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GERALDINE LETERME

Active
Private limited companyfounded 2011active for 14 yearsHutsepotstraat 90, 9052 Gent, BelgiumKBO/BCE: BE 0842.127.076
Summary

GERALDINE LETERME has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202,759 and a net result of €24,239. Equity has been growing by about 6.3% per year since 2018. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 08-12-2011 Normal situation
Activity
“Het inrichten van algemene diensten en een medisch secretariaat in het bijzonder die nuttig…” (deed in Dutch)From the articles, 10 activitiesNo NACE code in the KBO yet
Establishment unit
2.205.831.765 9052 Gent, since 26-12-2011
Financial year end
31 December
Peppol
Reachable since 08-05-2026

Board and ownership

Board

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€36,414
▲ 9.4%
Turnover
≈ €150,000
estimated
Profit
€24,239
▲ 7.0%
Equity
€202,759
▲ 13.6%
Total assets
€227,872
▲ 11.8%
  • 2025 accounts filed 11 days after the deadline
Score breakdownraises riskLast filed accounts filed 11 days late; 1 of the last 3 accounts latelowers riskSize: total assets €227,872Founded in 2011Equity €202,759 (89.0% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 89.0% of total assets
Liquidity 57=
short-term debt 11.0% · cash 6.2%
Profitability 82-1
return on assets 10.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.2 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.7 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026 09-2026: 0.3%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.8 (7.93 in 2024), above the usual 1.5. Short-term debt is 11% and cash 6.2% of total assets. 11% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 53% on liquidity, 65% on profitability and 71% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €227,872
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 11 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2011
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €202,759 (89.0% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
11 days late
2024
28 days late
2023
56 days late
2022
30 days late
2021
26 days late
2020
61 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 34 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €24,239 7 years View

Recent changes

  1. · Gazette deed Amendment of the articles · Legal-form change · Resignations & appointmentsResignation: LETERME Géraldine (director) · Reappointment: LETERME Géraldine (director)
  2. · Gazette deed Incorporation
All 17 events

Key facts about GERALDINE LETERME

What is the company number of GERALDINE LETERME?
The company number of GERALDINE LETERME is 0842.127.076. The VAT number is the same number with BE in front: BE 0842.127.076.
Where is GERALDINE LETERME based?
The registered office is at Hutsepotstraat 90, 9052 Gent.Company details
What is the legal form of GERALDINE LETERME?
The legal form of GERALDINE LETERME is Private limited company (BV).
When was GERALDINE LETERME founded?
GERALDINE LETERME was founded on 08-12-2011.
Is GERALDINE LETERME still active?
Yes, GERALDINE LETERME is an active enterprise in the KBO register.
What is the turnover of GERALDINE LETERME?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €36,414 and 2,953 comparable companies of the same size. It probably lies between €88,000 and €260,000. It is a rough estimate.Financials
Is GERALDINE LETERME profitable?
In financial year 2025, GERALDINE LETERME made a profit of €24,239.
Where can I find the annual accounts of GERALDINE LETERME?
GERALDINE LETERME filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GERALDINE LETERME due?
GERALDINE LETERME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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