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GERARDY

Active Public limited companyfounded 2006active for 20 yearsAvenue d'Ecolys 2, 5020 NamurKBO/BCE: BE 0884.710.274 subsidiary of .

Lifetime

18 annual accounts with figures on one time axis
peak €112,337 (2023)
€84,572unchanged
lowest -€106,101 (2008)
€23,031▼ 3.2%
peak €1.7m (2025)
€1.7m▲ 1.3%
€27,494▼ 33.5%
Board11 names since 2015
7 directors and 6 others
Owners4 names in the annual accounts
  
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Debts from €41,345 to €27,494

Key points

from the 2025 annual accounts

Equity

€1.7m ▲ 1.3%

GERARDY has made a profit without a break since 2021.

Liquidity

42.58 was 27.70 in 2024

Short-term debts fell from €36,536 to €25,059.

Filings

18 annual accounts since 2008
AprilJune31 JulyOctober2010201520202025

Four of the last ten came late. The 2023 accounts came latest: 30 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 14,768 companies had the same profile as GERARDY has now. Each dot stands for 37 companies, two years later.

96.1%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,768 companies, not a prediction for GERARDY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director
Managing director
Managing director,
Director
Director,
Director
and 1 other
  • 87.14%score equity €12.3m (2025) · 2025 annual accounts of .
  • 34.5%score equity €1.4m (2025) · 30-06-2022 annual accounts of
  • 12.86%equity €1.4m (2025) · 2025 annual accounts of
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0884710274
Resignations & appointments Permanent representatives: , , and · Change of role: , from director to managing director · Resignations: , and · General meeting of 29-03-2023 · Gazette deed
3 directors appointed, 3 resignations Resignations: . (managing director), and · Appointments: (managing director), and · Permanent representative: · General meeting of 19-08-2022 · Gazette deed
Registered office moved to Suarlée New registered office: avenue Ecolys, 2 bte 9 à 5020 Suarlée (Namur) · Reappointments: , and · Permanent representatives: and · General meeting of 30-09-2021 · Gazette deed
All 32 events

Official details

Source: KBO
Status
Active since 20-10-2006Normal situation
Registered office
91 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 13 November 2026.
Activity
“L'achat, l'échange, la vente, la prise en location et en sous-location, ainsi que la…” (deed in French)From the articles, 14 activitiesNo NACE code in the KBO yet
Financial year end
31 December
Peppol
Reachable since 30-03-2026
Company details

Annual accounts 2025

≈ €250,000estimated
€1.9m▲ 0.1%
Filing
Filed on 28-08-2026
Financials

Insights on GERARDY

GERARDY files the abbreviated format. That format states no turnover. The gross margin rose from €14,246 in 2008 to €84,572 in 2025.

. holds 87.14% of the shares. In September 2022, three directors stepped down. In April 2023, the Official Gazette published the appointment of as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about GERARDY

What is the company number of GERARDY?
The company number of GERARDY is 0884.710.274. The VAT number is the same number with BE in front: BE 0884.710.274.
Where is GERARDY based?
The registered office is at Avenue d'Ecolys 2, 5020 Namur.Company details
What is the legal form of GERARDY?
GERARDY is a public limited company (NV).
When was GERARDY founded?
GERARDY was founded on 20-10-2006.
Is GERARDY still active?
Yes, GERARDY is an active enterprise in the KBO register.
What is the turnover of GERARDY?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €84,572 and 988 comparable companies of the same size. It probably lies between €150,000 and €490,000. It is a rough estimate.Financials
Is GERARDY profitable?
In financial year 2025, GERARDY made a profit of €23,031.
Where can I find the annual accounts of GERARDY?
GERARDY filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GERARDY due?
GERARDY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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