GENTSEKAPPERS
ActiveGENTSEKAPPERS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €24k. Equity is growing by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 26% of 1043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+13
Solvency30▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.82 in 2024; short-term debt: 94.9% and cash: 44.7% of total assets), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
76 d late
2023
61 d late
2022
70 d late
2021
106 d late
2020
110 d late
2019
108 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€2.33M
EBIT margin
2.4%
Net result
€24k▲ 7.9%
2024 · €22k
2018: €-20k
2019: €6k
2020: €15k
2021: €121k
2022: €1k
2023: €42k
2024: €22k
2018 → 2025
Working capital
€-100k▲ 33.7%
2024 · €-151k
2018: €-529k
2019: €-508k
2020: €-177k
2021: €-272k
2022: €-238k
2023: €-245k
2024: €-151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€2.33M
Equity€20k-€21k▲ 5.1%€21k=€23k▲ 8.9%€26k▲ 15.7%
Operating result€128k-€81k▼ 36.6%€99k▲ 21.9%€57k▼ 42.4%€66k▲ 16.8%
Net result€121k-€1k▼ 99.2%€42k▲ 3,964%€22k▼ 47.6%€24k▲ 7.9%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 17% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €519k
Fixed assets
€127k▼ 32.7%
Current assets
€393k▼ 43.1%
Equity and liabilities €519k
Equity
€26k▲ 15.7%
Debt
€493k▼ 42.4%
The debt ratio falls from 97.4% to 94.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▼
2024 · €117k
Cash flow
€73k▼
2024 · €82k
Solvency
5.1%▲
2024 · 2.6%
Current ratio
0.80▼
2024 · 0.82
Quick ratio
0.66▼
2024 · 0.74
Debt / equity
18.60▼
2024 · 37.35
ROE
89.1%▼
2024 · 95.5%
ROA
4.5%▲
2024 · 2.5%
Interest coverage
10.61▲
2024 · 9.91
Debt
€493k▼
2024 · €855k
Debt ≤ 1 year
€493k▼
2024 · €841k
Income taxes
€34k▲
2024 · €25k
Staff costs
€1.37M▲
2024 · €1.26M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€878k€519k▼
Fixed assets21/28€188k€127k▼
Intangible fixed assets21€176k€125k▼
Tangible fixed assets22/27€11k€0▼
Land and buildings22€10k€0▼
Plant, machinery and equipment23€462€0▼
Financial fixed assets28€1k€1k=
Other financial fixed assets284/8€1k-
Amounts receivable and cash guarantees285/8€1k-
Current assets29/58€690k€393k▼
Stocks and contracts in progress3€69k€67k▼
Stocks30/36€69k€67k▼
Goods purchased for resale34€69k-
Amounts receivable within one year40/41€90k€63k▼
Trade receivables40€26k€175▼
Other amounts receivable41€65k€62k▼
Cash at bank and in hand54/58€493k€232k▼
Deferred charges and accrued income490/1€38k€31k▼
Equity and liabilities
Total equity and liabilities10/49€878k€519k▼
Equity10/15€23k€26k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€4k€8k▲
Amounts payable17/49€855k€493k▼
Amounts payable within one year42/48€841k€493k▼
Current portion of amounts payable after more than one year42€27k€27k▼
Trade debts44€252k€140k▼
Suppliers440/4€252k€140k▼
Taxes, remuneration and social security45€298k€257k▼
Taxes450/3€152k€109k▼
Remuneration and social security454/9€145k€149k▲
Other amounts payable47/48€264k€68k▼
Accrued charges and deferred income492/3€14k€0▼
Income statement
Code20242025
Operating income70/76A€2.35M-
Turnover70€2.33M-
Other operating income74€15k-
Operating charges60/66A€2.29M-
Goods for resale, raw materials and consumables60€108k-
Purchases600/8€129k-
Change in stocks: decrease (increase)609€-21k-
Services and other goods61€826k-
Remuneration, social security and pensions62€1.26M€1.37M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€49k▼
Other operating charges640/8€35k€33k▼
Non-recurring operating charges66A-€13k
Gross operating margin9900-€1.53M
Operating profit (loss)9901€57k€66k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Income from financial fixed assets750€143-
Other financial income752/9€2k-
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Debt charges650€12k-
Other financial charges652/9€516-
Profit (loss) for the period before taxes9903€47k€58k▲
Income taxes67/77€25k€34k▲
Taxes670/3€25k-
Profit (loss) for the period9904€22k€24k▲
Profit (loss) for the period to be appropriated9905€22k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€28k▲
Profit (loss) brought forward from the previous period14P€2k€4k▲
Profit to be distributed694/7€20k€20k=
Directors or managers695€20k€20k=
Social balance
Average headcount (FTE)908725.239.2▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 76 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 70 days late
2022
14-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 106 days late
2021
31-12
Financial
Highest result since 2018net €121k ▲713%
Operating result €128k, net result €121k, both a record.
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 110 days late
2020
16-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 108 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 7 establishment units since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 139100 Sint-NiklaasGround area
15.8 ha
Building footprint
6.6 ha
Volume, LiDAR
389,901 m³
7 parcels, Flanders · tallest building 22.5 m, ±6 floors. Linked by address, not a title deed.
7 establishment units
DW HAIR- SINT-NIKLAAS
since 20022.114.746.983
Dorp-Oost 39, 9080 Lochristi
since 20192.283.880.440
Ringlaan(Kor) 34, 8500 Kortrijk
since 20192.283.881.034
Markt 2 A, 9230 Wetteren
since 20192.283.881.331
Kortrijksesteenweg 293, 9000 Gent
since 20192.285.925.655
Dirk De Witte Kappers Brugge
since 20212.320.876.537
Show 1 more locations
Dirk De Witte kappers Sint-Niklaas WSC
since 20222.327.193.712
7 parcels
Flanders
7
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1155/00R000 | Flanders | 10.8 ha | 1 · 5.0 ha | 18.2 m · 2 fl. |
| 34352B0962/00W000 | Flanders | 4.9 ha | 1 · 1.5 ha | - |
| 44808H0001/00E031 | Flanders | 544 m² | 1 · 173 m² | 22.5 m · 6 fl. |
| 42302E0416/00L000 | Flanders | 462 m² | 1 · 302 m² | 11.4 m · 2 fl. |
| 44034A1040/00F000 | Flanders | 408 m² | 1 · 190 m² | 12.3 m · 3 fl. |
| 31804D0410/00A000 | Flanders | 88 m² | 1 · 88 m² | 10.8 m · 3 fl. |
| 46443E0380/00R000 | Flanders | 66 m² | 1 · 66 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 6
7 of 7 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 18,500 EUR awarded · 18,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 6,000 EUR | 6,000 EUR |
| 2024 | 1 | 7,000 EUR | 7,000 EUR |
| 2023 | 1 | 2,500 EUR | 2,500 EUR |
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Premie kwalificerend werkplekleren
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
22 live approvals · 37 endedHaarverzorging duaal (so)
Haarverzorging duaal (so)
Haarverzorging duaal (so)
Haarverzorging duaal (so)
Haarverzorging duaal (so)
Haarverzorging duaal (so)
Show 16 more
Haarverzorging duaal (so)
Kapper (vwo)
Kapper (vwo)
Kapper (vwo)
Kapper (vwo)
Kapper (vwo)
Kapper (vwo)
Kapper (vwo)
Kapper-stylist duaal (so)
Kapper-stylist duaal (so)
Kapper-stylist duaal (so)
Kapper-stylist duaal (so)
Kapper-stylist duaal (so)
Kapper-stylist duaal (so)
Kapper-stylist duaal (so)
Kapper-stylist duaal (so)
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Of 21,751 companies in sector 96210 we hold annual accounts for 2,832. 2,324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2007
Fiscal year end31-12
Activities, NACEBEL
93021
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.