Skip to content

GEOLIVES BELGIUM

Active
Private limited companyfounded 20179 yrs activeQuai Banning 6, 4000 Liège, BelgiumKBO/BCE: BE 0672.456.656
Summary

GEOLIVES BELGIUM has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €89k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 1901 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
73 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency39=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.11 in 2024; short-term debt: 86% and cash: 66.8% of total assets), and 86% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
14%
Return on assets
46.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1901 sector peers (2025).
NBB · sector comparison
Position among 1901 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
30 d late
2024
29 d late
2023
30 d late
2022
27 d late
2021
9 d late
2020
31 d late
2019
91 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€27k▲ 17.8%
2024 · €23k
2018: €47k 2019: €93k 2020: €184k 2021: €123k 2022: €209k 2023: €52k 2024: €23k
2018 → 2025
Total assets
€191k▲ 17.4%
2024 · €163k
2018: €139k 2019: €146k 2020: €239k 2021: €339k 2022: €257k 2023: €389k 2024: €163k
2018 → 2025
Net result
€89k▲ 76.2%
2024 · €51k
2018: €32k 2019: €45k 2020: €91k 2021: €102k 2022: €86k 2023: €105k 2024: €51k
2018 → 2025
Working capital
€863▼ 93.9%
2024 · €14k
2018: €28k 2019: €71k 2020: €165k 2021: €96k 2022: €193k 2023: €37k 2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€123k-€209k▲ 70.2%€52k▼ 75.0%€23k▼ 56.4%€27k▲ 17.8%
Operating result€106k-€89k▼ 16.4%€101k▲ 13.9%€64k▼ 36.9%€100k▲ 56.7%
Net result€102k-€86k▼ 15.2%€105k▲ 22.1%€51k▼ 52.0%€89k▲ 76.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €106k€106kNet result 2021: €102k€102kOperating result 2022: €89k€89kNet result 2022: €86k€86kOperating result 2023: €101k€101kNet result 2023: €105k€105kOperating result 2024: €64k€64kNet result 2024: €51k€51kOperating result 2025: €100k€100kNet result 2025: €89k€89k20212022202320242025€0€50k€100kOperating result 2023: €101k€101kNet result 2023: €105k€105kOperating result 2024: €64k€64kNet result 2024: €51k€51kOperating result 2025: €100k€100kNet result 2025: €89k€89k202320242025
The operating result recovers in 2025; 2025 is 57% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets €26k ▲ 35.2%
Current assets €165k ▲ 15.1%
Equity and liabilities €191k
Equity €27k ▲ 17.8%
Debt €164k ▲ 17.4%
Debt's share of the balance-sheet total stays at 86.0%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€107k
2024 · €67k
Cash flow
€96k
2024 · €54k
Current ratio
1.01
2024 · 1.11
Debt to equity
6.12
2024 · 6.14
ROE
332.1%
2024 · 222.1%
ROA
46.6%
2024 · 31.1%
Interest coverage
9.42
2024 · 4.72
Debt ≤ 1 year
€164k
2024 · €129k
Income taxes
€-70
2024 · €4k
Staff costs
€113k
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€163k€191k
Fixed assets21/28€19k€26k
Tangible fixed assets22/27€17k€24k
Furniture and vehicles24€8k€15k
Other tangible fixed assets26€10k€10k=
Financial fixed assets28€2k€2k=
Current assets29/58€143k€165k
Amounts receivable within one year40/41€35k€37k
Trade receivables40€26k€29k
Other amounts receivable41€8k€7k
Cash at bank and in hand54/58€108k€128k
Deferred charges and accrued income490/1€356€655
Equity and liabilities
Total equity and liabilities10/49€163k€191k
Equity10/15€23k€27k
Contributions10/11€20k€20k=
Profit (loss) carried forward14€2k€6k
Amounts payable17/49€140k€164k
Amounts payable within one year42/48€129k€164k
Financial debts43€35-
Other loans439€35-
Trade debts44€32k€56k
Suppliers440/4€32k€56k
Taxes, remuneration and social security45€18k€23k
Taxes450/3€6k€11k
Remuneration and social security454/9€12k€12k
Other amounts payable47/48€80k€85k
Accrued charges and deferred income492/3€11k-
Income statement Code20242025
Remuneration, social security and pensions62€100k€113k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€7k
Other operating charges640/8€2k€1k
Gross operating margin9900€169k€222k
Operating profit (loss)9901€64k€100k
Financial income75/76B€5k€451
Recurring financial income75€5k€451
Financial charges65/66B€14k€11k
Recurring financial charges65€14k€11k
Profit (loss) for the period before taxes9903€55k€89k
Income taxes67/77€4k€-70
Profit (loss) for the period9904€51k€89k
Profit (loss) for the period to be appropriated9905€51k€89k
Appropriation of the result
Profit (loss) to be appropriated9906€82k€91k
Profit (loss) brought forward from the previous period14P€32k€2k
Profit to be distributed694/7€80k€85k
Return on contributions (dividend)694€80k€85k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Highest result since 2018net €105k ▲22.1%
Net result €105k, the highest in the series.
27-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial Liquidity triplescurrent ratio 5.03
Current ratio from 1.44 to 5.03; short-term debt falls from €216k to €48k.
31-12
Financial Equity above €200kEq €209k ▲70.2%
5 profitable years in a row build equity to €209k.
09-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Equity above €150kEq €184k ▲98%
3 profitable years in a row build equity to €184k.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
28-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Quai Banning 64000 Liège
Ground area
6,847 m²
Building footprint
4,033 m²
Volume, LiDAR
75,492 m³
Parcel 62814C0447/00E000, Wallonia · tallest building 29.5 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
GEOLIVES BELGIUM
Quai Banning 6, 4000 LiègeWholesale trade
since 20172.262.736.420
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62814C0447/00E000 Wallonia 6,847 m² 1 · 4,033 m² 29.5 m · 7 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,152 companies in sector 63920 we hold annual accounts for 1,523. 1,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-03-2017
Fiscal year end31-12
Abbreviation FR GEOLIVES
Activities, NACEBEL 2025
62100Computer programming
63920Other information service activities
47400Retail sale of information and communication equipment
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.