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GENERAL SURVEYS

Active
Private limited companyfounded 197650 yrs activeGriffier Schobbenslaan 74, 2140 Antwerpen, BelgiumKBO/BCE: BE 0415.994.891

GENERAL SURVEYS has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €206k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
95 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency95▲+40
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 1.24 in 2024; short-term debt: 30.2% and cash: 69% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 50 years 0 60 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.8%
Return on assets
59.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €240k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
49 d early
2023
on the day
2022
31 d early
2021
96 d late
2020
95 d late
2019
409 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€240k▲ 606%
2024 · €34k
2018: €212k 2019: €164k 2020: €13k 2021: €-88k 2022: €23k 2023: €87k 2024: €34k
2018 → 2025
Total assets
€344k▲ 204%
2024 · €113k
2018: €359k 2019: €302k 2020: €171k 2021: €96k 2022: €132k 2023: €154k 2024: €113k
2018 → 2025
Net result
€206k
2024 · €-53k
2018: €55k 2019: €-48k 2020: €-151k 2021: €-101k 2022: €111k 2023: €64k 2024: €-53k
2018 → 2025
Working capital
€235k▲ 1,142%
2024 · €19k
2018: €196k 2019: €151k 2020: €36k 2021: €-93k 2022: €23k 2023: €63k 2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-88k-€23k€87k▲ 282%€34k▼ 61.0%€240k▲ 606%
Operating result€-99k-€132k€84k▼ 36.4%€-52k€300k
Net result€-101k-€111k€64k▼ 41.9%€-53k€206k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400kOperating result 2021: €-99k€-99kNet result 2021: €-101k€-101kOperating result 2022: €132k€132kNet result 2022: €111k€111kOperating result 2023: €84k€84kNet result 2023: €64k€64kOperating result 2024: €-52k€-52kNet result 2024: €-53k€-53kOperating result 2025: €300k€300kNet result 2025: €206k€206k20212022202320242025
The operating result returns to profit in 2025: €300k after a loss of €52k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344k
Fixed assets €5k▼ 65.9%
Current assets €339k▲ 245%
Equity and liabilities €344k
Equity €240k▲ 606%
Debt €104k▲ 31.1%
The debt ratio falls from 69.9% to 30.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€309k
2024 · €-43k
Cash flow
€215k
2024 · €-44k
Solvency
69.8%
2024 · 30.1%
Current ratio
3.26
2024 · 1.24
Quick ratio
3.26
2024 · 1.24
Debt / equity
0.43
2024 · 2.33
ROE
85.8%
2024 · -156.4%
ROA
59.9%
2024 · -47.0%
Interest coverage
123.47
2024 · -238.29
Debt
€104k
2024 · €79k
Debt ≤ 1 year
€104k
2024 · €79k
Income taxes
€92k
2024 · €588
Staff costs
€191k
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€113k€344k
Fixed assets21/28€15k€5k
Tangible fixed assets22/27€13k€4k
Plant, machinery and equipment23€3k€1k
Furniture and vehicles24€10k€3k
Financial fixed assets28€2k€1k
Current assets29/58€98k€339k
Amounts receivable within one year40/41€92k€94k
Trade receivables40€69k€72k
Other amounts receivable41€24k€22k
Current investments50/53€251€144
Cash at bank and in hand54/58€2k€237k
Deferred charges and accrued income490/1€4k€7k
Equity and liabilities
Total equity and liabilities10/49€113k€344k
Equity10/15€34k€240k
Contributions10/11€19k€19k=
Reserves13€131k€221k
Distributable reserves133€131k€221k
Profit (loss) carried forward14€-115k€0
Amounts payable17/49€79k€104k
Amounts payable within one year42/48€79k€104k
Trade debts44€29k€5k
Suppliers440/4€29k€5k
Taxes, remuneration and social security45€31k€98k
Taxes450/3€494€57k
Remuneration and social security454/9€31k€41k
Other amounts payable47/48€19k€979
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€146k€191k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k
Other operating charges640/8€4k€6k
Gross operating margin9900€106k€507k
Operating profit (loss)9901€-52k€300k
Financial income75/76B€0€41
Recurring financial income75€0€41
Financial charges65/66B€182€3k
Recurring financial charges65€182€3k
Profit (loss) for the period before taxes9903€-53k€298k
Income taxes67/77€588€92k
Profit (loss) for the period9904€-53k€206k
Profit (loss) for the period to be appropriated9905€-53k€206k
Appropriation of the result
Profit (loss) to be appropriated9906€-115k€206k
Profit (loss) brought forward from the previous period14P€-62k€0
Transfer to equity691/2-€206k
To other reserves6921-€206k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €206k
Net result €206k after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 3.26
Current ratio from 1.24 to 3.26.
31-12
Financial Equity above €200kEq €240k ▲606%
Equity rises from €34k to €240k.
12-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €111k
Net result €111k after 3 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 1.22
Current ratio from 0.49 to 1.22; short-term debt falls from €183k to €106k.
04-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 96 days late
2021
03-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 95 days late
13-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 409 days late
13-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 775 days late
2020
31-12
Financial Weakest financial yearnet €-151k
Net result drops to €-151k, the lowest in the series; recovery starts the following year.
2018
23-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 115 days late
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1976
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Griffier Schobbenslaan 742140 Antwerpen
Ground area
537 m²
Building footprint
488 m²
Volume, LiDAR
3,391 m³
Parcel 11006A0193/00T002, Flanders · tallest building 13.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GENERAL SURVEYS BVBA
Griffier Schobbenslaan 74, 2140 AntwerpenNACE 7412401
since 19762.012.091.784
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11006A0193/00T002 Flanders 536 m² 1 · 488 m² 13.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 5,024 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-04-1976
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
74203
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.