GENESE
ActiveGENESE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €9k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 77% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.11 against 4.88 in 2024; short-term debt: 24.2% and cash: 87.9% of total assets), and 24.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 01-01-2025 was due by 01-08-2025 and was filed on 05-08-2025, 4 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
4 d late
2024
31 d early
2023
11 d early
2022
41 d early
2021
5 d late
2020
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 12.7%
2024 · €70k
2019: €33k
2020: €50k
2021: €44k
2022: €58k
2023: €61k
2024: €70k
2019 → 2025
Total assets
€104k▲ 18.5%
2024 · €88k
2019: €131k
2020: €96k
2021: €73k
2022: €70k
2023: €78k
2024: €88k
2019 → 2025
Net result
€9k▼ 2.0%
2024 · €9k
2019: €25k
2020: €17k
2021: €-6k
2022: €13k
2023: €3k
2024: €9k
2019 → 2025
Working capital
€79k▲ 13.3%
2024 · €69k
2019: €7k
2020: €35k
2021: €42k
2022: €58k
2023: €61k
2024: €69k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€58k▲ 30.3%€61k▲ 5.8%€70k▲ 14.9%€79k▲ 12.7%
Operating result€-5k-€19k€6k▼ 68.9%€14k▲ 142%€14k▼ 2.0%
Net result€-6k-€13k€3k▼ 75.1%€9k▲ 173%€9k▼ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€502▼ 34.3%
Current assets
€104k▲ 19.0%
Equity and liabilities €104k
Equity
€79k▲ 12.7%
Debt
€25k▲ 41.1%
The debt ratio rises from 20.3% to 24.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€14k▼
2024 · €14k
Cash flow
€9k▲
2024 · €9k
Solvency
75.8%▼
2024 · 79.7%
Current ratio
4.11▼
2024 · 4.88
Quick ratio
4.11▼
2024 · 4.88
Debt / equity
0.32▲
2024 · 0.25
ROE
11.3%▼
2024 · 13.0%
ROA
8.6%▼
2024 · 10.4%
Interest coverage
309.87▲
2024 · 308.82
Debt
€25k▲
2024 · €18k
Debt ≤ 1 year
€25k▲
2024 · €18k
Income taxes
€5k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€104k▲
Fixed assets21/28€763€502▼
Tangible fixed assets22/27€763€502▼
Furniture and vehicles24€763€502▼
Current assets29/58€87k€104k▲
Amounts receivable within one year40/41€13k€11k▼
Trade receivables40€12k€11k▼
Other amounts receivable41€80€465▲
Cash at bank and in hand54/58€74k€92k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€88k€104k▲
Equity10/15€70k€79k▲
Contributions10/11€19k€19k=
Reserves13€28k€37k▲
Distributable reserves133€28k€37k▲
Profit (loss) carried forward14€24k€24k▲
Amounts payable17/49€18k€25k▲
Amounts payable within one year42/48€18k€25k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Other amounts payable47/48€7k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22€262▲
Other operating charges640/8€216€219▲
Gross operating margin9900€14k€14k▼
Operating profit (loss)9901€14k€14k▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€45€45▼
Recurring financial charges65€45€45▼
Profit (loss) for the period before taxes9903€14k€14k▼
Income taxes67/77€5k€5k▼
Profit (loss) for the period9904€9k€9k▼
Profit (loss) for the period to be appropriated9905€9k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€33k▼
Profit (loss) brought forward from the previous period14P€24k€24k▲
Transfer to equity691/2€9k€9k▼
To other reserves6921€9k€9k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
01-01
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
01-01
Financial
Liquidity doublescurrent ratio 5.60
Current ratio from 2.47 to 5.60; short-term debt falls from €28k to €13k.
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
01-01
Financial
Weakest financial yearnet €-6k ▼134%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2018
11-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 10 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gerpinnes · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée des Lacs(LOV) 106280 GerpinnesGround area
986 m²
Building footprint
165 m²
Volume, LiDAR
1,227 m³
Parcel 52041A0190/00G033, Wallonia · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PRINT CONSEILS SC
since 19902.050.546.148
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52041A0190/00G033 | Wallonia | 986 m² | 1 · 165 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PAMUS
BE 0771.381.810
Charleroi · Eq €79k
Interhal Select Belux
BE 0831.093.228
Baarle-Hertog · Eq €79k
H.H. Services
BE 0672.709.252
Sint-Genesius-Rode · Eq €79k
MOLYDUVAL
BE 0464.790.742
Turnhout · Eq €79k
CLS
BE 0477.659.870
Malmedy · Eq €79k
Of 4,431 companies in sector 46180 we hold annual accounts for 1,887. 1,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-1990
Fiscal year end01-01
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
82990Other business support services
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.