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GERISCOR

Active
Private limited company (pre-2019)founded 199926 yrs activeAv Béatrice Cusance 59, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0466.964.334
Summary

GERISCOR has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €289,861 and a net result of €1,288. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3316 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability39▼-7
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 29.81 against 11.28 in 2024; short-term debt: 2.8% and cash: 10.8% of total assets), and 2.8% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
97.2%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
265 d late
2023
28 d late
2022
30 d late
2021
20 d early
2020
15 d early
2019
35 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 44 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GERISCOR was incorporated on 1 October 1999.1 Total assets rose from EUR 248,766 in 2018 to EUR 298,278 in 2025 and headcount from 1 full-time equivalents in 2021 to 1 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021, 2024 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€289,861▲ 0.4%
2024 · €288,573
Total assets
€298,278▼ 4.3%
2024 · €311,518
Net result
€1,288▼ 88.2%
2024 · €10,942
Working capital
€239,880▲ 1.8%
2024 · €235,525
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€35,992▲ 253%€55,124▲ 53.2%€22,493▼ 59.2%€7,839▼ 65.2%-€8,993
Net result€32,636▲ 104%€48,103▲ 47.4%€19,880▼ 58.7%€10,942▼ 45.0%€1,288▼ 88.2%
Equity€227,648▲ 6.9%€257,751▲ 13.2%€277,631▲ 7.7%€288,573▲ 3.9%€289,861▲ 0.4%
Total assets€269,808▲ 19.8%€307,441▲ 13.9%€291,601▼ 5.2%€311,518▲ 6.8%€298,278▼ 4.3%
Debt€42,159▲ 247%€49,690▲ 17.9%€13,971▼ 71.9%€22,946▲ 64.2%€8,417▼ 63.3%
Working capital€174,712▲ 9.2%€204,785▲ 17.2%€225,740▲ 10.2%€235,525▲ 4.3%€239,880▲ 1.8%
Staff (FTE)11=1=1=
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2021: €35,992€35,992Net result 2021: €32,636€32,636Operating result 2022: €55,124€55,124Net result 2022: €48,103€48,103Operating result 2023: €22,493€22,493Net result 2023: €19,880€19,880Operating result 2024: €7,839€7,839Net result 2024: €10,942€10,942Operating result 2025: -€8,993-€8,993Net result 2025: €1,288€1,28820212022202320242025-€10,000€0€10,000€20,000Operating result 2023: €22,493€22,500Net result 2023: €19,880€19,900Operating result 2024: €7,839€7,840Net result 2024: €10,942€10,900Operating result 2025: -€8,993-€8,990Net result 2025: €1,288€1,290202320242025
The operating result turns negative in 2025: a loss of €8,993 after €7,839 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €298,278
Fixed assets €50,072 ▼ 5.7%
Current assets €248,206 ▼ 4.0%
Equity and liabilities €298,278
Equity €289,861 ▲ 0.4%
Debt €8,417 ▼ 63.3%
Debt's share of the balance-sheet total falls from 7.4% to 2.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
29.81▲
2024 · 11.28
Debt to equity
0.03▼
2024 · 0.08
ROE
0.4%▼
2024 · 3.8%
ROA
0.4%▼
2024 · 3.5%
Debt ≤ 1 year
€8,325▼
2024 · €22,921
Income taxes
€636▼
2024 · €5,874
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€311,518€298,278▼
Fixed assets21/28€53,072€50,072▼
Intangible fixed assets21€50,072€50,072=
Financial fixed assets28€3,000-
Current assets29/58€258,446€248,206▼
Amounts receivable within one year40/41€219,430€215,606▼
Trade receivables40€803-
Other amounts receivable41€218,628€215,606▼
Cash at bank and in hand54/58€38,676€32,349▼
Deferred charges and accrued income490/1€340€251▼
Equity and liabilities
Total equity and liabilities10/49€311,518€298,278▼
Equity10/15€288,573€289,861▲
Contributions10/11€20,000€20,000=
Capital10€20,000€20,000=
Issued capital100€20,000€20,000=
Reserves13€266,500€266,500=
Non-distributable reserves130/1€2,000€2,000=
Legal reserve130€2,000€2,000=
Distributable reserves133€264,500€264,500=
Profit (loss) carried forward14€2,073€3,361▲
Amounts payable17/49€22,946€8,417▼
Amounts payable within one year42/48€22,921€8,325▼
Trade debts44€14,933€1,815▼
Suppliers440/4€14,933€1,815▼
Taxes, remuneration and social security45€7,989€6,510▼
Taxes450/3€5,874€6,510▲
Remuneration and social security454/9€2,115-
Accrued charges and deferred income492/3€25€92▲
Income statement Code20242025
Remuneration, social security and pensions62€9,223-
Other operating charges640/8€387€400▲
Gross operating margin9900€17,449-€8,593▼
Operating profit (loss)9901€7,839-€8,993▼
Financial income75/76B€11,294€11,248▼
Recurring financial income75€11,294€11,248▼
Financial charges65/66B€2,316€331▼
Recurring financial charges65€2,316€331▼
Profit (loss) for the period before taxes9903€16,816€1,924▼
Income taxes67/77€5,874€636▼
Profit (loss) for the period9904€10,942€1,288▼
Profit (loss) for the period to be appropriated9905€10,942€1,288▼
Appropriation of the result
Profit (loss) to be appropriated9906€12,573€3,361▼
Profit (loss) brought forward from the previous period14P€1,631€2,073▲
Transfer to equity691/2€10,500-
To other reserves6921€10,500-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€6,791€8,263€9,738€9,223--
Other operating charges640/8€562€348€384€387€400▲ 3.2%
Non-recurring operating charges66A-€638----
Gross operating margin9900€43,345€64,373€32,615€17,449-€8,593▼ 149%
Operating profit (loss)9901€35,992€55,124€22,493€7,839-€8,993▼ 215%
Financial income75/76B€9,429€11,092€8,977€11,294€11,248▼ 0.4%
Recurring financial income75€9,429€11,092€8,977€11,294€11,248▼ 0.4%
Financial charges65/66B€818€1,024€1,940€2,316€331▼ 85.7%
Recurring financial charges65€818€1,024€1,940€2,316€331▼ 85.7%
Profit (loss) for the period before taxes9903€44,603€65,192€29,530€16,816€1,924▼ 88.6%
Income taxes67/77€11,967€17,089€9,650€5,874€636▼ 89.2%
Profit (loss) for the period9904€32,636€48,103€19,880€10,942€1,288▼ 88.2%
Profit (loss) for the period to be appropriated9905€32,636€48,103€19,880€10,942€1,288▼ 88.2%
Line20212022202320242025Change
Assets
Total assets20/58€269,808€307,441€291,601€311,518€298,278▼ 4.3%
Fixed assets21/28€53,072€53,072€53,072€53,072€50,072▼ 5.7%
Intangible fixed assets21€50,072€50,072€50,072€50,072€50,072=
Financial fixed assets28€3,000€3,000€3,000€3,000--
Current assets29/58€216,735€254,369€238,529€258,446€248,206▼ 4.0%
Amounts receivable within one year40/41€187,684€195,963€195,340€219,430€215,606▼ 1.7%
Trade receivables40€21,996€9,438€13€803--
Other amounts receivable41€165,687€186,525€195,328€218,628€215,606▼ 1.4%
Cash at bank and in hand54/58€26,297€58,405€42,735€38,676€32,349▼ 16.4%
Deferred charges and accrued income490/1€2,754-€454€340€251▼ 26.3%
Equity and liabilities
Total equity and liabilities10/49€269,808€307,441€291,601€311,518€298,278▼ 4.3%
Equity10/15€227,648€257,751€277,631€288,573€289,861▲ 0.4%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Capital10€20,000€20,000€20,000€20,000€20,000=
Issued capital100€20,000€20,000€20,000€20,000€20,000=
Reserves13€207,000€237,000€256,000€266,500€266,500=
Non-distributable reserves130/1€2,000€2,000€2,000€2,000€2,000=
Legal reserve130€2,000€2,000€2,000€2,000€2,000=
Distributable reserves133€205,000€235,000€254,000€264,500€264,500=
Profit (loss) carried forward14€648€751€1,631€2,073€3,361▲ 62.1%
Amounts payable17/49€42,159€49,690€13,971€22,946€8,417▼ 63.3%
Amounts payable within one year42/48€42,023€49,584€12,789€22,921€8,325▼ 63.7%
Trade debts44€5,001€635€863€14,933€1,815▼ 87.8%
Suppliers440/4€5,001€635€863€14,933€1,815▼ 87.8%
Taxes, remuneration and social security45€19,022€30,949€11,927€7,989€6,510▼ 18.5%
Taxes450/3€18,383€29,481€9,650€5,874€6,510▲ 10.8%
Remuneration and social security454/9€640€1,468€2,276€2,115--
Other amounts payable47/48€18,000€18,000----
Accrued charges and deferred income492/3€137€106€1,182€25€92▲ 275%
Line20212022202320242025Change
Profit (loss) for the period9904€32,636€48,103€19,880€10,942€1,288▼ 88.2%
Operating cash flow (approximation)€32,636€48,103€19,880€10,942€1,288▼ 88.2%
Investment in fixed assets (approximation)-€0€0€0€3,000-
Change in cash-€32,108-€15,670-€4,060-€6,326▼ 55.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
22-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 265 days late
2025
31-12
Financial Weakest financial yearnet €1,288 ▼88.2%
Net result drops to €1,288, the lowest in the series.
31-12
Financial Liquidity triplescurrent ratio 29.81
Current ratio from 11.28 to 29.81; short-term debt falls from €22,921 to €8,325.
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial Liquidity quadruplescurrent ratio 18.65
Current ratio from 5.13 to 18.65; short-term debt falls from €49,584 to €12,789.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
11-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Liquidity times 7current ratio 14.15
Current ratio from 1.92 to 14.15; short-term debt falls from €156,343 to €12,161.
31-12
Financial Equity above €200,000Eq €213,012 ▲8.1%
3 profitable years in a row build equity to €213,012.
04-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
Show earlier events
2019
31-12
Financial Highest result since 2018net €48,558 ▲10.3%
Net result €48,558, the highest in the series.
19-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
20-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
18-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Similar companies · same sector, comparable size

Of 2,264 companies in sector 69209 we hold annual accounts for 1,098. 797 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded01-10-1999
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
81100Combined facilities support activities
E-invoicing
Not found in the Peppol register

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Scores and ratios are computed by Checked and are not a credit decision.