Equity
€116,215 ▲ 15.6%
GEOBY has made a profit in every financial year since 2021.
GEOBY
Lifetime
5 annual accounts with figures on one time axispeak €67,990 (2021)
€37,702▼ 13.3%
peak €45,546 (2021)
€15,720▼ 29.8%
peak €116,215 (2025)
€116,215▲ 15.6%
€79,599▼ 12.6%
Board2 names since 2020
2 directorsMANISE Kerby Dominique Erica and 1 other
Documentsfilings and deeds
13-07-202618 days before the deadline
2025micro format
Gross margin from €43,466 to €37,702Result from €22,401 to €15,720Equity from €100,495 to €116,215
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 74% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.4%▲ +0.1 percentage points vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2020
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 2.07, cash €83,456
Equity €116,215 (59.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 72% of them on solvency, 85% on liquidity, 69% on profitability and 68% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as GEOBY has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GEOBY itself is lower: 0.2% within 12 months. It rests on far more data about GEOBY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for GEOBY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.07 (1.88 in 2024), above the usual 1.5. Short-term debt is 40% and cash 42.6% of total assets. 40.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 days early
2024
104 days early
2023
43 days early
2022
23 days late
2021
6 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 30 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DEFIZE Geoffrey Pierre founderdeed of 15-12-2020
- MANISE Kerby Dominique Erica founderdeed of 15-12-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0759717658
Appointment: Geoffrey DEFIZE (director)
General meeting of 01-04-2021 · Gazette deed
First establishment
100 % Liégeois, Avenue Reine-Elisabeth 5, Liège
Incorporation
Founding capital of €10,000, 1,000 shares · Founders: DEFIZE Geoffrey Pierre and MANISE Kerby Dominique Erica · Appointment: MANISE Kerby Dominique Erica (director) · published on 15-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GEOBY Liège | - | - | 59.3% | - |
| RAYMOND EXOTIQUE Anderlecht | - | - | 5.4% | - |
| GSS TRANSPORT Lievegem | - | - | 13.7% | - |
| THORAR Anderlecht | €1.1m | 0.5% | 13.9% | - |
| NOORDZEE OOSTENDE Ostend | - | - | 21.5% | - |
| H2020 SRL Soignies | €0.8m | 1.2% | 24.8% | - |
| MELLEK Leuven | - | - | 6.5% | - |
These companies have the same main activity as GEOBY: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €186,000 and €224,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 11-12-2020Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 1 other
- Establishment unit
- 2.310.791.6064020 Liège, since 01-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 07-04-2026
Annual accounts 2025
- €195,814▲ 2.2%
- Filing
- Filed on 13-07-2026, 18 days before the end of the filing period
Insights on GEOBY
GEOBY files the micro format. That format states no turnover. The gross margin fell from €67,990 in 2021 to €37,702 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GEOBY
- What is the company number of GEOBY?
- The company number of GEOBY is 0759.717.658. The VAT number is the same number with BE in front: BE 0759.717.658.
- Where is GEOBY based?
- The registered office is at Avenue Reine-Elisabeth 5, 4020 Liège.Company details
- What does GEOBY do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of GEOBY?
- GEOBY is a private limited company (BV).
- When was GEOBY founded?
- GEOBY was founded on 11-12-2020.
- Is GEOBY still active?
- Yes, GEOBY is an active enterprise in the KBO register.
- What is the turnover of GEOBY?
- The turnover in financial year 2025 is ≈ €440,000. This figure is estimated from the gross margin of €37,702 and 168 comparable companies (NACE 47110). It probably lies between €290,000 and €680,000.Financials
- Is GEOBY profitable?
- In financial year 2025, GEOBY made a profit of €15,720.
- Where can I find the annual accounts of GEOBY?
- GEOBY filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GEOBY due?
- GEOBY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.