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GENT DECOR

Active
Public limited companyfounded 199035 yrs activeKortrijksesteenweg 1192, 9051 Gent, BelgiumKBO/BCE: BE 0442.858.844
Summary

The computed 12-month bankruptcy probability of GENT DECOR is 1.9% (moderate). The 2025 annual accounts show negative equity (-€34,783) and a net result of €166,460. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 6% of 2404 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
GENT DECORActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Other building finishing work
NACE 43350NACE 43390NACE 45450
1 site
Size
€384,070total assets 2025
Staff
4.3 FTE
Equity
-€34,783
Profit
€166,460
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
1.9%
Structure
Parent
J.D.C. INTERIEUR · 95%
Accounts filed 43 d late0 of 10 deeds read
Why 55- Negative equity -€34,783- Sector Specialised construction activities (NACE 43)- Latest accounts 43 days late; 1 of the last 3 late+ Founded in 1990Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 50% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 16+16
equity -9.1% of total assets
Liquidity 23+7
short-term debt 104.8% · cash 18.7%
Profitability 100=
return on assets 43.3%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 2.5% 12-2024: 2.5%● 0.0% vs 11-2024 01-2025: 2.5%● 0.0% vs 12-2024 02-2025: 2.4%▼ -1.3% vs 01-2025 03-2025: 2.4%▼ -2.6% vs 02-2025 04-2025: 2.4%▲ +0.2% vs 03-2025 05-2025: 2.4%▲ +1.0% vs 04-2025 06-2025: 2.3%▼ -3.8% vs 05-2025 07-2025: 2.5%▲ +7.4% vs 06-2025 08-2025: 3.0%▲ +22.1% vs 07-2025highest value 09-2025: 1.8%▼ -40.3% vs 08-2025 10-2025: 1.8%● 0.0% vs 09-2025 11-2025: 1.8%● 0.0% vs 10-2025 12-2025: 1.8%● 0.0% vs 11-2025 01-2026: 1.8%● 0.0% vs 12-2025 02-2026: 1.8%● 0.0% vs 01-2026 03-2026: 1.8%▼ -2.7% vs 02-2026 04-2026: 1.8%▲ +0.2% vs 03-2026 05-2026: 1.8%▲ +1.0% vs 04-2026 06-2026: 1.7%▼ -6.4% vs 05-2026lowest value 07-2026: 1.7%▲ +2.0% vs 06-2026 08-2026: 2.3%▲ +34.1% vs 07-2026 09-2026: 2.5%▲ +7.8% vs 08-2026 10-2026: 1.9%▼ -24.4% vs 09-2026
  • Negative equity -€34,783 raises the probability
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 1990 lowers the probability for this profile
  • Latest accounts 43 days late; 1 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.83 against 0.54 in 2024; short-term debt: 104.8% and cash: 18.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 7%, liquidity 13%, profitability 93%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€34,783
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 43 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 2404 sector peers (2025).
NBB · sector comparison
Position among 2404 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-09-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
43 d late
2024
5 d late
2023
2 d early
2022
31 d late
2021
4 d early
2020
32 d early
2019
53 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Highest result since 2018net €166,460 ▲94%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€34,783 View
  • Positive: Result rose in 2025from €85,800 to €166,460 ▲ 94.0% View
  • Caution: Among the weakest 5% on equitysector median €457,747 · 2,404 companies -€34,783 View
  • Controlled by J.D.C. INTERIEUR 95% View

By topic

Financials

Fiscal year
2025
Total assets
€384,070
Profit
€166,460
Solvency
-9.1%
Total assets▲ 40.4%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 12-09-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 05-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Other building finishing workNACE 43350
Founded
27-12-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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