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"GERLI JVZB"

Active
Private limited company (pre-2019)founded 20188 yrs activeBergense Steenweg 1425, 1070 Anderlecht, BelgiumKBO/BCE: BE 0700.604.868

The computed 12-month bankruptcy probability of "GERLI JVZB" is 2.9% (moderate). For "GERLI JVZB", at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €743k and a net result of €8k. Equity remains stable across the filed fiscal years (±1.9% per year). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability40=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
95.9%
Return on assets
1%
Age of the figures
33 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline19-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 01-12-2024, 123 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
123 d late
2022
71 d late
2021
32 d early
2020
on the day
2019
on the day
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2023, micro schema

Equity
€743k▲ 1.1%
2022 · €735k
2019: €690k 2020: €677k 2021: €727k 2022: €735k
2019 → 2023
Total assets
€774k▲ 1.3%
2022 · €764k
2019: €1.65M 2020: €1.64M 2021: €755k 2022: €764k
2019 → 2023
Net result
€8k▲ 2.5%
2022 · €8k
2019: €15k 2020: €-13k 2021: €77k 2022: €8k
2019 → 2023
Working capital
€297k▼ 2.4%
2022 · €304k
2019: €78k 2020: €67k 2021: €297k 2022: €304k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€690k-€677k▼ 1.9%€727k▲ 7.5%€735k▲ 1.0%€743k▲ 1.1%
Operating result€-77k-€-13k▲ 82.4%€88k€-4k€-4k▲ 2.7%
Net result€15k-€-13k€77k€8k▼ 90.1%€8k▲ 2.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50k€100kOperating result 2019: €-77k€-77kNet result 2019: €15k€15kOperating result 2020: €-13k€-13kNet result 2020: €-13k€-13kOperating result 2021: €88k€88kNet result 2021: €77k€77kOperating result 2022: €-4k€-4kNet result 2022: €8k€8kOperating result 2023: €-4k€-4kNet result 2023: €8k€8k20192020202120222023
The operating result stays negative: a loss of €4k in 2023 against €4k in 2022; the loss shrinks.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €774k
Fixed assets €446k▲ 0.4%
Current assets €329k▲ 2.5%
Equity and liabilities €774k
Equity €743k▲ 1.1%
Provisions €0▼ 100%
Debt €32k▲ 91.2%
The debt ratio rises from 2.2% to 4.1%. Equity and debt are higher.
Key figures and ratios
2023 value · change against 2022
Solvency
95.9%
2022 · 96.1%
Current ratio
10.28
2022 · 19.17
Quick ratio
10.28
2022 · 19.17
Debt / equity
0.04
2022 · 0.02
ROE
1.1%
2022 · 1.0%
ROA
1.0%
2022 · 1.0%
Debt
€32k
2022 · €17k
Debt ≤ 1 year
€32k
2022 · €17k
Income taxes
€15k
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet Code20222023
Assets
Total assets20/58€764k€774k
Fixed assets21/28€444k€446k
Tangible fixed assets22/27€443k€443k=
Land and buildings22€443k€443k=
Financial fixed assets28€831€3k
Current assets29/58€321k€329k
Amounts receivable within one year40/41€309k€326k
Trade receivables40€282€282=
Other amounts receivable41€308k€326k
Cash at bank and in hand54/58€12k€2k
Equity and liabilities
Total equity and liabilities10/49€764k€774k
Equity10/15€735k€743k
Contributions10/11€363k€363k=
Revaluation surpluses12€44k€44k=
Reserves13€328k€332k
Non-distributable reserves130/1€63k€63k=
Reserves not available under the articles1311€63k€63k=
Tax-exempt reserves132€31k-
Distributable reserves133€234k€269k
Profit (loss) carried forward14€249€4k
Provisions and deferred taxes16€13k-
Deferred taxes168€13k-
Amounts payable17/49€17k€32k
Amounts payable within one year42/48€17k€32k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45€16k€31k
Taxes450/3€16k€31k
Income statement Code20222023
Other operating charges640/8€772€739
Gross operating margin9900€-4k€-4k
Operating profit (loss)9901€-4k€-4k
Financial income75/76B€15k€14k
Recurring financial income75€15k€14k
Financial charges65/66B€118€152
Recurring financial charges65€118€152
Profit (loss) for the period before taxes9903€10k€10k
Transfer from deferred taxes780-€13k
Income taxes67/77€3k€15k
Profit (loss) for the period9904€8k€8k
Transfer from tax-exempt reserves789-€31k
Profit (loss) for the period to be appropriated9905€8k€39k
Appropriation of the result
Profit (loss) to be appropriated9906€8k€39k
Profit (loss) brought forward from the previous period14P€630€249
Transfer to equity691/2€8k€35k
To other reserves6921€8k€35k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2024
01-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 123 days late
2023
10-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €77k
Net result €77k after one loss-making year.
31-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-13k ▼189%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergense Steenweg 14251070 Anderlecht
Ground area
9,170 m²
Building footprint
3,000 m²
Volume, LiDAR
23,486 m³
Parcel 21307E0191/00W002, Brussels · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
"GERLI JVZB"
Bergense Steenweg 1425, 1070 AnderlechtActivities auxiliary to financial services and insurance activities
since 20182.279.544.837
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21307E0191/00W002 Brussels 9,170 m² 1 · 3,000 m² 9.2 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded02-08-2018
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.