GEOBA
ActiveGEOBA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €390k and a net result of €84k. Equity is growing by ~37.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77=
Solvency56▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.42 against 2.58 in 2024; short-term debt: 10.6% and cash: 0.4% of total assets), and 69.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.8%
Return on assets
6.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
1 d early
2022
1 d early
2021
3 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€390k▲ 27.5%
2024 · €306k
2020: €76k
2021: €122k
2022: €158k
2023: €232k
2024: €306k
2020 → 2025
Total assets
€1.27M▲ 13.1%
2024 · €1.12M
2020: €122k
2021: €271k
2022: €471k
2023: €687k
2024: €1.12M
2020 → 2025
Net result
€84k▲ 13.4%
2024 · €74k
2020: €64k
2021: €46k
2022: €36k
2023: €74k
2024: €74k
2020 → 2025
Working capital
€56k▼ 70.5%
2024 · €190k
2020: €46k
2021: €172k
2022: €49k
2023: €71k
2024: €190k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€122k-€158k▲ 29.2%€232k▲ 46.6%€306k▲ 32.0%€390k▲ 27.5%
Operating result€64k-€54k▼ 14.6%€103k▲ 89.4%€122k▲ 18.3%€145k▲ 19.2%
Net result€46k-€36k▼ 22.2%€74k▲ 106%€74k▲ 0.6%€84k▲ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.27M
Fixed assets
€1.08M▲ 32.9%
Current assets
€191k▼ 38.6%
Equity and liabilities €1.27M
Equity
€390k▲ 27.5%
Debt
€877k▲ 7.7%
The debt ratio falls from 72.7% to 69.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€216k▲
2024 · €169k
Cash flow
€155k▲
2024 · €121k
Solvency
30.8%▲
2024 · 27.3%
Current ratio
1.42▼
2024 · 2.58
Quick ratio
1.42▼
2024 · 2.58
Debt / equity
2.25▼
2024 · 2.66
ROE
21.6%▼
2024 · 24.2%
ROA
6.6%▲
2024 · 6.6%
Interest coverage
8.41▼
2024 · 13.08
Debt
€877k▲
2024 · €814k
Debt ≤ 1 year
€134k▲
2024 · €120k
Debt > 1 year
€743k▲
2024 · €693k
Income taxes
€36k▲
2024 · €35k
Staff costs
€205
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.27M▲
Fixed assets21/28€810k€1.08M▲
Intangible fixed assets21€213€163▼
Tangible fixed assets22/27€785k€1.05M▲
Land and buildings22€709k€987k▲
Plant, machinery and equipment23€574€206▼
Furniture and vehicles24€75k€65k▼
Financial fixed assets28€25k€25k=
Current assets29/58€310k€191k▼
Amounts receivable within one year40/41€198k€181k▼
Trade receivables40€157k€177k▲
Other amounts receivable41€41k€5k▼
Cash at bank and in hand54/58€51k€5k▼
Deferred charges and accrued income490/1€62k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.27M▲
Equity10/15€306k€390k▲
Contributions10/11€12k€12k=
Reserves13€294k€378k▲
Distributable reserves133€294k€378k▲
Amounts payable17/49€814k€877k▲
Amounts payable after more than one year17€693k€743k▲
Financial debts170/4€693k€743k▲
Amounts payable within one year42/48€120k€134k▲
Current portion of amounts payable after more than one year42€46k€48k▲
Trade debts44€6k€14k▲
Suppliers440/4€6k€14k▲
Taxes, remuneration and social security45€29k€14k▼
Taxes450/3€27k€12k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€39k€59k▲
Accrued charges and deferred income492/3€923-
Income statement
Code20242025
Remuneration, social security and pensions62-€205
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€71k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€173k€222k▲
Operating profit (loss)9901€122k€145k▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€13k€26k▲
Recurring financial charges65€13k€26k▲
Profit (loss) for the period before taxes9903€109k€120k▲
Income taxes67/77€35k€36k▲
Profit (loss) for the period9904€74k€84k▲
Profit (loss) for the period to be appropriated9905€74k€84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€84k▲
Transfer to equity691/2€74k€84k▲
To other reserves6921€74k€84k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2020net €84k ▲13.4%
Operating result €145k, net result €84k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200kEq €232k ▲46.6%
4 profitable years in a row build equity to €232k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €36k ▼22.2%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €150kEq €158k ▲29.2%
3 profitable years in a row build equity to €158k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €122k ▲60.2%
2 profitable years in a row build equity to €122k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandbergenplein(Zan) 19506 GeraardsbergenGround area
2,299 m²
Building footprint
180 m²
Volume, LiDAR
849 m³
Parcel 41078B0007/00L000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEOBA
since 20182.280.855.228
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41078B0007/00L000 | Flanders | 2,299 m² | 1 · 180 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VIATOR
BE 0454.206.161
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TLS Duyck
BE 0736.910.483
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LANDHAM
BE 0888.541.873
Lommel · Eq €386k
PLAN²
BE 0822.023.629
Herentals · Eq €395k
YMOCE EXPERTS
BE 0863.164.396
Waregem · Eq €385k
Of 1,760 companies in sector 71122 we hold annual accounts for 769. 567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2018
Fiscal year end30-06
Activities, NACEBEL
71122Land surveying
68310Real estate agency activities
68311Real estate activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.