GeoPostcodes
ActiveGeoPostcodes has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €-167k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 1396 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency36▼-4
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity ample (current ratio 7.05 against 8.43 in 2024), but 95.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€167k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 1396 sector peers (2025).
NBB · sector comparisonPosition among 1396 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
60 d early
2024
31 d early
2023
28 d early
2022
17 d early
2021
27 d early
2020
34 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-167k▲ 20.2%
2024 · €-209k
2019: €-5k
2020: €116k
2021: €334k
2022: €158k
2023: €-32k
2024: €-209k
2019 → 2025
Working capital
€2.23M▼ 9.0%
2024 · €2.45M
2019: €-15k
2020: €594k
2021: €1.31M
2022: €1.52M
2023: €2.13M
2024: €2.45M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€446k-€452k▲ 1.3%€494k▲ 9.5%€285k▼ 42.3%€118k▼ 58.6%
Operating result€460k-€239k▼ 48.0%€28k▼ 88.4%€-153k€-66k▲ 56.9%
Net result€334k-€158k▼ 52.9%€-32k€-209k▼ 550%€-167k▲ 20.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €66k in 2025 against €153k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.67M
Fixed assets
€69k▲ 80.2%
Current assets
€2.60M▼ 6.6%
Equity and liabilities €2.67M
Equity
€118k▼ 58.6%
Debt
€2.55M▲ 0.6%
The debt ratio rises from 89.9% to 95.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-52k▲
2024 · €-141k
Cash flow
€-153k▲
2024 · €-197k
Solvency
4.4%▼
2024 · 10.1%
Current ratio
7.05▼
2024 · 8.43
Quick ratio
7.05▼
2024 · 8.43
Debt / equity
21.57▲
2024 · 8.88
ROE
-141.4%▼
2024 · -73.4%
ROA
-6.3%▲
2024 · -7.4%
Interest coverage
-0.44▲
2024 · -1.44
Debt
€2.55M▲
2024 · €2.53M
Debt ≤ 1 year
€368k▲
2024 · €329k
Income taxes
€690▼
2024 · €1k
Staff costs
€1.70M▲
2024 · €1.42M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.82M€2.67M▼
Fixed assets21/28€38k€69k▲
Tangible fixed assets22/27€12k€27k▲
Furniture and vehicles24€12k€27k▲
Financial fixed assets28€26k€43k▲
Current assets29/58€2.78M€2.60M▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€1.01M€698k▼
Trade receivables40€952k€648k▼
Other amounts receivable41€62k€50k▼
Cash at bank and in hand54/58€1.69M€1.82M▲
Deferred charges and accrued income490/1€73k€76k▲
Equity and liabilities
Total equity and liabilities10/49€2.82M€2.67M▼
Equity10/15€285k€118k▼
Contributions10/11€115k€115k=
Profit (loss) carried forward14€170k€3k▼
Amounts payable17/49€2.53M€2.55M▲
Amounts payable within one year42/48€329k€368k▲
Financial debts43€84€89▲
Credit institutions430/8€84€89▲
Trade debts44€111k€123k▲
Suppliers440/4€111k€123k▲
Taxes, remuneration and social security45€218k€245k▲
Taxes450/3€50k€44k▼
Remuneration and social security454/9€168k€201k▲
Other amounts payable47/48€51€0▼
Accrued charges and deferred income492/3€2.20M€2.18M▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.42M€1.70M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k▲
Other operating charges640/8€1k€7k▲
Gross operating margin9900€1.28M€1.66M▲
Operating profit (loss)9901€-153k€-66k▲
Financial income75/76B€43k€17k▼
Recurring financial income75€43k€17k▼
Financial charges65/66B€98k€117k▲
Recurring financial charges65€98k€117k▲
Profit (loss) for the period before taxes9903€-208k€-166k▲
Income taxes67/77€1k€690▼
Profit (loss) for the period9904€-209k€-167k▲
Profit (loss) for the period to be appropriated9905€-209k€-167k▲
Appropriation of the result
Profit (loss) to be appropriated9906€170k€3k▼
Profit (loss) brought forward from the previous period14P€379k€170k▼
Social balance
Average headcount (FTE)908719.222.9▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-209k
Net result drops to €-209k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity doublescurrent ratio 12.77
Current ratio from 5.43 to 12.77; short-term debt falls from €343k to €181k.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €334k ▲189%
Operating result €460k, net result €334k, both a record.
31-12
Financial
Equity above €200kEq €446k ▲299%
2 profitable years in a row build equity to €446k.
03-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 34 days late
2020
31-12
Financial
Back to profitnet €116k
Net result €116k after one loss-making year.
31-12
Financial
Liquidity times 23current ratio 13.08
Current ratio from 0.57 to 13.08.
31-12
Financial
Equity above €100kEq €112k
Equity rises from €-4k to €112k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Lotzstraat 571180 UkkelGround area
2,416 m²
Building footprint
2,094 m²
Volume, LiDAR
68,444 m³
2 parcels, Brussels · tallest building 44.3 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
GeoPostcodes
since 20162.258.612.732
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0336/00E000 | Brussels | 2,202 m² | 1 · 1,990 m² | 44.3 m · 12 fl. |
| 21612C0003/00Y016 | Brussels | 214 m² | 1 · 103 m² | 20.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400SDUTUR3J5DDT71
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.