Geoffrey SINGLETON Constructions

Active

Private limited companyfounded 20233 yrs activeRue des Combattants 27, 4860 Pepinster, BelgiumKBO/BCE: BE 0801.841.689

The computed 12-month bankruptcy probability of Geoffrey SINGLETON Constructions is 2.7% (moderate). The 2025 annual accounts show equity of €21k and a net result of €30k. Its solvency ranks better than 31% of 27787 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

66 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100▲+65

Solvency55▲+55

Growth78

Track record94

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.46 against 0.38 in 2024; short-term debt: 59.4% and cash: 87% of total assets), and 69.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

30.1%

Return on assets

44.1%

Age of the figures

13 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 05-04-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

5 d late

2024

27 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

31-08-2026 close23-09-2026 today31-03-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€109k

EBIT margin

-10.3%

Net result

€30k

2024 · €-13k

2024: €-13k

2024 → 2025

Working capital

€19k

2024 · €-25k

2024: €-25k

2024 → 2025

Multi-year overview

Available amounts per fiscal year

Line20242025Trend

Turnover€109k-

Equity€-10k-€21k

Operating result€-11k-€38k

Net result€-13k-€30k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €38k after a loss of €11k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €68k

12.3%

87.7%

Fixed assets €8k▼ 59.7%

Current assets €59k▲ 284%

Equity and liabilities €68k

30.1%

69.9%

Equity €21k

Debt €48k

Debt finances 69.9% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€52k▲

2024 · €5k

Cash flow

€43k▲

2024 · €4k

Solvency

30.1%▲

2024 · -25.6%

Current ratio

1.46▲

2024 · 0.38

Quick ratio

1.46▲

2024 · 0.38

Debt / equity

2.32▲

2024 · -4.90

ROE

146.7%

ROA

44.1%▲

2024 · -33.6%

Interest coverage

64.82▲

2024 · 3.89

Debt

€48k▲

2024 · €47k

Debt ≤ 1 year

€41k▼

2024 · €41k

Income taxes

€8k

Staff costs

€15k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€37k€68k▲

Formation expenses20€1k€554▼

Fixed assets21/28€21k€8k▼

Tangible fixed assets22/27€21k€8k▼

Plant, machinery and equipment23€3k-

Furniture and vehicles24€17k€8k▼

Current assets29/58€15k€59k▲

Amounts receivable within one year40/41€10k-

Trade receivables40€6k-

Other amounts receivable41€4k-

Cash at bank and in hand54/58€6k€59k▲

Equity and liabilities

Total equity and liabilities10/49€37k€68k▲

Equity10/15€-10k€21k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-13k€18k▲

Amounts payable17/49€47k€48k▲

Amounts payable after more than one year17€6k-

Financial debts170/4€6k-

Amounts payable within one year42/48€41k€41k▼

Current portion of amounts payable after more than one year42€9k€8k▼

Financial debts43€1k-

Credit institutions430/8€1k-

Trade debts44€11k€8k▼

Suppliers440/4€11k€8k▼

Taxes, remuneration and social security45€9k€16k▲

Taxes450/3€1k€6k▲

Remuneration and social security454/9€7k€10k▲

Other amounts payable47/48€11k€9k▼

Accrued charges and deferred income492/3-€7k

Income statement Code20242025

Turnover70€109k-

Goods, raw materials, services and sundry goods60/61€102k-

Remuneration, social security and pensions62€2k€15k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€13k▼

Other operating charges640/8€149€502▲

Gross operating margin9900€7k€67k▲

Operating profit (loss)9901€-11k€38k▲

Financial income75/76B€6-

Recurring financial income75€6-

Financial charges65/66B€1k€795▼

Recurring financial charges65€1k€795▼

Profit (loss) for the period before taxes9903€-13k€38k▲

Income taxes67/77-€8k

Profit (loss) for the period9904€-13k€30k▲

Profit (loss) for the period to be appropriated9905€-13k€30k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-13k€18k▲

Profit (loss) brought forward from the previous period14P-€-13k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 2Filings 2

Next filing, fiscal year 2026, expected by 31-03-2027

2026

05-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 5 days late

2025

31-08

Financial Back to profitnet €30k

Net result €30k after one loss-making year.

31-08

Financial Liquidity quadruplescurrent ratio 1.46

Current ratio from 0.38 to 1.46; short-term debt falls from €41k to €41k.

04-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Pepinster · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Combattants 274860 Pepinster

Ground area

225 m²

Building footprint

49 m²

Volume, LiDAR

446 m³

Parcel 63083A0262/00K002, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Geoffrey SINGLETON Constructions

Rue des Combattants 27, 4860 PepinsterConstruction of residential and non-residential buildings

since 20232.346.296.376

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
63083A0262/00K002	Wallonia	225 m²	1 · 49 m²	10.4 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

John Pierre Construction

BE 1020.737.334

Somme-Leuze · Eq €21k

Sint-Pieters-Leeuw · Eq €21k

Of 11,137 companies in sector 43910 we hold annual accounts for 5,489. 3,940 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded16-05-2023

Fiscal year end31-08

Activities, NACEBEL

41001General construction of residential buildings

43910Bricklaying and masonry work

43994Specialised construction activities

43990Other specialised construction activities

43999Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:thibault.dethier.100610@belnot.be

Enterprise