Turnover
≈ €95,000 estimated
The micro format states no turnover.
GEMRICK
Overview
Lifetime
2 annual accounts with figures on one time axispeak €32,516 (2025)
€32,516▲ 39.3%
peak €10,942 (2025)
€10,942▲ 4.8%
peak €22,384 (2025)
€22,384▲ 95.6%
€16,650▲ 51.1%
Board1 name since 2024
1 directorPeeters Geert Raymond Francisca
Documentsfilings and deeds
05-06-202656 days before the deadline
2025micro format
Gross margin from €23,348 to €32,516Equity from €11,442 to €22,384Debts from €11,017 to €16,650Cash from €2,110 to €27,374
Key points
from the 2025 annual accountsStarting capital
€1,000 100 shares
Checked score
97
Excellent
Financially stronger than 74% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.4%highest value
07-2025: 0.1%▼ -0.3 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.2 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.31, cash €27,374
Equity €22,384 (57.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 52% of them on solvency, 71% on liquidity, 84% on profitability and 89% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as GEMRICK has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GEMRICK itself is lower: < 0.1% within 12 months. It rests on far more data about GEMRICK than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for GEMRICK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.31 (1.97 in 2024), above the usual 1.5. Short-term debt is 42.7% and cash 70.1% of total assets. 42.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
56 days early
2024
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 54 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Puurs-Sint-Amands
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009200767
Incorporation
Founding capital of €1,000, 100 shares · Founder: Peeters Geert Raymond Francisca · Appointment: Peeters Geert Raymond Francisca (director) · published on 13-05-2024 · Gazette deed
First establishment
Kaardijkstraat 9, Puurs-Sint-Amands
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GEMRICK Puurs-Sint-Amands | €39,034 | €32,516 | 57.3% | - |
| THORO CONSULT Antwerp | €39,938 | €32,445 | 61.0% | - |
| MC Manager Antwerp | €35,734 | €31,749 | 86.1% | - |
| Optimove Engineering Hemiksem | €41,708 | €34,685 | 54.0% | - |
| Dario Vunckx Management Antwerp | €42,215 | €34,033 | 56.8% | - |
| TOMATUTTI Hove | €41,812 | €29,754 | 63.2% | - |
| BARBICAN Antwerp | €43,578 | €35,508 | 80.5% | - |
These companies have the same main activity as GEMRICK: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €35,700 and €43,600, founded in 2024.
Official details
Source: KBO- Status
- Active since 08-05-2024Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.359.845.0012870 Puurs-Sint-Amands, since 08-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 05-10-2025
Annual accounts 2025
- €32,516▲ 39.3%
- €10,942▲ 4.8%
- €22,384▲ 95.6%
- €39,034▲ 73.8%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 05-06-2026, 56 days before the end of the filing period
Insights on GEMRICK
GEMRICK has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,384 and a net result of €10,942.
Its solvency ranks better than 52% of 39,364 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 05-06-2026, 56 days before the deadline€32,516
▲ 39.3%
€16,329
▲ 11.6%
€10,942
▲ 4.8%
€21,850
▲ 105%
57.3%
▲ 6.4 percentage points
2.31
▲ 0.35
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €95,000. Estimated: probably between €57,000 and €130,000.
Balance sheet
balance sheet total €39,034 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
57.3%
Higher than 52% of 39,364 companies in 2025.
2.31
Higher than 54% of 38,048 companies in 2025.
28.0%
Higher than 69% of 38,520 companies in 2025.
GEMRICK
Middle half of the sector
80% of the sector
Micro accounts in head offices and management consultancy (NACE 70)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Staff
€15,734
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
39,034 | 22,459 | |
21/28 |
534 | 802 | |
22/27 |
534 | 802 | |
24 |
534 | 802 | |
29/58 |
38,500 | 21,657 | |
40/41 |
10,890 | 19,472 | |
40 |
10,890 | 19,360 | |
41 |
- | 112 | |
54/58 |
27,374 | 2,110 | |
490/1 |
236 | 75 | |
| Balance sheet: equity and liabilities | |||
10/49 |
39,034 | 22,459 | |
10/15 |
22,384 | 11,442 | |
10/11 |
1,000 | 1,000 | |
13 |
21,384 | 10,442 | |
130/1 |
21,384 | 10,442 | |
1319 |
21,384 | 10,442 | |
17/49 |
16,650 | 11,017 | |
42/48 |
16,650 | 11,017 | |
44 |
2,051 | 542 | |
440/4 |
2,051 | 542 | |
45 |
13,584 | 10,475 | |
450/3 |
11,227 | 7,947 | |
454/9 |
2,358 | 2,528 | |
47/48 |
1,015 | - | |
| Income statement | |||
9900 |
32,516 | 23,348 | |
62 |
15,734 | 8,673 | |
630 |
268 | 45 | |
640/8 |
185 | - | |
9901 |
16,329 | 14,630 | |
75/76B |
72 | - | |
75 |
72 | - | |
65/66B |
794 | 35 | |
65 |
794 | 35 | |
9903 |
15,606 | 14,595 | |
67/77 |
4,664 | 4,154 | |
9904 |
10,942 | 10,442 | |
9905 |
10,942 | 10,442 | |
| Appropriation of the result | |||
9906 |
10,942 | 10,442 | |
691/2 |
10,942 | 10,442 | |
6921 |
10,942 | 10,442 | |
| Social balance sheet | |||
9087 |
1 | 0.6 | |
Hours worked1013 |
631 | 377 | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 05-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 16,597 | 14,676 | ||
| 11,210 | 10,487 | ||
| 0 | 847 | ||
| 25,264 | - | ||
| 21,850 | 10,640 | ||
| 57.3% | 50.9% | ||
| 2.31 | 1.97 | ||
| 0.74 | 0.96 | ||
| 48.9% | 91.3% | ||
| 28.0% | 46.5% | ||
| 20.90 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| part-time | 1 | 1 |
| in full-time equivalents | 0.3 | 0.3 |
| 0.2 | 0.2 | |
| On a permanent contract | 1 | 1 |
| Joined | - | 1 |
| Left | - | 0 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €847 |
| €268 | €45 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on GEMRICK
The operating result for 2025 is 12% higher than in 2024.
Debt's share of the balance-sheet total falls from 49.1% to 42.7%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 13-05-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 05-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Behoudens indien bij het benoemingsbesluit door de algemene vergadering een collegiaal bestuursorgaan wordt geïnstalleerd, wordt de…”deed of 13-05-2024
Mandates through the years
1 name, the dashed line is todayPeeters Geert Raymond Francisca
Director
Director
Board
Mandates as a list
- Peeters Geert Raymond Francisca
- Director, appointed by deed of 13-05-2024, still in office
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €224 in 2025
- Source
- deed of 13-05-2024
Articles of association
deed of 13-05-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Meest uitgebreide machten voor verwezenlijking voorwerp, handelingen waarvoor alleen algemene vergadering bevoegd volgens Wetboek van…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 15:00
Shareholders
At incorporation
deed of 13-05-2024 ↗
- Peeters Geert Raymond Francisca 100 shares (100%) · €1,000 in cash
Network & group
No group
GEMRICK has no parent and no holdings in its annual accounts. Peeters Geert Raymond Francisca is the only director.
At the same address
Kaardijkstraat 9, 2870 Puurs-Sint-Amands · 1 other company| Becasse
registered office since 10-12-2025 |
founded in 2025 1032.011.407 |
Board mandates elsewhere
2 board mandatesBoard mandates of GEMRICKGEMRICK sits on their board2
Director
Founded in 1998 · total assets €199.9m (2025) · group Van Genechten
Connections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
6 events since 2024Filings
Permits
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Environmental permit granted OmgevingsloketVerbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden · Puurs-Sint-Amands
Annual accounts 2025 filed NBBmicro format · 56 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1009200767
Annual accounts 2024 filed NBBmicro format · 51 days before the deadline
2024
IncorporationFounding capital of €1,000, 100 shares · Founder: Peeters Geert Raymond Francisca · Appointment: Peeters Geert Raymond Francisca (director) · published on 13-05-20244 points ▸
- Founder, Peeters Geert Raymond Francisca
- Founding capital, €1,000, 100 shares
- Board rule, 1
- Director appointment, Peeters Geert Raymond Francisca
- The deed holds 6 more points.
First establishment Kaardijkstraat 9, Puurs-Sint-Amands
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 8 May 2024, GEMRICK was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 Peeters Geert Raymond Francisca is director of the company, appointed by deed of 13-05-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1009.200.767
- VAT number
- BE 1009.200.767
- Peppol ID
- 0208:1009200767
- Other Peppol ID
- 9925:BE1009200767
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-05-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 15:00deed of 13-05-2024 (in Dutch)
- Peppol
- Reachable since 05-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- GEMRICK in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 13-05-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Kaardijkstraat 9, 2870 Puurs-Sint-Amands”deed of 13-05-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
70200
Business and other management consultancy main activity
Social security (RSZ) activities
70200
Business and other management consultancy main activity
Codes under NACEBEL 2008
VAT activities
70220
Business consulting main activity
82990
Other business support services
Social security (RSZ) activities
70220
Business consulting main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “In eigen naam en voor eigen rekening; Uitsluitend voor eigen rekening en in eigen naam; Het verlenen van bijstand, advies en leiding aan…”deed of 13-05-2024 (in Dutch)
18 activities
- In eigen naam en voor eigen rekening
- Uitsluitend voor eigen rekening en in eigen naam
- Het verlenen van bijstand, advies en leiding aan bedrijven, privé-personen en instellingen, voornamelijk, doch niet uitsluitend op het vlak van management, marketing, juridische aangelegenheden, informatica en communicatietechnologie, sponsorwerving, organisaties en/of events, productie en ontwikkeling, uitvoeren van marktonderzoeken, processing en het besturen van vennootschappen, dit alles in de meest ruime betekenis.
- De vennootschap kan zelf of als tussenpersoon alle hulpmiddelen verschaffen, bestuursfuncties waarnemen of laten waarnemen en diensten verlenen die direct of indirect verband houden met de voorgaande. Deze diensten kunnen worden geleverd door middel van een contractuele of statutaire benoeming en in de hoedanigheid van externe raadgever of orgaan van de cliënt.
- Ter uitvoering van haar opdrachten en voor het waarnemen van bestuursmandaten kan de vennootschap zich laten vertegenwoordigen door haar bestuurder of elke andere derde vertegenwoordiger, die door de vennootschap wordt afgevaardigd om op te treden in eigen naam doch voor rekening van de vennootschap.
- De vennootschap zal alle commerciële, industriële, financiële, roerende of onroerende handelingen mogen verrichten in rechtstreeks of indirect verband met haar voorwerp of welke van deze aard zouden zijn, dat zij het bereiken ervan, rechtstreeks of onrechtstreeks, geheel of ten dele vergemakkelijken.
- Zij kan belangen nemen door inbreng, fusie, inschrijving of op gelijk welke andere wijze, in alle zaken, ondernemingen, verenigingen of vennootschappen, bestaande of op te richten, zowel in België als in het buitenland, die een identiek voorwerp, een gelijklopend, aanvullend of samenhangend voorwerp nastreven, en die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen, zich grondstoffen te verschaffen of de afzet van haar producten te vergemakkelijken.
- Zij kan tegen kredieten en leningen toestaan en zich tegen vergoeding voor derden borgstellen door haar goederen in hypotheek of in pand te geven, incl. de eigen handelszaak.
- Kortom, zij mag alles doen wat verband houdt met bovengenoemd voorwerp of kan bijdragen tot de realisatie ervan.
- Het patrimonium gevormd door de inbrengsten bestaande uit onroerende en roerende goederen te behouden, te beheren en oordeelkundig uit te breiden.
- Binnen het kader van haar voorwerp zal de vennootschap mogen overgaan tot het aankopen, opschikken, uitrusten, valoriseren, bouwen, verhuren of in huur nemen van roerende & onroerende goederen. De onroerende goederen waarvan sprake kunnen al dan niet gemeubeld zijn.
- Alle immobiliaire operaties of ermede verband houdende verrichtingen te doen met name de aankoop, verkoop, ruilen, verhuring, expertise, beheer, onroerende promotie, omvorming of ombouwing en valorisatie van onroerende goederen van alle aard, zo gronden als gebouwen, zo op het platteland als in bebouwde kommen, in voorkomend geval bij middel van lotissering, verkaveling, nieuwbouw, heropbouw of verbouwing.
- Het kopen, verkopen, en ruilen van alle welkdanige aandelen, delen en andere maatschappelijke rechten, obligaties, en in het algemeen van alle roerende waarden.
- Het nemen van participaties onder welke vorm ook, in alle bestaande en op te richten vennootschappen en ondernemingen.
- Het beheren en valoriseren van roerende waarden en participaties, het verlenen van financiële en andere bijstand aan de vennootschappen en ondernemingen waarin zij belangen heeft.
- Zij kan bovendien, onder voorbehoud van wettelijke beperkingen, alle commerciële, industriële, roerende, onroerende of financiële handelingen verrichten die rechtstreeks of onrechtstreeks verband houden met haar voorwerp.
- Zij kan meer bepaald bij wege van inbreng, fusie, inschrijving, financiële interventie of op enige andere wijze belangen nemen in vennootschappen of ondernemingen, in België of in het buitenland, waarvan het voorwerp geheel of gedeeltelijk samenvalt of verband houdt met het hare of bijdraagt tot de realisatie ervan.
- Zij kan aan alle vennootschappen leningen toestaan en zich voor deze borg stellen, zelfs door haar goederen in hypotheek te geven.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Kaardijkstraat 9 registered office 2870 Puurs-Sint-Amands | 08-05-2024 | 2.359.845.001 |
Buildings and parcels at the address
- Ground area
- 2,496 m²
- Buildings
- 195 m²
- Volume, LiDAR
- 613 m³
- Tallest building
- 5.4 m
Buildings to scale, each on its own parcel
Environmental permits
1 application in Flanders since 2026 · 1 granted| 11-08-2026 | Granted | Verbouwen en/of uitbreiden zonder functiewijziging en zonder wijziging van aantal woongelegenheden submitted 14-04-2026 · project 2026049991 | Puurs-Sint-Amands |
Source: Omgevingsloket Vlaanderen.
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12032B0313/00K000 | 2,496 m² | 1 · 195 m² | 5.4 m · 1 |