GERJO
ActiveGERJO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 90% of 1236 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability17▼-5
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 8.22 against 10.61 in 2022; short-term debt: 11.7% and cash: 39.1% of total assets), and 11.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.3%
Return on assets
-1.1%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2022
45 d late
2021
64 d late
2020
152 d late
2019
151 d late
2018
142 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€153k▲ 0.7%
2022 · €152k
2018: €157k
2019: €190k
2020: €170k
2021: €155k
2022: €152k
2018 → 2024
Total assets
€173k▲ 3.5%
2022 · €167k
2018: €241k
2019: €224k
2020: €183k
2021: €164k
2022: €167k
2018 → 2024
Net result
€-2k▲ 48.9%
2022 · €-4k
2018: €-13k
2019: €33k
2020: €-20k
2021: €-14k
2022: €-4k
2018 → 2024
Working capital
€146k▼ 1.5%
2022 · €149k
2018: €103k
2019: €152k
2020: €151k
2021: €144k
2022: €149k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222024Trend
Equity€190k-€170k▼ 10.8%€155k▼ 8.5%€152k▼ 2.4%€153k▲ 0.7%
Operating result€41k-€-12k€-3k▲ 78.6%€-9k▼ 261%€-5k▲ 44.2%
Net result€33k-€-20k€-14k▲ 29.9%€-4k▲ 74.5%€-2k▲ 48.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-5k in 2024, compared with €-9k in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €173k
Fixed assets
€6k▲ 112%
Current assets
€167k▲ 1.6%
Equity and liabilities €173k
Equity
€153k▲ 0.7%
Debt
€20k▲ 31.2%
The debt ratio rises from 9.3% to 11.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-3k▼
2022 · €375
Cash flow
€811▼
2022 · €6k
Solvency
88.3%▼
2022 · 90.7%
Current ratio
8.22▼
2022 · 10.61
Quick ratio
8.22▼
2022 · 10.61
Debt / equity
0.13▲
2022 · 0.10
ROE
-1.2%▲
2022 · -2.4%
ROA
-1.1%▲
2022 · -2.2%
Interest coverage
-5.57▼
2022 · 0.72
Debt
€20k▲
2022 · €15k
Debt ≤ 1 year
€20k▲
2022 · €15k
Income taxes
€-3k▲
2022 · €-6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2022
Balance sheet
Code20222024
Assets
Total assets20/58€167k€173k▲
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27€3k€6k▲
Land and buildings22€1k€2k▲
Plant, machinery and equipment23€2k€5k▲
Furniture and vehicles24€1-
Current assets29/58€164k€167k▲
Amounts receivable within one year40/41€83k€99k▲
Trade receivables40€27k€25k▼
Other amounts receivable41€55k€74k▲
Cash at bank and in hand54/58€81k€68k▼
Equity and liabilities
Total equity and liabilities10/49€167k€173k▲
Equity10/15€152k€153k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Reserves13€133k€134k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€9k€9k=
Distributable reserves133€122k€125k▲
Amounts payable17/49€15k€20k▲
Amounts payable within one year42/48€15k€20k▲
Financial debts43€1k€1k=
Credit institutions430/8€1k€1k=
Trade debts44€13k€13k=
Suppliers440/4€13k€13k=
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Income statement
Code20222024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Other operating charges640/8€804€5k▲
Gross operating margin9900€1k€2k▲
Operating profit (loss)9901€-9k€-5k▲
Financial income75/76B€1€934▲
Recurring financial income75€1€934▲
Financial charges65/66B€520€467▼
Recurring financial charges65€520€467▼
Profit (loss) for the period before taxes9903€-10k€-5k▲
Income taxes67/77€-6k€-3k▲
Profit (loss) for the period9904€-4k€-2k▲
Profit (loss) for the period to be appropriated9905€-4k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-2k▲
Transfer from equity791/2€4k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2023
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
30-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 152 days late
2020
31-12
Financial
Weakest financial yearnet €-20k ▼161%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 15.02
Current ratio from 6.85 to 15.02; short-term debt falls from €26k to €11k.
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 151 days late
2019
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 6.85
Current ratio from 2.60 to 6.85; short-term debt falls from €64k to €26k.
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 142 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 53 days late
2016
17-10
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 78 days late
26-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 179 days late
2015
07-05
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 280 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westlaan 4238800 RoeselareGround area
360 m²
Building footprint
140 m²
Volume, LiDAR
958 m³
Parcel 36504D0904/00E004, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZEEFDRUK GERJO
since 19892.042.362.318
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0904/00E004 | Flanders | 360 m² | 1 · 140 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Arttra-Design
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PIXINK
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CONTROL DE VUYST
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Of 1,601 companies in sector 18120 we hold annual accounts for 809. 616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1989
Fiscal year end31-12
Activities, NACEBEL
18120Other printing
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.