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Germini & Lebas

Active
Private limited companyfounded 20251 yr activeAndré Dujardindreef(L) 75, 7700 Mouscron, BelgiumKBO/BCE: BE 1021.282.316
Summary

The computed 12-month bankruptcy probability of Germini & Lebas is 2.4% (moderate). The annual accounts of Germini & Lebas for fiscal year 2025 show a net loss of 487% of total assets. The 2025 annual accounts show equity of €726 and a net result of -€4,274. Its solvency ranks better than 91% of 1570 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
22 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 March 2025, Germini & Lebas was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€726
Total assets
€878
Net result
-€4,274
Working capital
€726

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €878
Equity €726
Debt €152
Debt finances 17.3% of the balance-sheet total.
Key figures and ratios
2025 value
Debt ≤ 1 year
€152
Ratios withheld: a balance sheet total of €878 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 584 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 92% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
1.2% went bankrupt
6.0% stopped otherwise
92% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 584 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 22 lines
Balance sheet Code2025
Assets
Total assets20/58€878
Current assets29/58€878
Amounts receivable within one year40/41€878
Other amounts receivable41€878
Equity and liabilities
Total equity and liabilities10/49€878
Equity10/15€726
Contributions10/11€5,000
Profit (loss) carried forward14-€4,274
Amounts payable17/49€152
Amounts payable within one year42/48€152
Financial debts43€72
Credit institutions430/8€72
Trade debts44€80
Suppliers440/4€80
Income statement Code2025
Gross operating margin9900-€4,232
Operating profit (loss)9901-€4,232
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903-€4,274
Profit (loss) for the period9904-€4,274
Profit (loss) for the period to be appropriated9905-€4,274
Appropriation of the result
Profit (loss) to be appropriated9906-€4,274

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900-€4,232
Operating profit (loss)9901-€4,232
Financial charges65/66B€42
Recurring financial charges65€42
Profit (loss) for the period before taxes9903-€4,274
Profit (loss) for the period9904-€4,274
Profit (loss) for the period to be appropriated9905-€4,274
Line2025
Assets
Total assets20/58€878
Current assets29/58€878
Amounts receivable within one year40/41€878
Other amounts receivable41€878
Equity and liabilities
Total equity and liabilities10/49€878
Equity10/15€726
Contributions10/11€5,000
Profit (loss) carried forward14-€4,274
Amounts payable17/49€152
Amounts payable within one year42/48€152
Financial debts43€72
Credit institutions430/8€72
Trade debts44€80
Suppliers440/4€80
Line2025
Profit (loss) for the period9904-€4,274
Operating cash flow (approximation)-€4,274

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2025
seat establishment approximate The establishment unit on the map
Ground area
6.8 ha
Building footprint
2,418 m²
Parcel 54006M0743/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Germini & Lebas
André Dujardindreef(L) 75, 7700 MouscronManufacture of food products
since 20252.372.267.038
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54006M0743/00K000 Wallonia 6.8 ha 1 · 2,418 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded20-03-2025
Fiscal year end31-12
Activities, NACEBEL 2025
10119Manufacture of food products
10113Manufacture of food products
46231Wholesale of live animals
46321Wholesale of meat and meat products, excluding game and poultry
46900Non-specialised wholesale trade
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021282316
Also 9925:BE1021282316
Registered 05-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.