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GERMINALLY

Active
Private limited companyfounded 20214 yrs activeGemslaan 48, 3090 Overijse, BelgiumKBO/BCE: BE 0775.861.824
Summary

GERMINALLY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,951) and a net result of -€346. Equity is shrinking by ~43% per year across the filed fiscal years. Its solvency ranks better than 5% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€5,951
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
66 d early
2024
51 d early
2023
40 d early
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 October 2021, GERMINALLY was incorporated as a Private limited company.1 In 2026 the registered office moved to Overijse.2 Total assets went from EUR 2,009 in 2022 to EUR 2,281 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 30-07-2026
  3. 3National Bank, annual accounts 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€5,951▼ 6.2%
2024 · -€5,605
Total assets
€2,281▲ 201%
2024 · €759
Net result
-€346▲ 88.2%
2024 · -€2,927
Working capital
-€5,951▼ 6.2%
2024 · -€5,605
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€2,732--€1,768▲ 35.3%-€2,838▼ 60.5%-€266▲ 90.6%
Net result-€2,826below the sector's middle half--€1,852below the sector's middle half▲ 34.5%-€2,927below the sector's middle half▼ 58.0%-€346below the sector's middle half▲ 88.2%
Equity-€826below the sector's middle half--€2,679below the sector's middle half▼ 224%-€5,605below the sector's middle half▼ 109%-€5,951below the sector's middle half▼ 6.2%
Total assets€2,009below the sector's middle half-€1,073below the sector's middle half▼ 46.6%€759below the sector's middle half▼ 29.3%€2,281below the sector's middle half▲ 201%
Debt€2,835-€3,752▲ 32.4%€6,364▲ 69.6%€8,232▲ 29.4%
Working capital-€826below the sector's middle half--€2,679below the sector's middle half▼ 224%-€5,605below the sector's middle half▼ 109%-€5,951below the sector's middle half▼ 6.2%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2022: -€2,732-€2,732Net result 2022: -€2,826-€2,826Operating result 2023: -€1,768-€1,768Net result 2023: -€1,852-€1,852Operating result 2024: -€2,838-€2,838Net result 2024: -€2,927-€2,927Operating result 2025: -€266-€266Net result 2025: -€346-€3462022202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€1,768-€1,770Net result 2023: -€1,852-€1,850Operating result 2024: -€2,838-€2,840Net result 2024: -€2,927-€2,930Operating result 2025: -€266-€266Net result 2025: -€346-€346202320242025
The operating result stays negative: a loss of €266 in 2025 against €2,838 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€8,232▲
2024 · €6,364
Ratios withheld: a balance sheet total of €2,281 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 22 lines
Balance sheet Code20242025
Assets
Total assets20/58€759€2,281▲
Current assets29/58€759€2,281▲
Cash at bank and in hand54/58€759€2,281▲
Equity and liabilities
Total equity and liabilities10/49€759€2,281▲
Equity10/15-€5,605-€5,951▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€7,605-€7,951▼
Amounts payable17/49€6,364€8,232▲
Amounts payable within one year42/48€6,364€8,232▲
Trade debts44€364€232▼
Suppliers440/4€364€232▼
Other amounts payable47/48€6,000€8,000▲
Income statement Code20242025
Other operating charges640/8€387-
Gross operating margin9900-€2,451-€266▲
Operating profit (loss)9901-€2,838-€266▲
Financial charges65/66B€89€80▼
Recurring financial charges65€89€80▼
Profit (loss) for the period before taxes9903-€2,927-€346▲
Profit (loss) for the period9904-€2,927-€346▲
Profit (loss) for the period to be appropriated9905-€2,927-€346▲
Appropriation of the result
Profit (loss) to be appropriated9906-€7,605-€7,951▼
Profit (loss) brought forward from the previous period14P-€4,679-€7,605▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8--€387--
Gross operating margin9900-€2,732-€1,768-€2,451-€266▲ 89.2%
Operating profit (loss)9901-€2,732-€1,768-€2,838-€266▲ 90.6%
Financial charges65/66B€95€84€89€80▼ 9.6%
Recurring financial charges65€95€84€89€80▼ 9.6%
Profit (loss) for the period before taxes9903-€2,826-€1,852-€2,927-€346▲ 88.2%
Profit (loss) for the period9904-€2,826-€1,852-€2,927-€346▲ 88.2%
Profit (loss) for the period to be appropriated9905-€2,826-€1,852-€2,927-€346▲ 88.2%
Line2022202320242025Change
Assets
Total assets20/58€2,009€1,073€759€2,281▲ 201%
Current assets29/58€2,009€1,073€759€2,281▲ 201%
Amounts receivable within one year40/41€172€413---
Other amounts receivable41€172€413---
Cash at bank and in hand54/58€1,836€661€759€2,281▲ 201%
Equity and liabilities
Total equity and liabilities10/49€2,009€1,073€759€2,281▲ 201%
Equity10/15-€826-€2,679-€5,605-€5,951▼ 6.2%
Contributions10/11€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14-€2,826-€4,679-€7,605-€7,951▼ 4.5%
Amounts payable17/49€2,835€3,752€6,364€8,232▲ 29.4%
Amounts payable within one year42/48€2,835€3,752€6,364€8,232▲ 29.4%
Trade debts44€335€252€364€232▼ 36.2%
Suppliers440/4€335€252€364€232▼ 36.2%
Other amounts payable47/48€2,500€3,500€6,000€8,000▲ 33.3%
Line2022202320242025Change
Profit (loss) for the period9904-€2,826-€1,852-€2,927-€346▲ 88.2%
Operating cash flow (approximation)-€2,826-€1,852-€2,927-€346▲ 88.2%
Change in cash--€1,176€98€1,523▲ 1,459%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
State Gazette act Registered office
Registered-office move2 facts ▸
  • Registered-office move, Gemslaan 48, 3090 Overijse
  • General meeting, 25-06-2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€2,927
Net result drops to -€2,927, the lowest in the series; recovery starts the following year.
21-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
3,079 m²
Building footprint
305 m²
Volume, LiDAR
1,929 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GERMINALLY
Kasteelstraat 50, 3090 OverijseComputing infrastructure, data processing, hosting and other information service activities
since 20222.326.688.421
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062N0042/00Z007 Flanders 2,113 m² 1 · 150 m² 8.8 m · 2 fl.
23062N0045/00R006 Flanders 966 m² 1 · 155 m² 10.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,265 companies in sector 69209 we hold annual accounts for 1,101. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0775861824
Also 9925:BE0775861824
Registered 17-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.