GEO-PHARM
ActiveGEO-PHARM has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478k and a net result of €59k. Equity is growing by ~40.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 3451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▼-38
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 9.55 against 3.41 in 2024), and 4.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.7%
Return on assets
11.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
121 d late
2022
92 d late
2021
107 d late
2020
55 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€478k▲ 14.2%
2024 · €418k
2018: €5k
2019: €2k
2020: €71k
2021: €148k
2022: €235k
2023: €309k
2024: €418k
2018 → 2025
Total assets
€499k▲ 4.1%
2024 · €479k
2018: €5k
2019: €4k
2020: €80k
2021: €162k
2022: €257k
2023: €377k
2024: €479k
2018 → 2025
Net result
€59k▼ 52.5%
2024 · €125k
2019: €-3k
2020: €69k
2021: €76k
2022: €87k
2023: €74k
2024: €125k
2019 → 2025
Working capital
€182k▲ 24.2%
2024 · €146k
2019: €2k
2020: €27k
2021: €88k
2022: €140k
2023: €118k
2024: €146k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€235k▲ 59.2%€309k▲ 31.6%€418k▲ 35.2%€478k▲ 14.2%
Operating result€103k-€118k▲ 13.8%€108k▼ 8.6%€190k▲ 77.0%€107k▼ 44.0%
Net result€76k-€87k▲ 14.7%€74k▼ 15.2%€125k▲ 68.2%€59k▼ 52.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €499k
Fixed assets
€296k▲ 8.8%
Current assets
€203k▼ 2.0%
Equity and liabilities €499k
Equity
€478k▲ 14.2%
Debt
€21k▼ 65.0%
The debt ratio falls from 12.7% to 4.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€116k▼
2024 · €200k
Cash flow
€69k▼
2024 · €134k
Solvency
95.7%▲
2024 · 87.3%
Current ratio
9.55▲
2024 · 3.41
Quick ratio
9.55▲
2024 · 3.41
Debt / equity
0.04▼
2024 · 0.15
ROE
12.4%▼
2024 · 29.8%
ROA
11.9%▼
2024 · 26.0%
Interest coverage
30.10▼
2024 · 171.58
Debt
€21k▼
2024 · €61k
Debt ≤ 1 year
€21k▼
2024 · €61k
Income taxes
€43k▼
2024 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€479k€499k▲
Fixed assets21/28€272k€296k▲
Tangible fixed assets22/27€48k€42k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€10k€7k▼
Other tangible fixed assets26€37k€32k▼
Financial fixed assets28€224k€254k▲
Current assets29/58€207k€203k▼
Amounts receivable within one year40/41€185k€106k▼
Trade receivables40€145k€88k▼
Other amounts receivable41€39k€18k▼
Current investments50/53-€17k
Cash at bank and in hand54/58€21k€79k▲
Deferred charges and accrued income490/1€2k€682▼
Equity and liabilities
Total equity and liabilities10/49€479k€499k▲
Equity10/15€418k€478k▲
Contributions10/11€6k€6k=
Reserves13€125k€184k▲
Distributable reserves133€125k€184k▲
Profit (loss) carried forward14€287k€287k=
Amounts payable17/49€61k€21k▼
Amounts payable within one year42/48€61k€21k▼
Current portion of amounts payable after more than one year42€3k€3k▼
Trade debts44€18k€3k▼
Suppliers440/4€18k€3k▼
Taxes, remuneration and social security45€40k€15k▼
Taxes450/3€40k€15k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€201k€118k▼
Operating profit (loss)9901€190k€107k▼
Financial income75/76B€1€5▲
Recurring financial income75€1€5▲
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€189k€103k▼
Income taxes67/77€64k€43k▼
Profit (loss) for the period9904€125k€59k▼
Profit (loss) for the period to be appropriated9905€125k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€412k€347k▼
Profit (loss) brought forward from the previous period14P€287k€287k=
Transfer to equity691/2€125k€59k▼
To other reserves6921€125k€59k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 9.55
Current ratio from 3.41 to 9.55; short-term debt falls from €61k to €21k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
28-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 121 days late
2024
31-12
Financial
Highest result since 2019net €125k ▲68.2%
Operating result €190k, net result €125k, both a record.
29-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 121 days late
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Equity above €200kEq €235k ▲59.2%
3 profitable years in a row build equity to €235k.
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
2021
31-12
Financial
Equity above €100kEq €148k ▲107%
2 profitable years in a row build equity to €148k.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 5.05
Current ratio from 2.38 to 5.05.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kersbeeklaan 3081180 UkkelGround area
714 m²
Building footprint
226 m²
Volume, LiDAR
1,533 m³
2 parcels, Brussels, Flanders · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Kersbeeklaan 308, 1180 Ukkel
since 20172.259.319.248
Bloemhof 52, 1630 Linkebeek
since 20222.335.868.480
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003C0020/00C005 | Flanders | 372 m² | 1 · 127 m² | 8.2 m · 2 fl. |
| 21616G0030/00T016 | Brussels | 342 m² | 1 · 99 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ERAHEM
BE 0819.459.166
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Of 4,545 companies in sector 74999 we hold annual accounts for 1,931. 1,196 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2016
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.