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GERMABU

Active
Private limited companyfounded 2021active for 5 yearsPlanetariumlaan 135A, 2610 Antwerpen, BelgiumKBO/BCE: BE 0760.828.012

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GERMABU has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,514 and a net result of €41,514. Equity has been growing by about 68% per year since 2021. Its solvency ranks better than 21% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 05-01-2021 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Establishment unit
2.311.404.684 2610 Antwerpen, since 05-01-2021
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Budts YasminDirector

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€71,233
▲ 151%
Turnover
≈ €150,000
estimated
Profit
€41,514
▼ 85.8%
Equity
€46,514
▼ 77.4%
Total assets
€212,331
▼ 0.5%
Filed on 25-08-2026, 25 days after the deadlineat the National Bank
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 0.75, cash €45,377Figures for financial year 2025 (filed on 25-08-2026)Size: total assets €212,331Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 24% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Average
Solvency 47-53
equity 21.9% of total assets
Liquidity 34-63
short-term debt 78.1% · cash 21.4%
Profitability 93-7
return on assets 19.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: 0.1%● unchanged vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.75 (19.07 in 2024), below 1. Short-term debt is 78.1% and cash 21.4% of total assets. 78.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 24% of them on solvency, 11% on liquidity, 56% on profitability and 7% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 0.75, cash €45,377
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 25-08-2026)
NBB · annual accounts
lowers risk · Size: total assets €212,331
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 21%
← weakest strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
25 days late
2024
24 days late
2023
8 days early
2022
31 days late
2021
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 20 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €292,597 to €41,514 ▼ 85.8% View
  • Positive: 5 profitable years in a rowprofit 2025: €41,514 5 years View

Comparable companies

These companies have the same main activity as GERMABU: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €179,000 and €246,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
GERMABU Antwerpen€212,331€71,233
Sas Consultancy Vosselaar€246,314€71,677
De Mets Accountancy Schilde€178,655€65,728
ValiVia Consult Chaudfontaine€203,709€76,382
Hasa Consulting Hasselt€206,615€80,482
Bureau Mulliez SRL Honnelles€188,581€73,357
OXEN Herve€239,744€74,390
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about GERMABU

What is the company number of GERMABU?
The company number of GERMABU is 0760.828.012. The VAT number is the same number with BE in front: BE 0760.828.012.
Where is GERMABU based?
The registered office is at Planetariumlaan 135A, 2610 Antwerpen.Company details
What does GERMABU do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of GERMABU?
The legal form of GERMABU is Private limited company (BV).
When was GERMABU founded?
GERMABU was founded on 05-01-2021.
Is GERMABU still active?
Yes, GERMABU is an active enterprise in the KBO register.
What is the turnover of GERMABU?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €71,233 and 56 comparable companies (NACE 69201). It probably lies between €120,000 and €210,000.Financials
Is GERMABU profitable?
In financial year 2025, GERMABU made a profit of €41,514.
Where can I find the annual accounts of GERMABU?
GERMABU filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GERMABU due?
GERMABU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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