GERBAUD
ActiveSummary
The computed 12-month bankruptcy probability of GERBAUD is 2.0% (moderate). The 2025 annual accounts show equity of €22k and a net result of €30k. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency66
Growth-
Track record67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.68; short-term debt: 59.4% and cash: 99.7% of total assets), but 59.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
55.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€22k
Total assets
€53k
Net result
€30k
Working capital
€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €53k
Equity
€22k
Debt
€32k
Debt finances 59.4% of the balance-sheet total.
Key figures and ratios
Current ratio
1.68
Debt to equity
1.46
ROE
137.0%
ROA
55.7%
Debt ≤ 1 year
€32k
Income taxes
€8k
Annual accounts
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €38k |
| Operating profit (loss)9901 | €38k |
| Financial charges65/66B | €36 |
| Recurring financial charges65 | €36 |
| Profit (loss) for the period before taxes9903 | €38k |
| Income taxes67/77 | €8k |
| Profit (loss) for the period9904 | €30k |
| Profit (loss) for the period to be appropriated9905 | €30k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €53k | |
| Current assets29/58 | €53k | |
| Cash at bank and in hand54/58 | €53k | |
| Deferred charges and accrued income490/1 | €136 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €53k | |
| Equity10/15 | €22k | |
| Contributions10/11 | €10k | |
| Profit (loss) carried forward14 | €12k | |
| Amounts payable17/49 | €32k | |
| Amounts payable within one year42/48 | €32k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €9k | |
| Remuneration and social security454/9 | €0 | |
| Other amounts payable47/48 | €21k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €30k |
| Operating cash flow (approximation) | €30k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thimister-Clermont · 1 establishment unit since 2025
Ground area
969 m²
Building footprint
193 m²
Volume, LiDAR
1,600 m³
2 parcels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Spa 71, 4802 Verviers
since 20252.376.012.129
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63077B0322/00H002 | Wallonia | 627 m² | 1 · 110 m² | 7.2 m · 2 fl. |
| 63036A0026/00M008 | Wallonia | 342 m² | 1 · 83 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.