Géraldine Falque
ActiveGéraldine Falque has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51k and a net result of €43k. Its solvency ranks better than 32% of 12708 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+26
Solvency62▲+31
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.26 in 2024; short-term debt: 62.8% and cash: 24.7% of total assets), and 63.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.7%
Return on assets
30.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
29 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 478%
2024 · €9k
2024: €9k
2024 → 2025
Total assets
€140k▼ 4.8%
2024 · €147k
2024: €147k
2024 → 2025
Net result
€43k▲ 622%
2024 · €6k
2024: €6k
2024 → 2025
Working capital
€-47k▲ 54.3%
2024 · €-103k
2024: €-103k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€9k-€51k▲ 478%
Operating result€9k-€55k▲ 505%
Net result€6k-€43k▲ 622%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 505% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€99k▼ 11.2%
Current assets
€41k▲ 15.0%
Equity and liabilities €140k
Equity
€51k▲ 478%
Debt
€89k▼ 35.9%
The debt ratio falls from 94.0% to 63.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▲
2024 · €23k
Cash flow
€55k▲
2024 · €19k
Solvency
36.7%▲
2024 · 6.0%
Current ratio
0.47▲
2024 · 0.26
Quick ratio
0.47▲
2024 · 0.26
Debt / equity
1.73▼
2024 · 15.57
ROE
82.7%▲
2024 · 66.2%
ROA
30.4%▲
2024 · 4.0%
Interest coverage
57.68▲
2024 · 27.64
Debt
€89k▼
2024 · €138k
Debt ≤ 1 year
€88k▼
2024 · €138k
Income taxes
€12k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€147k€140k▼
Fixed assets21/28€111k€99k▼
Intangible fixed assets21€111k€99k▼
Current assets29/58€36k€41k▲
Amounts receivable within one year40/41€5k€6k▲
Trade receivables40€5k€6k▲
Cash at bank and in hand54/58€31k€35k▲
Deferred charges and accrued income490/1€162€70▼
Equity and liabilities
Total equity and liabilities10/49€147k€140k▼
Equity10/15€9k€51k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€6k€48k▲
Amounts payable17/49€138k€89k▼
Amounts payable within one year42/48€138k€88k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€7k€17k▲
Taxes450/3€7k€17k▲
Other amounts payable47/48€127k€68k▼
Accrued charges and deferred income492/3-€724
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€316€577▲
Non-recurring operating charges66A-€63
Gross operating margin9900€23k€69k▲
Operating profit (loss)9901€9k€55k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€821€1k▲
Recurring financial charges65€821€1k▲
Profit (loss) for the period before taxes9903€8k€54k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€6k€43k▲
Profit (loss) for the period to be appropriated9905€6k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€48k▲
Profit (loss) brought forward from the previous period14P-€6k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Coq 554000 LiègeGround area
349 m²
Building footprint
50 m²
Volume, LiDAR
476 m³
Parcel 62815C0141/00Y004, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Géraldine Falque
since 20232.355.233.937
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62815C0141/00Y004 | Wallonia | 349 m² | 1 · 50 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2023
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:g.falque@avocat.be
Phone:0494382059