Generations M

Active

Private limited companyfounded 20232 yrs activeLaarsebaan 226, 2170 Antwerpen, BelgiumKBO/BCE: BE 1002.368.306

Summary

Generations M has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €36k. Its solvency ranks better than 95% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysis Watch Report Compare

Generations MActiveChecked score 80/100

Risk analysis Report Compare

Checked score

Score 2025

80 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+15

Growth78

Track record82

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 5.91 against 0.47 in 2024; short-term debt: 8.5% and cash: 8.6% of total assets), and 8.5% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

91.5%

Return on assets

45%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

26 d late

2024

18 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€74k▲ 97.0%

2024 · €38k

2024: €38k 2025: €74k▲ +97.0% vs 2024

2024 → 2025

Total assets

€81k▲ 28.7%

2024 · €63k

2024: €63k 2025: €81k▲ +28.7% vs 2024

2024 → 2025

Net result

€36k▲ 4.0%

2024 · €35k

2024: €35k 2025: €36k▲ +4.0% vs 2024

2024 → 2025

Working capital

€34k

2024 · €-13k

2024: €-13k 2025: €34k▲ +354% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€38k-€74k▲ 97.0% 2024: €38k 2025: €74k▲ +97.0% vs 2024

Operating result€46k-€47k▲ 2.8% 2024: €46k 2025: €47k▲ +2.8% vs 2024

Net result€35k-€36k▲ 4.0% 2024: €35k 2025: €36k▲ +4.0% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 3% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €81k

49.5%

50.5%

Fixed assets €40k ▼ 21.3%

Current assets €41k ▲ 241%

Equity and liabilities €81k

91.5%

Equity €74k ▲ 97.0%

Debt €7k ▼ 72.7%

Debt's share of the balance-sheet total falls from 40.3% to 8.5%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€65k▲

2024 · €64k

Cash flow

€54k▲

2024 · €53k

Current ratio

5.91▲

2024 · 0.47

Quick ratio

4.81▲

2024 · 0.47

Debt to equity

0.09▼

2024 · 0.67

ROE

49.2%▼

2024 · 93.3%

ROA

45.0%▼

2024 · 55.7%

Interest coverage

78.30▼

2024 · 130.27

Debt ≤ 1 year

€7k▼

2024 · €25k

Income taxes

€10k▲

2024 · €10k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines

Balance sheet Code20242025

Assets

Total assets20/58€63k€81k▲

Fixed assets21/28€51k€40k▼

Intangible fixed assets21€6k€5k▼

Tangible fixed assets22/27€45k€35k▼

Land and buildings22-€7k

Plant, machinery and equipment23€26k€19k▼

Furniture and vehicles24€19k€10k▼

Current assets29/58€12k€41k▲

Stocks and contracts in progress3-€8k

Stocks30/36-€8k

Amounts receivable within one year40/41€4k€23k▲

Trade receivables40-€2k

Other amounts receivable41€4k€20k▲

Cash at bank and in hand54/58€7k€7k▼

Deferred charges and accrued income490/1€1k€4k▲

Equity and liabilities

Total equity and liabilities10/49€63k€81k▲

Equity10/15€38k€74k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€35k€71k▲

Amounts payable17/49€25k€7k▼

Amounts payable within one year42/48€25k€7k▼

Financial debts43€1k€93▼

Credit institutions430/8€1k€93▼

Trade debts44€3k€1k▼

Suppliers440/4€3k€1k▼

Taxes, remuneration and social security45€4k€6k▲

Taxes450/3€4k€6k▲

Other amounts payable47/48€17k€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€17k▼

Other operating charges640/8€2k€926▼

Gross operating margin9900€66k€65k▼

Operating profit (loss)9901€46k€47k▲

Financial income75/76B€0€558▲

Recurring financial income75€0€558▲

Financial charges65/66B€492€824▲

Recurring financial charges65€492€824▲

Profit (loss) for the period before taxes9903€45k€47k▲

Income taxes67/77€10k€10k▲

Profit (loss) for the period9904€35k€36k▲

Profit (loss) for the period to be appropriated9905€35k€36k▲

Appropriation of the result

Profit (loss) to be appropriated9906€35k€71k▲

Profit (loss) brought forward from the previous period14P-€35k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€18k	€17k	▼ 4.9%
Other operating charges640/8	€2k	€926	▼ 49.0%
Gross operating margin9900	€66k	€65k	▼ 0.8%
Operating profit (loss)9901	€46k	€47k	▲ 2.8%
Financial income75/76B	€0	€558	▲ 1,394,000%
Recurring financial income75	€0	€558	▲ 1,394,000%
Financial charges65/66B	€492	€824	▲ 67.4%
Recurring financial charges65	€492	€824	▲ 67.4%
Profit (loss) for the period before taxes9903	€45k	€47k	▲ 3.3%
Income taxes67/77	€10k	€10k	▲ 1.2%
Profit (loss) for the period9904	€35k	€36k	▲ 4.0%
Profit (loss) for the period to be appropriated9905	€35k	€36k	▲ 4.0%

Line	2024	2025	Change
Assets
Total assets20/58	€63k	€81k	▲ 28.7%
Fixed assets21/28	€51k	€40k	▼ 21.3%
Intangible fixed assets21	€6k	€5k	▼ 25.8%
Tangible fixed assets22/27	€45k	€35k	▼ 20.7%
Land and buildings22	-	€7k	-
Plant, machinery and equipment23	€26k	€19k	▼ 26.6%
Furniture and vehicles24	€19k	€10k	▼ 47.4%
Current assets29/58	€12k	€41k	▲ 241%
Stocks and contracts in progress3	-	€8k	-
Stocks30/36	-	€8k	-
Amounts receivable within one year40/41	€4k	€23k	▲ 518%
Trade receivables40	-	€2k	-
Other amounts receivable41	€4k	€20k	▲ 460%
Cash at bank and in hand54/58	€7k	€7k	▼ 4.1%
Deferred charges and accrued income490/1	€1k	€4k	▲ 241%
Equity and liabilities
Total equity and liabilities10/49	€63k	€81k	▲ 28.7%
Equity10/15	€38k	€74k	▲ 97.0%
Contributions10/11	€3k	€3k	=
Profit (loss) carried forward14	€35k	€71k	▲ 104%
Amounts payable17/49	€25k	€7k	▼ 72.7%
Amounts payable within one year42/48	€25k	€7k	▼ 72.7%
Financial debts43	€1k	€93	▼ 92.1%
Credit institutions430/8	€1k	€93	▼ 92.1%
Trade debts44	€3k	€1k	▼ 57.9%
Suppliers440/4	€3k	€1k	▼ 57.9%
Taxes, remuneration and social security45	€4k	€6k	▲ 37.0%
Taxes450/3	€4k	€6k	▲ 37.0%
Other amounts payable47/48	€17k	€0	▼ 100%

Line	2024	2025	Change
Profit (loss) for the period9904	€35k	€36k	▲ 4.0%
+ Depreciation and write-downs630	€18k	€17k	▼ 4.9%
Operating cash flow (approximation)	€53k	€54k	▲ 0.9%
Investment in fixed assets (approximation)	-	€-7k	-
Change in cash	-	€-293	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

26-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 26 days late

2025

31-12

Financial Liquidity times 13current ratio 5.91

Current ratio from 0.47 to 5.91; short-term debt falls from €25k to €7k.

18-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 18 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2023

seat establishment The establishment unit on the map

Ground area

181 m²

Building footprint

122 m²

Volume, LiDAR

790 m³

Parcel 11422C0118/00W007, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

Generations M

Laarsebaan 226, 2170 AntwerpenRetail trade

since 20232.352.358.381

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11422C0118/00W007	Flanders	181 m²	1 · 122 m²	11.6 m · 3 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Fosses-la-Ville · Eq €73,755

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PRO KARO

BE 1006.614.332

Riemst · Eq €74,050

Of 24,855 companies in sector 96220 we hold annual accounts for 1,439. 1,072 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded17-11-2023

Fiscal year end31-12

Activities, NACEBEL 2025

96220Beauty care and other beauty treatments

47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses

86951Physiotherapy

Scores and ratios are computed by Checked and are not a credit decision.