GENPARCO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.31M and a net result of €18k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 95% of 5523 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
3 d early
2023
22 d early
2022
1 d late
2021
4 d early
2020
8 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.31M▲ 0.8%
2024 · €2.30M
2019: €2.34M
2020: €2.52M
2021: €2.54M
2022: €2.25M
2023: €2.27M
2024: €2.30M
2019 → 2025
Net result
€18k▼ 39.5%
2024 · €29k
2019: €100k
2020: €170k
2021: €25k
2022: €-286k
2023: €14k
2024: €29k
2019 → 2025
Total assets
€2.34M▲ 0.8%
2024 · €2.33M
2019: €4.31M
2020: €2.53M
2021: €2.56M
2022: €2.29M
2023: €2.30M
2024: €2.33M
2019 → 2025
Solvency
98.7%▼ 0.1pp
2024 · 98.7%
2019: 54.4%
2020: 99.6%
2021: 99.1%
2022: 98.4%
2023: 98.8%
2024: 98.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.54M-€2.25M▼ 11.3%€2.27M▲ 0.6%€2.30M▲ 1.3%€2.31M▲ 0.8%
Operating result€31k-€12k▼ 61.4%€9k▼ 27.3%€9k▼ 0.1%€9k▲ 4.3%
Net result€25k-€-286k€14k€29k▲ 107%€18k▼ 39.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.34M
Fixed assets
€1.20M▲ 6,140%
Current assets
€1.14M▼ 50.4%
Equity and liabilities €2.34M
Equity
€2.31M▲ 0.8%
Debt
€31k▲ 5.0%
The debt ratio rises from 1.3% to 1.3%. Equity and debt are higher.
Key figures and ratios
Solvency
98.7%▼
2024 · 98.7%
ROE
0.8%▼
2024 · 1.3%
ROA
0.7%▼
2024 · 1.2%
Debt
€31k▲
2024 · €29k
Debt ≤ 1 year
€31k▲
2024 · €29k
Income taxes
€194▲
2024 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.33M€2.34M▲
Fixed assets21/28€19k€1.20M▲
Tangible fixed assets22/27€19k-
Furniture and vehicles24€19k-
Financial fixed assets28-€1.20M
Current assets29/58€2.31M€1.14M▼
Amounts receivable within one year40/41€1.25M€93k▼
Trade receivables40€45k€91k▲
Other amounts receivable41€1.21M€2k▼
Current investments50/53€506k€506k=
Cash at bank and in hand54/58€547k€546k▼
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€2.33M€2.34M▲
Equity10/15€2.30M€2.31M▲
Contributions10/11€2.50M€2.50M=
Profit (loss) carried forward14€-203k€-186k▲
Amounts payable17/49€29k€31k▲
Amounts payable within one year42/48€29k€31k▲
Trade debts44€51€327▲
Suppliers440/4€51€327▲
Taxes, remuneration and social security45€8k€8k▲
Taxes450/3€8k€8k▲
Other amounts payable47/48€22k€23k▲
Accrued charges and deferred income492/3-€152
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€665€685▲
Gross operating margin9900€29k€29k▼
Operating profit (loss)9901€9k€9k▲
Financial income75/76B€18k€9k▼
Recurring financial income75€18k€9k▼
Financial charges65/66B€200€207▲
Recurring financial charges65€200€207▲
Profit (loss) for the period before taxes9903€27k€18k▼
Income taxes67/77€-2k€194▲
Profit (loss) for the period9904€29k€18k▼
Profit (loss) for the period to be appropriated9905€29k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-203k€-186k▲
Profit (loss) brought forward from the previous period14P€-232k€-203k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
31-12
Financial
Weakest financial yearnet €-286k ▼1255%
Net result drops to €-286k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2019net €170k ▲70.7%
Operating result €176k, net result €170k, both a record.
31-12
Financial
Liquidity times 102current ratio 224.34
Current ratio from 2.19 to 224.34; short-term debt falls from €1.96M to €11k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westhinderstraat 48300 Knokke-HeistGround area
2,070 m²
Building footprint
573 m²
Parcel 31332E0992/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
Westhinderstraat 4, 8300 Knokke-Heist
since 20112.199.699.880
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E0992/00B000 | Flanders | 2,070 m² | 1 · 573 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500LQLH15I1MV8189
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2011
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate appraisal on a fee or contract basis
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.