Equity
-€67,689
Debts exceed assets in financial year 2025.
GERAPH
Lifetime
3 annual accounts with figures on one time axispeak €22,752 (2024)
€21,681▼ 4.7%
lowest -€34,158 (2023)
-€21,494▲ €543
peak -€24,158 (2023)
-€67,689▼ €21,494
€106,326▲ 26.2%
Board1 name since 2023
1 director
Owners
100%
Documentsfilings and deeds
11-09-202642 days late
2025micro format
Loss of €21,494Equity from -€46,195 to -€67,689Debts from €84,233 to €106,326Cash from €1,282 to €1,864
Key points
from the 2025 annual accountsLosses
-€77,689 in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Turnover
≈ €250,000 estimated
The micro format states no turnover.
Debts
€106,326 275% of the balance sheet
Financial debts 41%Suppliers 7%Taxes and wages 7%Other 44%
Of this, €60,973 falls due within a year.
Filings
3 annual accounts 3 late
The 2023 accounts came latest: 70 days after the end of the period.
Position in the sector
-175.2%
Lower solvency than 93% of companies in retail trade. Sector median 33.4% · 25,237 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,637 companies had the same profile as GERAPH has now. Each dot stands for 20 companies, two years later.
84.7%
were still trading
5.6%
stopped another way
8.9%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,637 companies, not a prediction for GERAPH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 08-03-2023
- 100%score equity €305,389 (2025) · 2025 annual accounts of
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799396202
Incorporation
Founding capital of €10,000, 100 shares · Founder: · Appointment: (director) · published on 14-03-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GERAPH Deinze | €38,637 | €21,681 | -175.2% | - |
| E&S enterprise Sint-Niklaas | €57,042 | €18,251 | 82.3% | - |
| Famo Trading Antwerp | €31,645 | €22,569 | 2.8% | - |
| Fred & Louis Faimes | €44,429 | €23,724 | -16.4% | - |
| OFFLINE WORLD Kapellen | €32,606 | €35,166 | 13.0% | - |
| CAME 202 Uccle | €58,387 | €20,967 | 37.6% | - |
| RSN GROUP Brussels | €48,238 | €13,029 | 28.6% | - |
These companies have the same main activity as GERAPH: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €31,600 and €58,400, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 10-03-2023Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 2 others
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Insights on GERAPH
GERAPH files the micro format. That format states no turnover. The gross margin rose from -€1,735 in 2023 to €21,681 in 2025.
holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GERAPH
- What is the company number of GERAPH?
- The company number of GERAPH is 0799.396.202. The VAT number is the same number with BE in front: BE 0799.396.202.
- Where is GERAPH based?
- The registered office is at Krommestraat 4, 9800 Deinze.Company details
- What does GERAPH do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of GERAPH?
- GERAPH is a private limited company (BV).
- When was GERAPH founded?
- GERAPH was founded on 10-03-2023.
- Is GERAPH still active?
- Yes, GERAPH is an active enterprise in the KBO register.
- What is the turnover of GERAPH?
- The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €21,681 and 40 comparable companies (NACE 47716). It probably lies between €85,000 and €510,000. It is a rough estimate.Financials
- Is GERAPH profitable?
- In financial year 2025, GERAPH made a loss of €21,494.
- Where can I find the annual accounts of GERAPH?
- GERAPH filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GERAPH due?
- GERAPH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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