GENDEBIEN&Co

Active

Private limited companyfounded 20196 yrs activeBischoffsheimlaan 39, 1000 Brussel, BelgiumKBO/BCE: BE 0737.567.412

Summary

The computed 12-month bankruptcy probability of GENDEBIEN&Co is 4.0% (elevated). The 2024 annual accounts show equity of €46k and a net result of €20k. Equity is growing by ~201.5% per year across the filed fiscal years. Its solvency ranks better than 74% of 36375 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency93▲+13

Growth78=

Track record100

Bankruptcy probability, 12 months

4.0% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days only on tighter terms

Liquidity ample (current ratio 3.11 against 2.21 in 2023; short-term debt: 31.7% and cash: 47.8% of total assets), and 31.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

28 d late

2023

23 d late

2022

49 d early

2021

69 d early

2020

51 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€46k▲ 75.6%

2023 · €26k

2020: €1k 2021: €-7k 2022: €8k 2023: €26k

2020 → 2024

Total assets

€67k▲ 42.2%

2023 · €47k

2020: €15k 2021: €7k 2022: €23k 2023: €47k

2020 → 2024

Net result

€20k▲ 0.8%

2023 · €20k

2020: €-739 2021: €-9k 2022: €16k 2023: €20k

2020 → 2024

Working capital

€45k▲ 75.9%

2023 · €26k

2020: €-118 2021: €-9k 2022: €6k 2023: €26k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€1k-€-7k€8k€26k▲ 226%€46k▲ 75.6%

Operating result€-151-€-8k▼ 5,254%€18k€26k▲ 38.6%€27k▲ 7.1%

Net result€-739-€-9k▼ 1,084%€16k€20k▲ 26.5%€20k▲ 0.8%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2021 the operating result has climbed three years in a row; 2024 is 7% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €67k

98.5%

Fixed assets €996 ▲ 62.0%

Current assets €66k ▲ 41.9%

Equity and liabilities €67k

68.3%

31.7%

Equity €46k ▲ 75.6%

Debt €21k ▲ 0.8%

Debt's share of the balance-sheet total falls from 44.7% to 31.7%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€28k▲

2023 · €27k

Cash flow

€20k▼

2023 · €21k

Current ratio

3.11▲

2023 · 2.21

Debt to equity

0.46▼

2023 · 0.81

ROE

43.1%▼

2023 · 75.0%

ROA

29.4%▼

2023 · 41.5%

Interest coverage

22.03▼

2023 · 34.73

Debt ≤ 1 year

€21k▲

2023 · €21k

Income taxes

€6k▲

2023 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines

Balance sheet Code20232024

Assets

Total assets20/58€47k€67k▲

Fixed assets21/28€615€996▲

Tangible fixed assets22/27€615€996▲

Furniture and vehicles24€615€996▲

Current assets29/58€47k€66k▲

Amounts receivable within one year40/41€28k€34k▲

Trade receivables40€28k€34k▲

Cash at bank and in hand54/58€19k€32k▲

Equity and liabilities

Total equity and liabilities10/49€47k€67k▲

Equity10/15€26k€46k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€24k€44k▲

Amounts payable17/49€21k€21k▲

Amounts payable within one year42/48€21k€21k▲

Trade debts44€4k€7k▲

Suppliers440/4€4k€7k▲

Taxes, remuneration and social security45€7k€6k▼

Taxes450/3€7k€6k▼

Other amounts payable47/48€10k€8k▼

Income statement Code20232024

Non-recurring operating income76A€0-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€995€406▼

Other operating charges640/8€384€563▲

Non-recurring operating charges66A€28-

Gross operating margin9900€27k€28k▲

Operating profit (loss)9901€26k€27k▲

Financial income75/76B€0-

Recurring financial income75€0-

Financial charges65/66B€766€1k▲

Recurring financial charges65€766€1k▲

Profit (loss) for the period before taxes9903€25k€26k▲

Income taxes67/77€5k€6k▲

Profit (loss) for the period9904€20k€20k▲

Profit (loss) for the period to be appropriated9905€20k€20k▲

Appropriation of the result

Profit (loss) to be appropriated9906€26k€44k▲

Profit (loss) brought forward from the previous period14P€6k€24k▲

Profit to be distributed694/7€2k-

Return on contributions (dividend)694€2k-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

31-12

Financial Highest result since 2020net €20k ▲0.8%

Operating result €27k, net result €20k, both a record.

23-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 23 days late

2023

12-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €16k

Net result €16k after 2 loss-making years.

31-12

Financial Liquidity quadruplescurrent ratio 1.43

Current ratio from 0.39 to 1.43.

23-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Weakest financial yearnet €-9k

Net result drops to €-9k, the lowest in the series; recovery starts the following year.

10-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bischoffsheimlaan 391000 Brussel

Ground area

1,274 m²

Building footprint

364 m²

Volume, LiDAR

7,233 m³

2 parcels, Brussels · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.

1 establishment unit

GENDEBIEN&Co

Lauralaan 101, 1082 Sint-Agatha-BerchemRepair, maintenance and installation of machinery and equipment

since 20192.295.714.935

2 parcels

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21803C0630/00H003	Brussels	808 m²	1 · 279 m²	26.6 m · 8 fl.
21342B0114/00W018	Brussels	466 m²	1 · 85 m²	12.9 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

25490005VXCMZ4W13412

no longer live in the LEI register

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Of 9,530 companies in sector 43222 we hold annual accounts for 5,662. 4,472 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-11-2019

Fiscal year end31-12

Activities, NACEBEL 2025

43222Installation of electric heating, air conditioning, cooling and ventilation

33110Repair and maintenance of fabricated metal products

42219Civil engineering

43221Plumbing work

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.