Géomètre Expert Jonathan Albert
ActiveGéomètre Expert Jonathan Albert has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+20
Solvency36▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.36 in 2023; short-term debt: 53.7% and cash: 3.8% of total assets), and 89% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11%
Return on assets
6.7%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 11615 sector peers (2024).
NBB · sector comparisonPosition among 11615 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €19k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
30 d late
2022
30 d late
2021
26 d late
2020
17 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€11k▲ 949%
2023 · €1k
2018: €-4k
2019: €20k
2020: €794
2021: €17k
2022: €-24k
2023: €1k
2018 → 2024
Working capital
€-42k▲ 20.0%
2023 · €-52k
2018: €-64k
2019: €-43k
2020: €-28k
2021: €-10k
2022: €-48k
2023: €-52k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€30k▲ 130%€6k▼ 79.1%€7k▲ 17.1%€19k▲ 153%
Operating result€636-€31k▲ 4,706%€-18k€15k€25k▲ 68.5%
Net result€794-€17k▲ 2,057%€-24k€1k€11k▲ 949%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 68% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €171k
Fixed assets
€121k▼ 15.0%
Current assets
€50k▲ 71.1%
Equity and liabilities €171k
Equity
€19k▲ 153%
Debt
€152k▼ 7.4%
The debt ratio falls from 95.7% to 89.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▲
2023 · €36k
Cash flow
€33k▲
2023 · €22k
Solvency
11.0%▲
2023 · 4.3%
Current ratio
0.54▲
2023 · 0.36
Quick ratio
0.45▲
2023 · 0.20
Debt / equity
8.08▼
2023 · 22.09
ROE
60.5%▲
2023 · 14.6%
ROA
6.7%▲
2023 · 0.6%
Interest coverage
7.74▲
2023 · 4.52
Debt
€152k▼
2023 · €164k
Debt ≤ 1 year
€92k▲
2023 · €82k
Debt > 1 year
€60k▼
2023 · €83k
Income taxes
€8k▲
2023 · €6k
Staff costs
€28▼
2023 · €390
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€172k€171k▼
Fixed assets21/28€143k€121k▼
Tangible fixed assets22/27€142k€120k▼
Land and buildings22€83k€80k▼
Plant, machinery and equipment23€15k€10k▼
Leasing and similar rights25€44k€31k▼
Financial fixed assets28€642€642=
Current assets29/58€29k€50k▲
Stocks and contracts in progress3€13k€9k▼
Stocks30/36€13k€9k▼
Amounts receivable within one year40/41€14k€27k▲
Trade receivables40€14k€27k▲
Cash at bank and in hand54/58€2k€7k▲
Deferred charges and accrued income490/1-€8k
Equity and liabilities
Total equity and liabilities10/49€172k€171k▼
Equity10/15€7k€19k▲
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-13k€-2k▲
Amounts payable17/49€164k€152k▼
Amounts payable after more than one year17€83k€60k▼
Financial debts170/4€81k€60k▼
Other amounts payable178/9€2k-
Amounts payable within one year42/48€82k€92k▲
Current portion of amounts payable after more than one year42€28k€21k▼
Financial debts43€8k€4k▼
Credit institutions430/8€8k€4k▼
Trade debts44€17k€30k▲
Suppliers440/4€17k€30k▲
Advances received on contracts in progress46€11k€14k▲
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€9k€18k▲
Remuneration and social security454/9€9k-
Other amounts payable47/48€435€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€390€28▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▲
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A-€21
Gross operating margin9900€40k€49k▲
Operating profit (loss)9901€15k€25k▲
Financial income75/76B€7€21▲
Recurring financial income75€7€21▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€7k€19k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€1k€11k▲
Profit (loss) for the period to be appropriated9905€1k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-2k▲
Profit (loss) brought forward from the previous period14P€-14k€-13k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-24k ▼240%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 17 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nimy 317000 MonsGround area
737 m²
Building footprint
402 m²
Volume, LiDAR
4,418 m³
Parcel 53403F0439/00L000, Wallonia · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Nimy 31A, 7000 Mons
since 20122.210.143.911
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403F0439/00L000 ProtectedMonument |
Wallonia | 737 m² | 1 · 402 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 1,759 companies in sector 71122 we hold annual accounts for 770. 512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-05-2012
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.