Gerofina

Active

Private limited companyfounded 201510 yrs activeBeiaardstraat 12, 8790 Waregem, BelgiumKBO/BCE: BE 0642.853.345

Summary

Gerofina is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€31,057) and a net result of -€24,712. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1638 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

GerofinaActive

Risk analysis Report Compare

What they do

Agents and brokers in banking services

NACE 66191

1 site

How big

€35,141total assets 2025

Staff: 2.1 FTE
Equity: -€31,057
Loss: -€24,712

Turnover not published (abridged schema)

Financially healthy?

Financial institution: outside the modelProbability: sector outside the model

Who decides

Parent: Geromontis · 100%

Accounts 31 d early0 of 9 deeds read

Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1638 sector peers (2025).

NBB · sector comparison

Position among 1638 sector peers

Solvency

better than 5%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

31 d early

2024

29 d early

2023

132 d early

2022

11 d early

2021

22 d late

2020

26 d late

2019

28 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 51 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-06-26 Annual accounts filedfiscal year 2025 · abbreviated…
02-07-25 Annual accounts filedfiscal year 2024 · abbreviated…
21-03-24 Annual accounts filedfiscal year 2023 · abbreviated…

Key points

Risk: Negative equityfiscal year 2025: debts exceed assets -€31,057 View
Caution: Among the weakest 5% on solvencysector median 38.0% · 1,638 companies -88.4% View
Controlled by Geromontis 100% View
Caution: 2 loss-making years in a rowloss fiscal year 2025 -€24,712 View
Positive: Always filed on timeaccounts within the deadline every year 4 years View