GENRA
ActiveGENRA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €291k and a net result of €-66k. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
12
/ 100
Critical▼ -46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-57
Solvency32▼-7
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.35 against 0.78 in 2024), and 71.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
28 d late
2023
30 d late
2022
60 d late
2021
29 d late
2020
90 d late
2019
131 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€291k▼ 18.5%
2024 · €357k
2018: €362k
2019: €218k
2020: €81k
2021: €86k
2022: €254k
2023: €316k
2024: €357k
2018 → 2025
Total assets
€1.04M▼ 19.0%
2024 · €1.28M
2018: €1.77M
2019: €1.50M
2020: €1.50M
2021: €1.53M
2022: €1.32M
2023: €863k
2024: €1.28M
2018 → 2025
Net result
€-66k
2024 · €41k
2018: €-18k
2019: €-63k
2020: €-137k
2021: €5k
2022: €168k
2023: €62k
2024: €41k
2018 → 2025
Working capital
€-246k▼ 108%
2024 · €-118k
2018: €348k
2019: €209k
2020: €79k
2021: €82k
2022: €244k
2023: €13k
2024: €-118k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€254k▲ 195%€316k▲ 24.5%€357k▲ 12.9%€291k▼ 18.5%
Operating result€24k-€206k▲ 762%€80k▼ 61.1%€82k▲ 1.8%€-6k
Net result€5k-€168k▲ 3,399%€62k▼ 62.9%€41k▼ 34.6%€-66k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €82k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€902k▲ 6.0%
Current assets
€134k▼ 68.8%
Equity and liabilities €1.04M
Equity
€291k▼ 18.5%
Debt
€745k▼ 19.2%
The debt ratio falls from 72.1% to 71.9%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-4k▼
2024 · €85k
Cash flow
€-64k▼
2024 · €44k
Solvency
28.1%▲
2024 · 27.9%
Current ratio
0.35▼
2024 · 0.78
Quick ratio
0.35▼
2024 · 0.78
Debt / equity
2.56▼
2024 · 2.58
ROE
-22.6%▼
2024 · 11.4%
ROA
-6.4%▼
2024 · 3.2%
Interest coverage
-0.10▼
2024 · 4.96
Debt
€745k▼
2024 · €922k
Debt ≤ 1 year
€380k▼
2024 · €546k
Debt > 1 year
€362k▼
2024 · €376k
Income taxes
€18k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.28M€1.04M▼
Fixed assets21/28€851k€902k▲
Tangible fixed assets22/27€851k€902k▲
Land and buildings22€829k€881k▲
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€20k€20k▲
Current assets29/58€428k€134k▼
Amounts receivable within one year40/41€152k€7k▼
Trade receivables40€152k€7k▼
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€276k€127k▼
Equity and liabilities
Total equity and liabilities10/49€1.28M€1.04M▼
Equity10/15€357k€291k▼
Contributions10/11€19k€19k=
Reserves13€577k€276k▼
Distributable reserves133€577k€276k▼
Profit (loss) carried forward14€-239k€-3k▲
Amounts payable17/49€922k€745k▼
Amounts payable after more than one year17€376k€362k▼
Financial debts170/4€376k€362k▼
Amounts payable within one year42/48€546k€380k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€162k€18k▼
Suppliers440/4€162k€18k▼
Taxes, remuneration and social security45€30k€7k▼
Taxes450/3€30k€7k▼
Other amounts payable47/48€341k€341k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€88k€-3k▼
Operating profit (loss)9901€82k€-6k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€17k€42k▲
Recurring financial charges65€17k€42k▲
Profit (loss) for the period before taxes9903€65k€-48k▼
Income taxes67/77€24k€18k▼
Profit (loss) for the period9904€41k€-66k▼
Profit (loss) for the period to be appropriated9905€41k€-66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-198k€-305k▼
Profit (loss) brought forward from the previous period14P€-239k€-239k=
Transfer from equity791/2-€302k
Transfer to equity691/2€41k-
To other reserves6921€41k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €168k ▲3399%
Operating result €206k, net result €168k, both a record.
31-12
Financial
Equity above €200kEq €254k ▲195%
2 profitable years in a row build equity to €254k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €5k
Net result €5k after 3 loss-making years.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
31-12
Financial
Weakest financial yearnet €-137k
Net result drops to €-137k, the lowest in the series; recovery starts the following year.
09-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 131 days late
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 72 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 191 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongerenstraat 181040 EtterbeekGround area
141 m²
Building footprint
141 m²
Volume, LiDAR
1,306 m³
Parcel 21005A0570/00D005, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Tongerenstraat 18, 1040 Etterbeek
since 20092.177.476.982
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0570/00D005 | Brussels | 141 m² | 1 · 141 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Belgium Consulting Agency
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LAUWERS-VAN CASTER
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ROMBOUTS INVEST
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AEDIMAR
BE 0889.787.136
Waregem · Eq €292k
Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 3,838 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2009
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.