GERARDIMMO
ActiveSummary
GERARDIMMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €5k. Equity is growing by ~52% per year across the filed fiscal years. Its solvency ranks better than 66% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-16
Solvency77▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 2.52 in 2024; short-term debt: 31.1% and cash: 23.7% of total assets), and 48.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.6%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
71 d early
2023
55 d early
2022
33 d early
2021
32 d early
2020
31 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 5.8%
2024 · €86k
Total assets
€176k▲ 29.1%
2024 · €137k
Net result
€5k▼ 76.9%
2024 · €21k
Working capital
€89k▲ 21.8%
2024 · €73k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€20k▼ 26.5%€55k▲ 175%€50k▼ 8.8%€33k▼ 33.5%€14k▼ 59.6%
Net result€10k▼ 57.4%€34k▲ 228%€33k▼ 2.2%€21k▼ 35.2%€5k▼ 76.9%
Equity€15k▲ 213%€31k▲ 107%€65k▲ 105%€86k▲ 33.2%€91k▲ 5.8%
Total assets€48k▲ 11.2%€82k▲ 71.2%€118k▲ 44.8%€137k▲ 15.7%€176k▲ 29.1%
Debt€32k▼ 14.6%€50k▲ 54.4%€53k▲ 6.8%€51k▼ 5.4%€85k▲ 68.9%
Working capital€12k▲ 151%€20k▲ 62.9%€51k▲ 154%€73k▲ 44.4%€89k▲ 21.8%
Staff (FTE)0.80.5▼ 37.5%0.5=1.3▲ 160%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€33k ▲ 109%
Current assets
€144k ▲ 18.8%
Equity and liabilities €176k
Equity
€91k ▲ 5.8%
Debt
€85k ▲ 68.9%
Debt's share of the balance-sheet total rises from 37.0% to 48.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €39k
Cash flow
€8k▼
2024 · €27k
Current ratio
2.62▲
2024 · 2.52
Debt to equity
0.94▲
2024 · 0.59
ROE
5.5%▼
2024 · 25.0%
ROA
2.8%▼
2024 · 15.7%
Interest coverage
9.72▼
2024 · 26.20
Debt ≤ 1 year
€55k▲
2024 · €48k
Debt > 1 year
€31k▲
2024 · €3k
Income taxes
€9k▼
2024 · €13k
Staff costs
€85k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €449 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €13k | €29k | €20k | €85k | ▲ 322% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €919 | €3k | €5k | €3k | ▼ 33.9% |
| Other operating charges640/8 | €471 | €3k | €3k | €3k | €5k | ▲ 77.1% |
| Non-recurring operating charges66A | - | - | - | €4k | €3k | ▼ 13.9% |
| Gross operating margin9900 | €21k | €72k | €85k | €65k | €110k | ▲ 69.1% |
| Operating profit (loss)9901 | €20k | €55k | €50k | €33k | €14k | ▼ 59.6% |
| Financial income75/76B | €0 | €0 | €2k | €3k | €3k | ▼ 1.6% |
| Recurring financial income75 | €0 | €0 | €2k | €3k | €3k | ▼ 1.6% |
| Financial charges65/66B | €2k | €3k | €2k | €1k | €2k | ▲ 18.1% |
| Recurring financial charges65 | €2k | €3k | €2k | €1k | €2k | ▲ 18.1% |
| Profit (loss) for the period before taxes9903 | €18k | €53k | €50k | €35k | €14k | ▼ 58.5% |
| Income taxes67/77 | €7k | €19k | €17k | €13k | €9k | ▼ 28.5% |
| Profit (loss) for the period9904 | €10k | €34k | €33k | €21k | €5k | ▼ 76.9% |
| Profit (loss) for the period to be appropriated9905 | €10k | €34k | €33k | €21k | €5k | ▼ 76.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €48k | €82k | €118k | €137k | €176k | ▲ 29.1% |
| Fixed assets21/28 | €3k | €12k | €20k | €16k | €33k | ▲ 109% |
| Tangible fixed assets22/27 | - | €9k | €17k | €13k | €26k | ▲ 107% |
| Land and buildings22 | - | - | - | - | €16k | - |
| Plant, machinery and equipment23 | - | €5k | €3k | €2k | €713 | ▼ 64.4% |
| Furniture and vehicles24 | - | €4k | €14k | €11k | €9k | ▼ 16.1% |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €7k | ▲ 121% |
| Current assets29/58 | €45k | €70k | €98k | €121k | €144k | ▲ 18.8% |
| Stocks and contracts in progress3 | - | - | €26k | €0 | - | - |
| Contracts in progress37 | - | - | €26k | €0 | - | - |
| Amounts receivable within one year40/41 | €37k | €53k | €66k | €104k | €97k | ▼ 7.1% |
| Trade receivables40 | €0 | €12k | €21k | €51k | €46k | ▼ 8.5% |
| Other amounts receivable41 | €37k | €40k | €45k | €54k | €51k | ▼ 5.8% |
| Cash at bank and in hand54/58 | €7k | €17k | €6k | €16k | €42k | ▲ 159% |
| Deferred charges and accrued income490/1 | €0 | €140 | €111 | €388 | €5k | ▲ 1,150% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €48k | €82k | €118k | €137k | €176k | ▲ 29.1% |
| Equity10/15 | €15k | €31k | €65k | €86k | €91k | ▲ 5.8% |
| Contributions10/11 | €19k | €1k | €1k | €1k | €1k | = |
| Reserves13 | - | - | €33k | €55k | €60k | ▲ 9.1% |
| Distributable reserves133 | - | - | €33k | €55k | €60k | ▲ 9.1% |
| Profit (loss) carried forward14 | €-3k | €30k | €30k | €30k | €30k | = |
| Amounts payable17/49 | €32k | €50k | €53k | €51k | €85k | ▲ 68.9% |
| Amounts payable after more than one year17 | - | - | €6k | €3k | €31k | ▲ 1,112% |
| Financial debts170/4 | - | - | €6k | €3k | €31k | ▲ 1,112% |
| Amounts payable within one year42/48 | €32k | €50k | €47k | €48k | €55k | ▲ 14.2% |
| Current portion of amounts payable after more than one year42 | - | - | €3k | €4k | €4k | ▲ 24.5% |
| Financial debts43 | - | €10k | €15k | €5k | €5k | = |
| Credit institutions430/8 | - | €10k | €15k | €5k | €5k | = |
| Trade debts44 | €3k | €15k | €25k | €26k | €23k | ▼ 9.4% |
| Suppliers440/4 | €3k | €15k | €25k | €26k | €23k | ▼ 9.4% |
| Advances received on contracts in progress46 | €0 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €10k | €26k | €4k | €14k | €22k | ▲ 61.0% |
| Taxes450/3 | €10k | €24k | €4k | €10k | €9k | ▼ 9.3% |
| Remuneration and social security454/9 | - | €2k | €0 | €4k | €13k | ▲ 244% |
| Other amounts payable47/48 | €20k | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €34k | €33k | €21k | €5k | ▼ 76.9% |
| + Depreciation and write-downs630 | - | €919 | €3k | €5k | €3k | ▼ 33.9% |
| Operating cash flow (approximation) | €10k | €35k | €36k | €27k | €8k | ▼ 68.6% |
| Investment in fixed assets (approximation) | - | €-10k | €-12k | €-496 | €-20k | ▼ 4,019% |
| Change in cash | - | €10k | €-11k | €10k | €26k | ▲ 148% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €5k ▼76.9%
Net result drops to €5k, the lowest in the series.
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €34k ▲228%
Operating result €55k, net result €34k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 14 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rijkevorsel · 2 establishment units since 2010
Ground area
6,301 m²
Building footprint
155 m²
Volume, LiDAR
1,086 m³
2 parcels, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
GERARDIMMO
since 20102.190.189.031
GERARDIMMO
since 20262.385.263.652
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0051/00N000 | Flanders | 5,921 m² | 1 · 14 m² | 2.3 m · 1 fl. |
| 13502E0195/00E002 | Flanders | 380 m² | 1 · 141 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 314 EUR awarded · 113 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 314 EUR | 113 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 5,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-2010
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
46190Agents in non-specialised wholesale trade
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
Scores and ratios are computed by Checked and are not a credit decision.
Business parks
1 parkOffers a parcel on business park:Veldenberg