Summary
GENIALE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €18,600 and a net result of €171,877. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 5587 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 5587 sector peers (2025).
NBB · sector comparisonPosition among 5587 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
64 d early
2024
73 d early
2023
26 d early
2022
76 d early
2021
31 d early
2020
88 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 May (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€18,600=
2024 · €18,600
Net result
€171,877▼ 8.9%
2024 · €188,607
Total assets
€4.2m▼ 7.0%
2024 · €4.5m
Solvency
0.4%=
2024 · 0.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€757,353▲ 166%€132,123▼ 82.6%€363,512▲ 175%€308,631▼ 15.1%€326,101▲ 5.7%
Net result€535,697above the sector's middle half▲ 190%€75,091within the sector's middle half▼ 86.0%€216,332above the sector's middle half▲ 188%€188,607within the sector's middle half▼ 12.8%€171,877within the sector's middle half▼ 8.9%
Equity€35,320below the sector's middle half▲ 58.9%€32,001below the sector's middle half▼ 9.4%€32,001below the sector's middle half=€18,600below the sector's middle half▼ 41.9%€18,600below the sector's middle half=
Total assets€3.8mabove the sector's middle half▲ 36.5%€4.0mwithin the sector's middle half▲ 3.7%€4.6mabove the sector's middle half▲ 16.9%€4.5mabove the sector's middle half▼ 2.2%€4.2mabove the sector's middle half▼ 7.0%
Debt€3.8m▲ 36.3%€3.9m▲ 3.8%€4.6m▲ 17.1%€4.5m▼ 2.0%€4.2m▼ 7.0%
Working capital-€894,826below the sector's middle half▼ 94.3%-€246,993below the sector's middle half▲ 72.4%€351,871above the sector's middle half€420,603above the sector's middle half▲ 19.5%€261,665within the sector's middle half▼ 37.8%
Solvency0.9%below the sector's middle half▲ 0.1pp0.8%below the sector's middle half▼ 0.1pp0.7%below the sector's middle half▼ 0.1pp0.4%below the sector's middle half▼ 0.3pp0.4%below the sector's middle half=
Current ratio0.05below the sector's middle half▼ 0.050.52within the sector's middle half▲ 0.461.52within the sector's middle half▲ 1.011.82within the sector's middle half▲ 0.301.48within the sector's middle half▼ 0.34
Return on assets (ROA)14.0%above the sector's middle half▲ 7.4pp1.9%within the sector's middle half▼ 12.1pp4.7%within the sector's middle half▲ 2.8pp4.2%within the sector's middle half▼ 0.5pp4.1%within the sector's middle half▼ 0.1pp
Staff (FTE)0.1below the sector's middle half▼ 66.7%0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.2m
Fixed assets
€3.4m ▼ 5.3%
Current assets
€807,345 ▼ 13.5%
Equity and liabilities €4.2m
Equity
€18,600 =
Debt
€4.2m ▼ 7.0%
Debt's share of the balance-sheet total stays at 99.6%.
Key figures and ratios
ROE
924.1%
Debt ≤ 1 year
€545,680▲
2024 · €512,732
Debt > 1 year
€3.7m▼
2024 · €4.0m
Income taxes
€88,273▲
2024 · €75,331
A ratio outside any meaningful range has been withheld (balance sheet total €4.2m, equity €18,600).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €5,980 | €62,299 | €0 | €20,826 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | €5,074 | €136 | -€7 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €177,058 | €239,080 | €149,017 | €176,617 | €192,790 | ▲ 9.2% |
| Other operating charges640/8 | €6,907 | €17,569 | €6,193 | €19,039 | €21,434 | ▲ 12.6% |
| Non-recurring operating charges66A | €504 | €0 | €11,601 | €14,696 | €0 | ▼ 100% |
| Gross operating margin9900 | €946,897 | €388,908 | €530,316 | €518,984 | €540,325 | ▲ 4.1% |
| Operating profit (loss)9901 | €757,353 | €132,123 | €363,512 | €308,631 | €326,101 | ▲ 5.7% |
| Financial income75/76B | €1,242 | €6,205 | €12,688 | €36,435 | €34,017 | ▼ 6.6% |
| Recurring financial income75 | €1,242 | €6,205 | €12,688 | €36,435 | €34,017 | ▼ 6.6% |
| Financial charges65/66B | €44,930 | €54,107 | €63,777 | €81,127 | €99,969 | ▲ 23.2% |
| Recurring financial charges65 | €44,930 | €54,107 | €63,777 | €81,127 | €99,969 | ▲ 23.2% |
| Profit (loss) for the period before taxes9903 | €713,665 | €84,221 | €312,423 | €263,938 | €260,150 | ▼ 1.4% |
| Income taxes67/77 | €177,969 | €9,130 | €96,091 | €75,331 | €88,273 | ▲ 17.2% |
| Profit (loss) for the period9904 | €535,697 | €75,091 | €216,332 | €188,607 | €171,877 | ▼ 8.9% |
| Profit (loss) for the period to be appropriated9905 | €535,697 | €75,091 | €216,332 | €188,607 | €171,877 | ▼ 8.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.8m | €4.0m | €4.6m | €4.5m | €4.2m | ▼ 7.0% |
| Fixed assets21/28 | €3.8m | €3.7m | €3.6m | €3.6m | €3.4m | ▼ 5.3% |
| Tangible fixed assets22/27 | €3.8m | €3.7m | €3.6m | €3.6m | €3.4m | ▼ 5.3% |
| Land and buildings22 | €3.3m | €3.2m | €3.2m | €3.0m | €2.9m | ▼ 3.8% |
| Plant, machinery and equipment23 | €182,430 | €174,497 | €151,209 | €130,555 | €109,617 | ▼ 16.0% |
| Furniture and vehicles24 | €252,766 | €278,649 | €294,742 | €409,518 | €354,502 | ▼ 13.4% |
| Leasing and similar rights25 | €17,491 | €17,491 | €17,491 | €17,491 | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | - | - | - | €17,848 | - |
| Current assets29/58 | €48,826 | €262,730 | €1.0m | €933,335 | €807,345 | ▼ 13.5% |
| Amounts receivable after more than one year29 | - | - | €502,548 | €506,566 | €511,631 | ▲ 1.0% |
| Other amounts receivable291 | - | - | €502,548 | €506,566 | €511,631 | ▲ 1.0% |
| Amounts receivable within one year40/41 | €38,522 | €223,173 | €490,195 | €407,171 | €238,167 | ▼ 41.5% |
| Trade receivables40 | €4,232 | €1,017 | €2,267 | €7,512 | €40,584 | ▲ 440% |
| Other amounts receivable41 | €34,291 | €222,155 | €487,928 | €399,659 | €197,583 | ▼ 50.6% |
| Cash at bank and in hand54/58 | €5,028 | €27,304 | €21,285 | €12,300 | €49,147 | ▲ 300% |
| Deferred charges and accrued income490/1 | €5,276 | €12,253 | €8,079 | €7,299 | €8,400 | ▲ 15.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.8m | €4.0m | €4.6m | €4.5m | €4.2m | ▼ 7.0% |
| Equity10/15 | €35,320 | €32,001 | €32,001 | €18,600 | €18,600 | = |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €13,401 | €13,401 | €13,401 | €0 | - | - |
| Distributable reserves133 | €13,401 | €13,401 | €13,401 | €0 | - | - |
| Profit (loss) carried forward14 | €3,319 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €3.8m | €3.9m | €4.6m | €4.5m | €4.2m | ▼ 7.0% |
| Amounts payable after more than one year17 | €2.9m | €3.4m | €3.9m | €4.0m | €3.7m | ▼ 8.8% |
| Financial debts170/4 | €2.3m | €2.3m | €2.6m | €2.5m | €3.1m | ▲ 26.5% |
| Other amounts payable178/9 | €511,352 | €1.1m | €1.3m | €1.5m | €542,520 | ▼ 64.9% |
| Amounts payable within one year42/48 | €943,651 | €509,723 | €670,236 | €512,732 | €545,680 | ▲ 6.4% |
| Current portion of amounts payable after more than one year42 | €170,842 | €327,456 | €385,576 | €349,542 | €351,929 | ▲ 0.7% |
| Financial debts43 | €90,120 | €30,120 | €0 | €39,000 | €20,183 | ▼ 48.2% |
| Other loans439 | €90,120 | €30,120 | €0 | €39,000 | €20,183 | ▼ 48.2% |
| Trade debts44 | €75,097 | €54,142 | €22,423 | €20,757 | €20,413 | ▼ 1.7% |
| Suppliers440/4 | €75,097 | €54,142 | €22,423 | €20,757 | €20,413 | ▼ 1.7% |
| Taxes, remuneration and social security45 | €152,842 | €31,357 | €45,905 | €94,826 | €116,280 | ▲ 22.6% |
| Taxes450/3 | €152,842 | €31,357 | €45,905 | €94,826 | €116,280 | ▲ 22.6% |
| Other amounts payable47/48 | €454,750 | €66,648 | €216,332 | €8,607 | €36,877 | ▲ 328% |
| Accrued charges and deferred income492/3 | - | €341 | €126 | €597 | €463 | ▼ 22.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €535,697 | €75,091 | €216,332 | €188,607 | €171,877 | ▼ 8.9% |
| + Depreciation and write-downs630 | €177,058 | €239,080 | €149,017 | €176,617 | €192,790 | ▲ 9.2% |
| Operating cash flow (approximation) | €712,755 | €314,171 | €365,349 | €365,224 | €364,666 | ▼ 0.2% |
| Investment in fixed assets (approximation) | - | -€165,157 | -€62,176 | -€161,634 | -€357 | ▲ 99.8% |
| Change in cash | - | €22,277 | -€6,020 | -€8,985 | €36,847 | ▲ 510% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity triplescurrent ratio 1.52
Current ratio from 0.52 to 1.52.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €535,697 ▲190%
Operating result €757,353, net result €535,697, both a record.
04-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €693
Net result €693 after one loss-making year.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2016
Ground area
8,828 m²
Building footprint
350 m²
Volume, LiDAR
1,853 m³
Parcel 34006A0057/00D000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GENIALE
since 20162.254.266.340
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006A0057/00D000 | Flanders | 8,828 m² | 1 · 350 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,322 EUR awarded · 2,322 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,322 EUR | 2,322 EUR |
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 7,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0656663274
Also
9925:BE0656663274
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.