GENERAL MB
ActiveThe computed 12-month bankruptcy probability of GENERAL MB is 3.4% (moderate). The 2025 annual accounts show equity of €41k and a net result of €76k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 27711 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency51▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.62 in 2024; short-term debt: 73.6% and cash: 19.8% of total assets), and 73.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.4%
Return on assets
49%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 36.3%
2024 · €30k
2020: €16k
2021: €24k
2022: €43k
2023: €56k
2024: €30k
2020 → 2025
Total assets
€155k▲ 15.7%
2024 · €134k
2020: €45k
2021: €43k
2022: €100k
2023: €135k
2024: €134k
2020 → 2025
Net result
€76k▲ 47.9%
2024 · €51k
2020: €9k
2021: €8k
2022: €19k
2023: €39k
2024: €51k
2020 → 2025
Working capital
€-23k▲ 42.8%
2024 · €-40k
2020: €11k
2021: €19k
2022: €34k
2023: €9k
2024: €-40k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€43k▲ 78.2%€56k▲ 30.5%€30k▼ 46.6%€41k▲ 36.3%
Operating result€11k-€24k▲ 113%€52k▲ 116%€69k▲ 31.0%€104k▲ 51.1%
Net result€8k-€19k▲ 123%€39k▲ 105%€51k▲ 32.5%€76k▲ 47.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€64k▼ 8.8%
Current assets
€91k▲ 42.5%
Equity and liabilities €155k
Equity
€41k▲ 36.3%
Debt
€114k▲ 9.8%
The debt ratio falls from 77.6% to 73.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€122k▲
2024 · €83k
Cash flow
€94k▲
2024 · €66k
Solvency
26.4%▲
2024 · 22.4%
Current ratio
0.80▲
2024 · 0.62
Quick ratio
0.80▲
2024 · 0.62
Debt / equity
2.79▼
2024 · 3.47
ROE
185.9%▲
2024 · 171.3%
ROA
49.0%▲
2024 · 38.4%
Interest coverage
527.84▲
2024 · 183.82
Debt
€114k▲
2024 · €104k
Debt ≤ 1 year
€114k▲
2024 · €104k
Income taxes
€28k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€155k▲
Fixed assets21/28€70k€64k▼
Tangible fixed assets22/27€70k€64k▼
Land and buildings22€43k€41k▼
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€64k€91k▲
Amounts receivable within one year40/41€52k€60k▲
Trade receivables40€52k€57k▲
Other amounts receivable41€44€3k▲
Cash at bank and in hand54/58€7k€31k▲
Deferred charges and accrued income490/1€5k€849▼
Equity and liabilities
Total equity and liabilities10/49€134k€155k▲
Equity10/15€30k€41k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€24k€35k▲
Amounts payable17/49€104k€114k▲
Amounts payable within one year42/48€104k€114k▲
Trade debts44€19k€32k▲
Suppliers440/4€19k€32k▲
Taxes, remuneration and social security45€9k€15k▲
Taxes450/3€9k€13k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€76k€67k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€18k▲
Other operating charges640/8€14k€408▼
Gross operating margin9900€98k€123k▲
Operating profit (loss)9901€69k€104k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€454€232▼
Recurring financial charges65€454€232▼
Profit (loss) for the period before taxes9903€68k€104k▲
Income taxes67/77€17k€28k▲
Profit (loss) for the period9904€51k€76k▲
Profit (loss) for the period to be appropriated9905€51k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€89k€100k▲
Profit (loss) brought forward from the previous period14P€37k€24k▼
Profit to be distributed694/7€65k€65k=
Return on contributions (dividend)694€65k€65k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2020net €76k ▲47.9%
Operating result €104k, net result €76k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €8k ▼10.5%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Henri Liebrechtlaan 841090 JetteGround area
4,220 m²
Building footprint
250 m²
Volume, LiDAR
5,245 m³
Parcel 21010B0046/00S000, Brussels · tallest building 26.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
GENERAL MB
since 20192.286.198.047
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21010B0046/00S000 | Brussels | 4,220 m² | 1 · 250 m² | 26.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MINCKE STEFAN
BE 0860.171.155
Wortegem-Petegem · Eq €41k
PLADECO
BE 0829.708.405
Lokeren · Eq €41k
RENOVATI
BE 0740.733.273
Kapellen · Eq €41k
PLAFO DESIGN
BE 0664.453.661
Chapelle-lez-Herlaimont · Eq €41k
DJ.PLACO
BE 0795.389.706
Linkebeek · Eq €41k
Of 4,013 companies in sector 43310 we hold annual accounts for 1,745. 1,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2019
Fiscal year end30-06
Activities, NACEBEL
43310Plastering work
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mihailbantus@outlook.com
Phone:+493459667