Génération Immo
ActiveSummary
Génération Immo has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €109k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+10
Solvency37▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.16 in 2024; short-term debt: 86.9% and cash: 97.5% of total assets), and 87.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.2%
Return on assets
9.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
31 d late
2022
31 d late
2021
9 d early
2020
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 12.8%
2024 · €119k
Total assets
€1.10M▲ 26.4%
2024 · €871k
Net result
€109k▲ 615%
2024 · €15k
Working capital
€143k▲ 20.9%
2024 · €119k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€71k€68k▼ 3.5%€54k▼ 20.6%€20k▼ 63.2%€147k▲ 637%
Net result€55k€49k▼ 11.4%€42k▼ 14.8%€15k▼ 63.3%€109k▲ 615%
Equity€70k▲ 373%€119k▲ 69.9%€103k▼ 12.9%€119k▲ 14.8%€134k▲ 12.8%
Total assets€243k▲ 99.5%€288k▲ 18.2%€636k▲ 121%€871k▲ 36.9%€1.10M▲ 26.4%
Debt€173k▲ 61.8%€169k▼ 2.6%€533k▲ 215%€752k▲ 41.2%€967k▲ 28.5%
Working capital€65k▲ 411%€118k▲ 81.3%€101k▼ 14.5%€119k▲ 17.7%€143k▲ 20.9%
Staff (FTE)2=2=1▼ 50.0%1=1.2▲ 20.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 637% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€1k ▲ 581%
Current assets
€1.10M ▲ 26.3%
Equity and liabilities €1.10M
Equity
€134k ▲ 12.8%
Debt
€967k ▲ 28.5%
Debt's share of the balance-sheet total rises from 86.4% to 87.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€148k▲
2024 · €20k
Cash flow
€109k▲
2024 · €15k
Current ratio
1.15▼
2024 · 1.16
Debt to equity
7.22▲
2024 · 6.34
ROE
81.6%▲
2024 · 12.9%
ROA
9.9%▲
2024 · 1.8%
Interest coverage
1745.63▲
2024 · 41.13
Debt ≤ 1 year
€956k▲
2024 · €752k
Income taxes
€38k▲
2024 · €7k
Staff costs
€36k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €6k | €8k | €14k | €2k | ▼ 82.6% |
| Remuneration, social security and pensions62 | €26k | €17k | €20k | €14k | €36k | ▲ 163% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k | €3k | €2k | €77 | €139 | ▲ 80.5% |
| Other operating charges640/8 | €474 | €348 | €384 | €537 | €632 | ▲ 17.8% |
| Non-recurring operating charges66A | - | €2k | - | - | - | - |
| Gross operating margin9900 | €100k | €91k | €77k | €34k | €184k | ▲ 437% |
| Operating profit (loss)9901 | €71k | €68k | €54k | €20k | €147k | ▲ 637% |
| Financial income75/76B | €56 | €8 | €269 | €3k | €402 | ▼ 84.7% |
| Recurring financial income75 | €56 | €8 | €269 | €1k | €402 | ▼ 64.3% |
| Non-recurring financial income76B | - | - | - | €2k | - | - |
| Financial charges65/66B | €224 | €254 | €269 | €488 | €85 | ▼ 82.7% |
| Recurring financial charges65 | €224 | €254 | €269 | €488 | €85 | ▼ 82.7% |
| Profit (loss) for the period before taxes9903 | €71k | €68k | €54k | €22k | €148k | ▲ 567% |
| Income taxes67/77 | €16k | €19k | €13k | €7k | €38k | ▲ 460% |
| Profit (loss) for the period9904 | €55k | €49k | €42k | €15k | €109k | ▲ 615% |
| Profit (loss) for the period to be appropriated9905 | €55k | €49k | €42k | €15k | €109k | ▲ 615% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €243k | €288k | €636k | €871k | €1.10M | ▲ 26.4% |
| Fixed assets21/28 | €5k | €2k | €3k | €175 | €1k | ▲ 581% |
| Intangible fixed assets21 | €5k | €2k | €77 | - | - | - |
| Tangible fixed assets22/27 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | - | - | - | - | €1k | - |
| Financial fixed assets28 | €175 | €175 | €3k | €175 | €175 | = |
| Current assets29/58 | €238k | €286k | €633k | €871k | €1.10M | ▲ 26.3% |
| Amounts receivable within one year40/41 | €20k | €3k | €20k | €47k | €17k | ▼ 64.6% |
| Trade receivables40 | €20k | €1k | €5k | €29k | €3k | ▼ 89.8% |
| Other amounts receivable41 | - | €1k | €15k | €18k | €14k | ▼ 25.0% |
| Cash at bank and in hand54/58 | €217k | €282k | €613k | €823k | €1.07M | ▲ 30.4% |
| Deferred charges and accrued income490/1 | €1k | €984 | - | - | €9k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €243k | €288k | €636k | €871k | €1.10M | ▲ 26.4% |
| Equity10/15 | €70k | €119k | €103k | €119k | €134k | ▲ 12.8% |
| Contributions10/11 | €30k | €30k | €30k | €30k | €30k | = |
| Reserves13 | €39k | €60k | €72k | €87k | €87k | = |
| Distributable reserves133 | €39k | €60k | €72k | €87k | €87k | = |
| Profit (loss) carried forward14 | €916 | €29k | €1k | €2k | €17k | ▲ 906% |
| Amounts payable17/49 | €173k | €169k | €533k | €752k | €967k | ▲ 28.5% |
| Amounts payable within one year42/48 | €173k | €168k | €533k | €752k | €956k | ▲ 27.1% |
| Trade debts44 | €38k | €60k | €101k | €178k | €133k | ▼ 25.5% |
| Suppliers440/4 | €38k | €60k | €101k | €178k | €133k | ▼ 25.5% |
| Advances received on contracts in progress46 | €117k | €85k | €360k | €550k | €705k | ▲ 28.3% |
| Taxes, remuneration and social security45 | €15k | €20k | €20k | €20k | €20k | ▲ 1.3% |
| Taxes450/3 | €10k | €17k | €18k | €17k | €13k | ▼ 22.3% |
| Remuneration and social security454/9 | €5k | €4k | €2k | €3k | €7k | ▲ 150% |
| Other amounts payable47/48 | €3k | €3k | €52k | €4k | €98k | ▲ 2,206% |
| Accrued charges and deferred income492/3 | - | €1k | - | - | €11k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55k | €49k | €42k | €15k | €109k | ▲ 615% |
| + Depreciation and write-downs630 | €3k | €3k | €2k | €77 | €139 | ▲ 80.5% |
| Operating cash flow (approximation) | €58k | €52k | €43k | €15k | €109k | ▲ 613% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €3k | €-1k | ▼ 146% |
| Change in cash | - | €65k | €331k | €210k | €250k | ▲ 19.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2020net €109k ▲615%
Operating result €147k, net result €109k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100kEq €119k ▲69.9%
2 profitable years in a row build equity to €119k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2019
Ground area
950 m²
Building footprint
158 m²
Volume, LiDAR
1,454 m³
Parcel 25025A0031/00E000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Génération Immo
since 20192.298.794.486
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025A0031/00E000 | Wallonia | 950 m² | 1 · 158 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 5,255 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Contact
Website
www.generationimmo.be
E-mail
info@generationimmo.be
Scores and ratios are computed by Checked and are not a credit decision.