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Geraerts Immo

Active
Private limited company (pre-2019)founded 201213 yrs activeKapelstraat 43, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0508.707.887
Summary

Geraerts Immo has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253,841 and a net result of -€10,800. Equity is growing by ~6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Geraerts ImmoActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€926,314total assets 2025
Equity
€253,841
Loss
-€10,800
Turnover not published (abridged schema)
Financial health
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 28 d late0 of 4 deeds read
Why 90- Latest accounts 28 days late; 2 of the last 3 late+ Size: total assets €926,314+ No main activity registered+ Figures for FY 2025 (filed 28-08-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 35% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 52+5
equity 27.4% of total assets
Liquidity 64+39
short-term debt 36.1% · cash 24.1%
Profitability 17+4
return on assets -1.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%▲ +2.9% vs 11-2024 01-2025: 0.1%▼ -1.0% vs 12-2024 02-2025: 0.1%▲ +3.8% vs 01-2025 03-2025: 0.1%▲ +2.8% vs 02-2025 04-2025: 0.1%▲ +5.4% vs 03-2025 05-2025: 0.1%▲ +4.3% vs 04-2025 06-2025: 0.1%▲ +19.7% vs 05-2025 07-2025: 0.2%▲ +16.4% vs 06-2025 08-2025: 0.3%▲ +80.0% vs 07-2025 09-2025: 0.4%▲ +15.0% vs 08-2025 10-2025: 2.4%▲ +592% vs 09-2025 11-2025: 2.4%● 0.0% vs 10-2025 12-2025: 2.4%● 0.0% vs 11-2025 01-2026: 2.6%▲ +8.0% vs 12-2025 02-2026: 2.6%● 0.0% vs 01-2026 03-2026: 2.8%▲ +5.1% vs 02-2026 04-2026: 2.6%▼ -6.9% vs 03-2026 05-2026: 2.4%▼ -5.2% vs 04-2026 06-2026: 2.4%● 0.0% vs 05-2026 07-2026: 2.3%▼ -5.9% vs 06-2026 08-2026: 3.1%▲ +36.8% vs 07-2026highest value 09-2026: 0.1%▼ -95.8% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Size: total assets €926,314 lowers the probability for this profile
  • Latest accounts 28 days late; 2 of the last 3 late raises the probability
  • No main activity registered lowers the probability
  • Figures for FY 2025 (filed 28-08-2026) lowers the probability
Credit up to €22,000 at 30 days acceptable
Liquidity short (current ratio 0.69 against 1.07 in 2024; short-term debt: 36.1% and cash: 24.1% of total assets), and 72.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 32%, liquidity 61%, profitability 16%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €926,314
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 28 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2025 (filed 28-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,800
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
60 d late
2023
61 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 48 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€57,424

Key points

  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€10,800 View
  • Total assets 20256 fiscal years filed €926,314 View
  • Active since 2012founded 26-12-2012 13 years View

By topic

Financials

Fiscal year
2025
Total assets
€926,314
Loss
-€10,800
Solvency
27.4%
Total assets▼ 24.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 29-09-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
26-12-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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