Equity
€33,149 from €219,429 in 2024
Equity fell by 85% in 1 year.
Gerd Speed
Lifetime
4 annual accounts with figures on one time axispeak €125,883 (2025)
€125,883▲ 25.1%
peak €88,720 (2025)
€88,720▲ 32.1%
peak €219,429 (2024)
€33,149▼ 84.9%
€261,896▲ 244%
Board1 name since 2021
1 directorSPEED, Gerd Jozef Walter
Documentsfilings and deeds
01-07-202630 days before the deadline
2025micro format
Gross margin from €100,666 to €125,883Result from €67,158 to €88,720Dividend €275,000Equity from €219,429 to €33,149Debts from €76,043 to €261,896
Key points
from the 2025 annual accountsTurnover
≈ €210,000 estimated
The micro format states no turnover.
Debts
€261,896 89% of the balance sheet
Suppliers 0%Taxes and wages 32%Other 68%
Liquidity
1.03 was 3.90 in 2024
Short-term debts rose from €66,111 to €261,896.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 17 to 51 days before the end of the period.
Position in the sector
11.2%
Lower solvency than 82% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.
Checked score
92
Excellent
Financially stronger than 36% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €33,149 (11.2% of total assets)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 1.03, cash €256,337
Size: total assets €295,045
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 18% of them on solvency, 37% on liquidity, 84% on profitability and 7% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,713 companies had the same profile as Gerd Speed has now. Each dot stands for 17 companies, two years later.
95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Gerd Speed itself is lower: < 0.1% within 12 months. It rests on far more data about Gerd Speed than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,713 companies, not a prediction for Gerd Speed. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (3.9 in 2024), below the usual 1.5. Short-term debt is 88.8% and cash 86.9% of total assets. 88.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 39368 sector peers (2025).
NBB · sector comparisonPosition among 39368 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 days early
2024
51 days early
2023
30 days early
2022
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 32 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0772444355
Incorporation
Founding capital of €5,000, 50 shares · Founder: SPEED, Gerd Jozef Walter (comparant) · Appointment: SPEED, Gerd Jozef Walter (director) · published on 12-08-2021 · Gazette deed
First establishment
Gebroeders van Raemdoncklaan 25, Edegem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Gerd Speed Edegem | €295,045 | €125,883 | 11.2% | - |
| ALEXANDER WATSON Brasschaat | €281,649 | €120,708 | 14.3% | - |
| NHU CONSULTING Laakdal | €307,360 | €115,805 | 86.6% | - |
| Ann Van Hecke Antwerp | €336,729 | €124,658 | 91.8% | - |
| Leslie Totté Lier | €309,833 | €148,149 | 22.5% | - |
| MAKK Consulting Herentals | €295,342 | €144,780 | 5.1% | - |
| Ademo Kontich | €243,222 | €129,618 | -17.9% | - |
These companies have the same main activity as Gerd Speed: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €243,000 and €337,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 10-08-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.320.254.3512650 Edegem, since 10-08-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €295,045▼ 0.1%
- Filing
- Filed on 01-07-2026, 30 days before the end of the filing period
Insights on Gerd Speed
Gerd Speed files the micro format. That format states no turnover. The gross margin rose from €107,975 in 2022 to €125,883 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Gerd Speed
- What is the company number of Gerd Speed?
- The company number of Gerd Speed is 0772.444.355. The VAT number is the same number with BE in front: BE 0772.444.355.
- Where is Gerd Speed based?
- The registered office is at Gebroeders van Raemdoncklaan 25, 2650 Edegem.Company details
- What does Gerd Speed do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Gerd Speed?
- Gerd Speed is a private limited company (BV).
- When was Gerd Speed founded?
- Gerd Speed was founded on 10-08-2021.
- Is Gerd Speed still active?
- Yes, Gerd Speed is an active enterprise in the KBO register.
- What is the turnover of Gerd Speed?
- The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €125,883 and 109 comparable companies (NACE 70200). It probably lies between €180,000 and €250,000.Financials
- Is Gerd Speed profitable?
- In financial year 2025, Gerd Speed made a profit of €88,720.
- Where can I find the annual accounts of Gerd Speed?
- Gerd Speed filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Gerd Speed due?
- Gerd Speed must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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