Georges LOCHET - Société Notariale
ActiveGeorges LOCHET - Société Notariale has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €377k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency25▼-17
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.4%
Return on assets
26.7%
Age of the figures
18 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1004 sector peers (2025).
NBB · sector comparisonPosition among 1004 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
37 d early
2023
33 d early
2022
28 d early
2021
31 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€377k▲ 65.1%
2024 · €229k
2020: €34k
2021: €288k
2022: €243k
2023: €344k
2024: €229k
2020 → 2025
Working capital
€-176k
2024 · €124k
2020: €-109k
2021: €222k
2022: €454k
2023: €-102k
2024: €124k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€327k-€570k▲ 74.3%€5k▼ 99.1%€234k▲ 4,350%€5k▼ 97.8%
Operating result€382k-€320k▼ 16.3%€464k▲ 45.1%€330k▼ 29.0%€506k▲ 53.5%
Net result€288k-€243k▼ 15.8%€344k▲ 41.8%€229k▼ 33.6%€377k▲ 65.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 54% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.41M
Fixed assets
€817k▼ 3.2%
Current assets
€594k▲ 9.5%
Equity and liabilities €1.41M
Equity
€5k▼ 97.8%
Debt
€1.41M▲ 21.9%
The debt ratio rises from 83.1% to 99.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€650k▲
2024 · €476k
Cash flow
€521k▲
2024 · €375k
Solvency
0.4%▼
2024 · 16.9%
Current ratio
0.77▼
2024 · 1.30
Quick ratio
0.77▼
2024 · 1.30
ROA
26.7%▲
2024 · 16.5%
Interest coverage
25.78▲
2024 · 15.34
Debt
€1.41M▲
2024 · €1.15M
Debt ≤ 1 year
€771k▲
2024 · €419k
Debt > 1 year
€627k▼
2024 · €723k
Income taxes
€119k▲
2024 · €70k
Staff costs
€301k▼
2024 · €315k
A ratio outside any meaningful range has been withheld (balance sheet total €1.41M, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.39M€1.41M▲
Fixed assets21/28€845k€817k▼
Intangible fixed assets21€647k€531k▼
Tangible fixed assets22/27€197k€286k▲
Land and buildings22€189k€172k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€6k€109k▲
Current assets29/58€543k€594k▲
Amounts receivable within one year40/41€14k€17k▲
Trade receivables40€13k€12k▼
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€508k€558k▲
Deferred charges and accrued income490/1€21k€20k▼
Equity and liabilities
Total equity and liabilities10/49€1.39M€1.41M▲
Equity10/15€234k€5k▼
Contributions10/11€5k€5k=
Reserves13€228k-
Distributable reserves133€228k-
Profit (loss) carried forward14€825€162▼
Amounts payable17/49€1.15M€1.41M▲
Amounts payable after more than one year17€723k€627k▼
Financial debts170/4€723k€627k▼
Amounts payable within one year42/48€419k€771k▲
Current portion of amounts payable after more than one year42€144k€150k▲
Trade debts44€6k€14k▲
Suppliers440/4€6k€14k▲
Taxes, remuneration and social security45€115k€112k▼
Taxes450/3€59k€58k▼
Remuneration and social security454/9€56k€54k▼
Other amounts payable47/48€154k€494k▲
Accrued charges and deferred income492/3€12k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62€315k€301k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€146k€144k▼
Other operating charges640/8€6k€11k▲
Gross operating margin9900€797k€961k▲
Operating profit (loss)9901€330k€506k▲
Financial income75/76B€4€16k▲
Recurring financial income75€4€16k▲
Financial charges65/66B€31k€25k▼
Recurring financial charges65€31k€25k▼
Profit (loss) for the period before taxes9903€299k€497k▲
Income taxes67/77€70k€119k▲
Profit (loss) for the period9904€229k€377k▲
Profit (loss) for the period to be appropriated9905€229k€377k▲
Appropriation of the result
Profit (loss) to be appropriated9906€229k€378k▲
Profit (loss) brought forward from the previous period14P€254€825▲
Transfer from equity791/2-€228k
Transfer to equity691/2€228k-
To other reserves6921€228k-
Profit to be distributed694/7-€606k
Return on contributions (dividend)694-€606k
Social balance
Average headcount (FTE)90871.93.6▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Highest result since 2020net €377k ▲65.1%
Operating result €506k, net result €377k, both a record.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Equity above €200kEq €234k ▲4350%
5 profitable years in a row build equity to €234k.
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
31-03
Financial
Liquidity doublescurrent ratio 2.27
Current ratio from 1.08 to 2.27; short-term debt falls from €2.62M to €356k.
31-03
Financial
Equity above €500kEq €570k ▲74.3%
3 profitable years in a row build equity to €570k.
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Equity above €200kEq €327k ▲743%
2 profitable years in a row build equity to €327k.
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fauvillers · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
R. Ste-Marie des Champs,Strain. 1346637 Fauvillers1 establishment unit
Georges LOCHET - Société Notariale
since 20192.296.798.167
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Of 2,258 companies in sector 69102 we hold annual accounts for 1,754. 420 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-10-2019
Fiscal year end31-03
Activities, NACEBEL
69102Activities of notaries
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.