GERA IMMO
ActiveGERA IMMO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €263. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▼-75
Solvency2=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.35 in 2024), and 97.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.6%
Return on assets
0.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 13898 sector peers (2025).
NBB · sector comparisonPosition among 13898 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
31 d early
2023
19 d late
2022
22 d late
2021
18 d late
2020
16 d late
2019
67 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€12k
EBIT margin
-135.0%
Net result
€263▼ 97.5%
2024 · €11k
2018: €-18k
2019: €-13k
2020: €-15k
2021: €73k
2022: €-188
2023: €694
2024: €11k
2018 → 2025
Working capital
€-123k▲ 11.0%
2024 · €-138k
2018: €34k
2019: €13k
2020: €-154k
2021: €-117k
2022: €-158k
2023: €-144k
2024: €-138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-6k-€-6k▼ 3.1%€-6k▲ 11.1%€5k€5k▲ 5.3%
Operating result€75k-€728▼ 99.0%€4k▲ 467%€16k▲ 279%€7k▼ 52.9%
Net result€73k-€-188€694€11k▲ 1,418%€263▼ 97.5%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€128k▼ 10.4%
Current assets
€73k▼ 2.4%
Equity and liabilities €200k
Equity
€5k▲ 5.3%
Debt
€195k▼ 8.0%
The debt ratio falls from 97.7% to 97.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€24k▼
2024 · €31k
Cash flow
€17k▼
2024 · €26k
Solvency
2.6%▲
2024 · 2.3%
Current ratio
0.37▲
2024 · 0.35
Quick ratio
0.06▼
2024 · 0.06
Debt / equity
37.24▼
2024 · 42.61
ROE
5.0%▼
2024 · 211.8%
ROA
0.1%▼
2024 · 4.9%
Interest coverage
475.89▲
2024 · 333.45
Debt
€195k▼
2024 · €212k
Debt ≤ 1 year
€195k▼
2024 · €212k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€200k▼
Fixed assets21/28€143k€128k▼
Tangible fixed assets22/27€143k€128k▼
Land and buildings22€102k€98k▼
Plant, machinery and equipment23€372€615▲
Furniture and vehicles24€40k€29k▼
Current assets29/58€74k€73k▼
Stocks and contracts in progress3€61k€61k=
Stocks30/36€61k€61k=
Amounts receivable within one year40/41€12k€11k▼
Trade receivables40€10k€9k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€217k€200k▼
Equity10/15€5k€5k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-14k€-13k▲
Amounts payable17/49€212k€195k▼
Amounts payable within one year42/48€212k€195k▼
Trade debts44€31k€17k▼
Suppliers440/4€31k€17k▼
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€8k€11k▲
Other amounts payable47/48€172k€167k▼
Income statement
Code20242025
Non-recurring operating income76A€7k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€34k€27k▼
Operating profit (loss)9901€16k€7k▼
Financial charges65/66B€94€51▼
Recurring financial charges65€94€51▼
Profit (loss) for the period before taxes9903€16k€7k▼
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€11k€263▼
Profit (loss) for the period to be appropriated9905€11k€263▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-13k▲
Profit (loss) brought forward from the previous period14P€-24k€-14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Back to profitnet €694
Net result €694 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
2021
31-12
Financial
Back to profitnet €73k
Net result €73k after 3 loss-making years.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 16 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
10-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 41 days late
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2022
Doriane WAUTHIER
CurrentManager · since 01-04-2022
Kenzo GERA
CurrentManager · since 01-04-2022
01-04-2022
Doriane WAUTHIER: Appointed as Manager
01-04-2022
Kenzo GERA: Appointed as Manager
31-03-2022
Eddy GERA: Resigned as Manager
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon Debelle 727170 ManageGround area
379 m²
Building footprint
70 m²
Volume, LiDAR
566 m³
Parcel 52006A0012/00Z010, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GERA IMMO
since 20112.202.689.955
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52006A0012/00Z010indicative | Wallonia | 379 m² | 1 · 70 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AL-WATOOL
BE 0841.880.123
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AGENCE IMMOBILIERE SOCIALE DE SAINT - josse
BE 0474.436.601
Sint-Joost-ten-Node · Eq €7k
Agence Immobilière Sociale DELTA
BE 0892.005.466
Watermaal-Bosvoorde · Eq €8k
ARLONINVEST
BE 0777.667.509
Etterbeek · Eq €2k
BGS
BE 0632.625.981
Sint-Gillis-Waas · Eq €38k
Of 204 companies in sector 68202 we hold annual accounts for 188. 6 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2011
Fiscal year end31-12
Activities, NACEBEL
68202Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:geraeddy@skynet.be
Phone:0475/69.37.65