GENERAL V
ActiveGENERAL V has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1k and a net result of €9k. Equity is shrinking by ~11.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+24
Solvency29▼-37
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Sector 14
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-08-2026, 91 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
91 d early
2025
26 d late
2024
on the day
2023
30 d late
2022
23 d late
2021
44 d early
2020
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9k▲ 70.7%
2025 · €5k
2019: €7k
2020: €-5k
2021: €-9k
2022: €9k
2023: €-919
2024: €-7k
2025: €5k
2019 → 2026
Working capital
€1k▼ 91.8%
2025 · €13k
2019: €11k
2020: €11k
2021: €7k
2022: €17k
2023: €14k
2024: €8k
2025: €13k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€16k-€15k▼ 5.7%€8k▼ 44.0%€14k▲ 59.9%€1k▼ 91.4%
Operating result€9k-€-653€-7k▼ 903%€5k€9k▲ 70.5%
Net result€9k-€-919€-7k▼ 623%€5k€9k▲ 70.7%
Result per fiscal year
Operating resultNet result
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 71% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €31k
Fixed assets
€52=
Current assets
€31k▼ 6.4%
Equity and liabilities €31k
Equity
€1k▼ 91.4%
Debt
€30k▲ 52.7%
The debt ratio rises from 59.0% to 96.2%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
3.8%▼
2025 · 41.0%
Current ratio
1.04▼
2025 · 1.69
Quick ratio
1.04▼
2025 · 1.68
Debt / equity
25.65▲
2025 · 1.44
ROE
746.9%▲
2025 · 37.4%
ROA
28.0%▲
2025 · 15.4%
Debt
€30k▲
2025 · €19k
Debt ≤ 1 year
€30k▲
2025 · €19k
Income taxes
€0▼
2025 · €0
Staff costs
€18k▼
2025 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€33k€31k▼
Fixed assets21/28€52€52=
Financial fixed assets28€52€52=
Current assets29/58€33k€31k▼
Stocks and contracts in progress3€200-
Stocks30/36€200-
Amounts receivable within one year40/41€7k€5k▼
Trade receivables40€5k€4k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€24k€26k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€33k€31k▼
Equity10/15€14k€1k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-7k€-19k▼
Amounts payable17/49€19k€30k▲
Amounts payable within one year42/48€19k€30k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€4k€8k▲
Taxes450/3-€6k
Remuneration and social security454/9€4k€1k▼
Other amounts payable47/48€13k€20k▲
Income statement
Code20252026
Non-recurring operating income76A€2k€3k▲
Remuneration, social security and pensions62€21k€18k▼
Other operating charges640/8€59€88▲
Non-recurring operating charges66A€4k€1k▼
Gross operating margin9900€30k€28k▼
Operating profit (loss)9901€5k€9k▲
Financial income75/76B€24€1▼
Recurring financial income75€24€1▼
Financial charges65/66B€115€149▲
Recurring financial charges65€115€149▲
Profit (loss) for the period before taxes9903€5k€9k▲
Income taxes67/77€0€0▼
Profit (loss) for the period9904€5k€9k▲
Profit (loss) for the period to be appropriated9905€5k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€2k▲
Profit (loss) brought forward from the previous period14P€-12k€-7k▲
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
01-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
26-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
31-03
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
31-03
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-03
Financial
Liquidity quadruplescurrent ratio 7.56
Current ratio from 1.87 to 7.56; short-term debt falls from €8k to €3k.
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
2020
12-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
09-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 9 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Balart 485000 NamurGround area
1,338 m²
Building footprint
219 m²
Volume, LiDAR
608 m³
Parcel 92094B0308/00B007, Wallonia · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MAUGERI COUTURE
since 20022.094.649.177
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094B0308/00B007 | Wallonia | 1,338 m² | 1 · 219 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MARDOUNI
BE 0467.052.921
Jette · Eq €1k
K.M.I. CONCEPT
BE 0875.730.054
Sint-Joost-ten-Node · Eq €1k
W.A. MODE
BE 0846.565.421
Brussel · Eq €648
VAN ASSCHE DESIGN
BE 0795.549.854
La Louvière · Eq €2k
Maison BERNA
BE 0416.427.334
Vorst · Eq €2k
Of 1,093 companies in sector 14210 we hold annual accounts for 212. 28 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-12-2001
Fiscal year end31-03
Activities, NACEBEL
14130Manufacture of wearing apparel
14210Manufacture of outerwear
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
46180Agents specialised in the wholesale of other particular products
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.