GENIFY
ActiveGENIFY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €38k. Equity is growing by ~36.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-10
Solvency100▲+1
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 3.87 against 2.94 in 2024), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
13%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
71 d early
2024
29 d early
2023
32 d early
2022
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€211k▲ 22.0%
2024 · €173k
2022: €58k
2023: €117k
2024: €173k
2022 → 2025
Total assets
€294k▲ 6.9%
2024 · €275k
2022: €107k
2023: €162k
2024: €275k
2022 → 2025
Net result
€38k▼ 31.6%
2024 · €56k
2022: €56k
2023: €59k
2024: €56k
2022 → 2025
Working capital
€149k▲ 26.8%
2024 · €117k
2022: €36k
2023: €87k
2024: €117k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€58k-€117k▲ 103%€173k▲ 47.6%€211k▲ 22.0%
Operating result€73k-€78k▲ 7.3%€74k▼ 4.9%€53k▼ 28.8%
Net result€56k-€59k▲ 5.4%€56k▼ 6.1%€38k▼ 31.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€94k▼ 3.9%
Current assets
€200k▲ 12.8%
Equity and liabilities €294k
Equity
€211k▲ 22.0%
Debt
€83k▼ 18.9%
The debt ratio falls from 37.1% to 28.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€71k▼
2024 · €82k
Cash flow
€56k▼
2024 · €64k
Solvency
71.9%▲
2024 · 62.9%
Current ratio
3.87▲
2024 · 2.94
Quick ratio
3.87▲
2024 · 2.94
Debt / equity
0.39▼
2024 · 0.59
ROE
18.1%▼
2024 · 32.2%
ROA
13.0%▼
2024 · 20.3%
Interest coverage
15.28▼
2024 · 21.61
Debt
€83k▼
2024 · €102k
Debt ≤ 1 year
€52k▼
2024 · €60k
Debt > 1 year
€31k▼
2024 · €42k
Income taxes
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€275k€294k▲
Fixed assets21/28€98k€94k▼
Tangible fixed assets22/27€98k€94k▼
Plant, machinery and equipment23€14k€14k▼
Furniture and vehicles24€84k€80k▼
Current assets29/58€178k€200k▲
Amounts receivable within one year40/41€31k€16k▼
Trade receivables40€30k€15k▼
Other amounts receivable41€255€364▲
Cash at bank and in hand54/58€146k€184k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€275k€294k▲
Equity10/15€173k€211k▲
Contributions10/11€2k€2k=
Reserves13€172k€210k▲
Distributable reserves133€172k€210k▲
Amounts payable17/49€102k€83k▼
Amounts payable after more than one year17€42k€31k▼
Financial debts170/4€42k€31k▼
Amounts payable within one year42/48€60k€52k▼
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€2k€375▼
Suppliers440/4€2k€375▼
Taxes, remuneration and social security45€17k€11k▼
Taxes450/3€14k€8k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€32k€30k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€18k▲
Other operating charges640/8€905€593▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€84k€71k▼
Operating profit (loss)9901€74k€53k▼
Financial income75/76B€97€1▼
Recurring financial income75€97€1▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€70k€48k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€56k€38k▼
Profit (loss) for the period to be appropriated9905€56k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€56k€38k▼
Transfer to equity691/2€56k€38k▼
To other reserves6921€56k€38k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €38k ▼31.6%
Net result drops to €38k, the lowest in the series.
31-12
Financial
Equity above €200kEq €211k ▲22%
4 profitable years in a row build equity to €211k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €173k ▲47.6%
3 profitable years in a row build equity to €173k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €59k ▲5.4%
Operating result €78k, net result €59k, both a record.
31-12
Financial
Equity above €100kEq €117k ▲103%
2 profitable years in a row build equity to €117k.
16-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Constant Permekestraat(Z) 208550 ZwevegemGround area
358 m²
Building footprint
89 m²
Parcel 34042A0847/00Y003, Flanders. Linked by address, not a title deed.
1 establishment unit
Genify
since 20212.325.022.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042A0847/00Y003 | Flanders | 357 m² | 1 · 89 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 902 EUR awarded · 902 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 473 EUR | 473 EUR |
| 2022 | 1 | 429 EUR | 429 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
B ELEC IT
BE 0536.971.808
Braine-l'Alleud · Eq €211k
AbitMORE
BE 0470.643.406
Leuven · Eq €211k
bbcon
BE 0629.684.507
Assenede · Eq €212k
Tripwire Solutions
BE 0695.503.262
Edegem · Eq €212k
Conbase
BE 0787.890.913
Gent · Eq €212k
Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:gianni@genify.be
Phone:0471/87 39 54