 2021net €98k ▲6.1%
Operating result €127k, net result €98k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 49 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.50
Current ratio from 1.01 to 2.50; short-term debt falls from €64k to €46k.
31-12
Financial
Equity above €150kEq €163k ▲86.8%
3 profitable years in a row build equity to €163k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.01
Current ratio from 0.48 to 1.01; short-term debt falls from €153k to €64k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Chênes(JB) 145100 NamurGround area
312 m²
Building footprint
85 m²
Volume, LiDAR
787 m³
Parcel 92067A0415/00B000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GERONTOMED
since 20202.309.337.101
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92067A0415/00B000 | Wallonia | 311 m² | 1 · 85 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:oanabantea@yahoo.com