Financials
- Fiscal year
- 2025
- Total assets
- €2.6m
- Profit
- €17,510
- Solvency
- 6.7%
Total assets▲ 887%
Net result
20192025
Gerant
ActiveSummary
Gerant has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,822 and a net result of €17,510. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 579 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Other information service activities
NACE 63920NACE 63990Business and other management consultancy NACE 70200
1 site
Size
€2.6mtotal assets 2025
- Equity
- €170,822
- Profit
- €17,510
Turnover not published (abridged schema)
Structure
- Parent
- X-PERTISE · 100%
Accounts 52 d early0 of 10 deeds read
Why 90- Equity €170,822 (6.7% of total assets)- Liquidity: current ratio 0.85, cash €46,178+ Size: total assets €2.6m+ Figures for FY 2025 (filed 17-12-2025)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 33% of its sector peers (NACE 63, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
32-54
equity 6.7% of total assets
Liquidity
45-25
short-term debt 21.3% · cash 1.8%
Profitability
43-57
return on assets 0.7%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%▲ +1.9% vs 11-2024
01-2025: < 0.1%▼ -14.8% vs 12-2024lowest value
02-2025: < 0.1%● 0.0% vs 01-2025lowest value
03-2025: < 0.1%● 0.0% vs 02-2025lowest value
04-2025: < 0.1%● 0.0% vs 03-2025lowest value
05-2025: < 0.1%● 0.0% vs 04-2025lowest value
06-2025: < 0.1%● 0.0% vs 05-2025lowest value
07-2025: < 0.1%● 0.0% vs 06-2025lowest value
08-2025: < 0.1%● 0.0% vs 07-2025lowest value
09-2025: < 0.1%● 0.0% vs 08-2025lowest value
10-2025: < 0.1%▲ +4.3% vs 09-2025
11-2025: < 0.1%▼ -2.1% vs 10-2025
12-2025: < 0.1%▲ +2.1% vs 11-2025
01-2026: 0.1%▲ +95.8% vs 12-2025
02-2026: 0.1%● 0.0% vs 01-2026
03-2026: 0.1%● 0.0% vs 02-2026
04-2026: 0.1%▼ -1.1% vs 03-2026
05-2026: 0.1%● 0.0% vs 04-2026
06-2026: 0.1%● 0.0% vs 05-2026
07-2026: 0.1%● 0.0% vs 06-2026
08-2026: 0.1%▲ +4.3% vs 07-2026
09-2026: 0.1%▲ +25.8% vs 08-2026
10-2026: 0.1%▲ +3.3% vs 09-2026highest value
- Size: total assets €2.6m lowers the probability for this profile
- Equity €170,822 (6.7% of total assets) raises the probability
- Figures for FY 2025 (filed 17-12-2025) lowers the probability
- Liquidity: current ratio 0.85, cash €46,178 raises the probability
Credit up to €15,000 at 30 days acceptable
Liquidity short (current ratio 0.85 against 2.29 in 2024; short-term debt: 21.3% and cash: 1.8% of total assets), and 93.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 63, small). Better than this share of them on solvency 17%, liquidity 38%, profitability 27%, growth against the median 50%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 579 sector peers (2025).
NBB · sector comparisonPosition among 579 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €170,822
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-12-2025, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
53 d early
2023
51 d early
2022
54 d early
2021
46 d early
2020
32 d early
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 10 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close06-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Highest result since 2019net €94,427 ▲287%
Key points
- Caution: Result fell in 2025from €94,427 to €17,510 ▼ 81.5% View
- Caution: Among the weakest 20% on solvencysector median 45.3% · 579 companies 6.7% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Controlled by X-PERTISE 100% View
- Positive: 7 profitable years in a rowprofit 2025: €17,510 7 years View
By topic
Board & ownership
- Parent
- X-PERTISE · 100%
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-01-2027
- 10-12-2025Annual accounts filed
- 09-12-2024Annual accounts filed
- 30-06-2024Highest result since 2019
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other information service activitiesNACE 63920
- Founded
- 21-03-2014
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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