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Gercoma

Active Private limited companyfounded 2020active for 5 yearsSint-Martinusstraat 42, 1700 DilbeekKBO/BCE: BE 0758.461.212

Overview

Lifetime

5 annual accounts with figures on one time axis
peak €171,064 (2024)
€165,782▼ 3.1%
peak €111,216 (2024)
€105,692▼ 5.0%
peak €245,113 (2024)
€220,805▼ 9.9%
€83,226▲ 8.8%
Board1 name since 2020
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Dividend €130,000Cash from €11,949 to €20,223

Key points

from the 2025 annual accounts

Equity

€220,805 ▼ 9.9%
245,1132024+105,692Profit-130,000Dividend220,8052025

Gercoma paid out €130,000 in dividends. That is 123% of the 2025 profit.

Filings

5 annual accounts 3 late
AprilJune31 JulyOctober20222024

The 2023 accounts came latest: 30 days after the end of the period.

Position in the sector

€105,692

Higher net result than 86% of companies in head offices and management consultancy. Sector median €27,142 · 39,376 companies.

Checked score

94
Excellent
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

98-2equity 72.6% of total assets
51-1short-term debt 22.1% · cash 6.7%
100=return on assets 34.8%

Score breakdown

raises risk
Founded in 2020
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €304,031
Figures for financial year 2025 (filed on 24-08-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 69% of them on solvency, 37% on liquidity, 84% on profitability and 28% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 26,972 companies had the same profile as Gercoma has now. Each dot stands for 68 companies, two years later.

94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of Gercoma itself is lower: 0.1% within 12 months. It rests on far more data about Gercoma than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 26,972 companies, not a prediction for Gercoma. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €20,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.86 (5.35 in 2024), above the usual 1.5. Short-term debt is 22.1% and cash 6.7% of total assets. 27.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €304,031
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 24-08-2026)
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
24 days late
2024
20 days late
2023
30 days late
2022
77 days early
2021
80 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 17 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (4 of the last 5 accounts filed within 97 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

  • CORNELIS Gerrit Gustaaf founderdeed of 18-11-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0758461212
Incorporation Founding capital of €3,000, 100 shares · Founder: CORNELIS Gerrit Gustaaf · Appointment: CORNELIS Gerrit Gustaaf (director) · published on 18-11-2020 · Gazette deed
First establishment Sint-Martinusstraat 42, Dilbeek
All 11 events

Comparable companies

same main activity, similar in size and age
Company
Gercoma Dilbeek €304,031 €165,782 72.6% -
FELMOND FINANCE Overijse €270,018 €171,021 43.3% -
Blackbelt Leuven €281,305 €148,415 60.0% -
Saya Projects Boutersem €264,622 €182,928 38.8% -
STRO Merchtem €248,653 €165,190 50.2% -
SNJ Consult Herent €319,313 €142,342 3.4% -
LENILISE Lennik €377,974 €158,757 17.1% -

These companies have the same main activity as Gercoma: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €249,000 and €378,000, founded between 2020 and 2021.

Official details

Source: KBO
Status
Active since 16-11-2020Normal situation
Activity
Business and other management consultancyNACE 70200and 3 others
Establishment unit
2.309.874.6581700 Dilbeek, since 16-11-2020
Financial year end
31 December
Peppol
Reachable since 15-07-2025
Company details

Annual accounts 2025

€165,782▼ 3.1%
≈ €280,000estimated
€105,692▼ 5.0%
€220,805▼ 9.9%
€304,031▼ 5.5%
Filing
Filed on 24-08-2026
Financials

Insights on Gercoma

Gercoma files the micro format. That format states no turnover. The gross margin rose from €53,198 in 2021 to €165,782 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 24-08-2026, 24 days late
€165,782
▼ 3.1%
€145,332
▼ 2.7%
€105,692
▼ 5.0%
€192,105
▼ 8.0%
72.6%
▼ 3.6 percentage points
3.86
▼ 1.49

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €280,000. Estimated: probably between €240,000 and €330,000.

Balance sheet

balance sheet total €304,031 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

72.6%

Higher than 69% of 39,360 companies in 2025.

3.86

Higher than 71% of 38,044 companies in 2025.

34.8%

Higher than 76% of 38,516 companies in 2025.

Gercoma Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: top quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021
Balance sheet: assets
20/58 304,031321,597224,61790,57963,106
21/28 44,85164,84586,4203,3585,419
22/27 44,85164,84586,4203,3585,419
24 44,85164,84586,4203,3585,419
29/58 259,179256,751138,19787,22157,688
29 -100,000---
291 -100,000---
40/41 236,505141,05940,5119,8433,929
40 70,34989,83840,5119,8433,929
41 166,15551,220---
54/58 20,22311,94997,68677,37853,759
490/1 2,4523,744---
Balance sheet: equity and liabilities
10/49 304,031321,597224,61790,57963,106
10/15 220,805245,113133,89744,66621,998
10/11 3,0003,0003,0003,0003,000
14 217,805242,113130,89741,66618,998
17/49 83,22676,48490,72145,91341,109
17 16,15128,49940,360--
170/4 16,15128,49940,360--
42/48 67,07547,98550,36145,91341,109
42 12,34811,86011,392--
44 18,5223,944812,2527,514
440/4 18,5223,944812,2527,514
45 36,20532,18120,27712,1799,696
450/3 36,20532,18120,27712,1799,696
47/48 --18,61131,48223,900
Income statement
9900 165,782171,064139,29931,14053,198
62 ---6824,910
630 20,39721,57517,7152,0612,959
640/8 5353---
9901 145,332149,437121,58429,01125,330
75/76B -1,875400
75 -1,875400
65/66B 2,0811,9421,872120-
65 2,0811,9421,872120-
9903 143,251149,370119,71628,89125,330
67/77 37,55838,15430,4857,4896,332
9904 105,692111,21689,23121,40218,998
9905 105,692111,21689,23121,40218,998
Appropriation of the result
9906 347,805242,113130,89741,66618,998
14P 242,113130,89741,66620,264-
694/7 130,000----
694 130,000----
Social balance sheet
9087 ----0.8
Hours worked1013 ----595
Document PDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 24-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 24 days after the deadline. Filed on 24 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00418343.

Financial year Type Filed Reference Document
31-12-2025 micro format 24-08-2026 2026-00418343 PDF
31-12-2024 micro format 20-08-2025 2025-00387541 PDF
31-12-2023 micro format 30-08-2024 2024-00454584 PDF
31-12-2022 micro format 15-05-2023 2023-00087182 PDF
31-12-2021 micro format 12-05-2022 2022-20025498 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021
165,729171,011139,29931,07228,288
126,090132,791106,94623,46321,957
4030100,77708,378
8,274-85,73720,30823,620-
192,105208,76787,83641,30816,579
72.6%76.2%59.6%49.3%34.9%
3.865.352.741.901.40
0.380.310.681.031.87
47.9%45.4%66.6%47.9%86.4%
34.8%34.6%39.7%23.6%30.1%
79.6388.0674.41over 100-

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-2021
0.8
Joined1
Left1

Source: social balance sheet in the 2021 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€403-€100,777-€8,378
€20,397€21,575€17,715€2,061€2,959

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on Gercoma

The operating result for 2025 is 3% lower than in 2024.

Debt's share of the balance-sheet total rises from 23.8% to 27.4%. Equity is lower and debt is higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 18-11-2020 term without a fixed end
listed in the 2025 annual accounts, filed on 24-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“De besluiten van het bestuursorgaan worden vastgelegd in notulen die ondertekend worden door de voorzitter van de vergadering en de leden…”
deed of 18-11-2020

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
CORNELIS Gerrit Gustaaf
Director (not named in the articles)
Board
Mandates as a list
  • CORNELIS Gerrit Gustaaf
    • Director (not named in the articles), appointed by deed of 18-11-2020, still in office

See the board, name and registered office on a given date →

Control

This company
Gercoma
Equity €220,805
Profit €105,692 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€2,208 in 2025
Source
deed of 18-11-2020

Articles of association

deed of 18-11-2020 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
“Indien meerdere bestuurders,dient volmacht gezamenlijk gegeven te worden, uitoefening deel bevoegdheid ten titel van bijzondere volmacht…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 10:00

Founder

At incorporation deed of 18-11-2020 ↗

Network & group

No group

Gercoma has no parent and no holdings in its annual accounts. CORNELIS Gerrit Gustaaf is the only director.

Board mandates elsewhere

2 board mandates
Board mandates of GercomaGercoma sits on their board2
Director
Founded in 2018 · turnover €5.3m (2025) · group MPARCO INVEST
Director
Founded in 2007 · 5.4 FTE (2025)

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

11 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 24 days late
2025
Annual accounts 2024 filed PDFmicro format · 20 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0758461212
2024
Highest result from 2021 to 2025 net €111,216 ▲24.6% The operating result of €149,437 and the net result of €111,216 are both a record.
Equity above €200,000 equity €245,113 ▲83.1% With a profit in every financial year since 2021, equity grows to €245,113.
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Equity above €100,000 equity €133,897 ▲200% With a profit in every financial year since 2021, equity grows to €133,897.
Annual accounts 2022 filed PDFmicro format · 77 days before the deadline
2022
Annual accounts 2021 filed PDFmicro format · 80 days before the deadline
2020
IncorporationFounding capital of €3,000, 100 shares · Founder: CORNELIS Gerrit Gustaaf · Appointment: CORNELIS Gerrit Gustaaf (director) · published on 18-11-20203 points ▸

Open the deed in the Belgian Official Gazette

First establishment Sint-Martinusstraat 42, Dilbeek

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 16 November 2020, Gercoma was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 CORNELIS Gerrit Gustaaf is director of the company, appointed by deed of 18-11-2020.2 Total assets went from €63,106 in 2021 to €304,031 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-11-2020
  3. 3National Bank, annual accounts 2021 and 2025

Company details

Identity

Enterprise number
0758.461.212
VAT number
BE 0758.461.212
Peppol ID
0208:0758461212
Other Peppol ID
9925:BE0758461212
LEI code
984500D1P5E0M2D36A12 no longer live in the LEI register
Legal form
Private limited company
Status
Active, normal situation
Founded
16-11-2020
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 10:00
deed of 18-11-2020 (in Dutch)
Peppol
Reachable since 15-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
Gercoma in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 18-11-2020 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 18-11-2020 (in Dutch)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
62020 IT consultancy
68311 Real estate activities
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“Alle bijdragen aan de vestiging of ontwikkeling van ondernemingen en in het bijzonder het verlenen van…”
8 activities
  1. Alle bijdragen aan de vestiging of ontwikkeling van ondernemingen en in het bijzonder het verlenen van financieel,technisch,commercieel,administratief en personeelsgebonden advies in de breedste zin van het woord(uitgezonderd advies over belegging van geld en dergelijke),raadgeving,bijstand en het uitvoeren van diensten rechtstreeks of onrechtstreeks op het gebied van administratie en financiën,van verkoop,van productie,van technieken van commerciële organisatie en distributie,en meer algemeen het beleid en de uitoefening van alle activiteiten in verband met dienstverlening en management in de breedste zin van het woord aan alle willekeurige fysieke-of rechtspersonen
  2. Het uitoefenen van alle mogelijke mandaten onder de vorm van studies van organisatie,van expertises,van technische of andere handelingen en adviezen,in alle domeinen begrepen in haar voorwerp
  3. Management consulting aan bedrijven,organisaties en andere instellingen en het op punt stellen van de organisatie,strategie en management van het menselijk potentieel,zoals onder meer coaching,Human Resources Management Systemen,recrutering,selectie en training
  4. Alle marketing studies,expertises,en adviezen met betrekking tot de licentie van producten,verwerving van vennootschappen,organisaties,personeel,public relations,en alle handelingen en activiteiten daarmee verband houdend;alle mogelijke studies,expertises,en adviesverlening in de sector van beleggingen
  5. Het verlenen van adviezen van financiële,technische,commerciële of administratieve aard,alsook op het vlak van informatica;in de ruimste zin,bijstand van diensten verlenen,rechtstreeks of onrechtstreeks,op het vlak van administratie en financiën,verkoop,produktie en algemeen bestuur
  6. Het verrichten van alle expertises,studies,toezicht en controles
  7. Het ontwikkelen van en advies geven rond informaticatoepassingen,het doceren over en opleiding geven in informaticatoepassingen,het onderzoek verrichten naar informaticatoepassingen,het ondersteuning geven voor informaticatoepassingen en het ontwerpen,ontwikkelen,implementeren en analyseren van informaticatoepassingen.Deze informaticatoepassingen omvatten onder andere zowel hardware als software en dat voor alle mogelijke doelmarkten.Deze functionaliteiten kunnen verder uitgebreid worden
  8. Het organiseren van evenementen
deed of 18-11-2020 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Sint-Martinusstraat 42 registered office 1700 Dilbeek 16-11-2020 2.309.874.658

Buildings and parcels at the address

Ground area
2,981 m²
Buildings
278 m²
Volume, LiDAR
38 m³
Tallest building
3.7 m
Buildings to scale, each on its own parcel
278 m², 3.7 m 278 m², 3.7 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
23074B0022/00A0022,981 m² 1 · 278 m² 3.7 m