GEMI-Tech
ActiveSummary
GEMI-Tech has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,152 and a net result of €5,043. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability51▼-40
Solvency88▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.64 against 2.68 in 2024; short-term debt: 36.7% and cash: 81.5% of total assets), and 36.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.3%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
1 d late
2023
26 d late
2022
51 d late
2021
37 d late
2020
386 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 89 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€207,908
EBIT margin
43.0%
Net result
€5,043▼ 84.5%
2024 · €32,573
Working capital
€115,916▲ 5.2%
2024 · €110,198
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€10,452▼ 88.3%-€1,695€23,869€44,349▲ 85.8%€13,234▼ 70.2%
Net result€6,668▼ 91.5%-€5,030€5,035€32,573▲ 547%€5,043▼ 84.5%
EBIT margin
Equity€84,531▲ 8.6%€79,501▼ 6.0%€84,536▲ 6.3%€117,109▲ 38.5%€122,152▲ 4.3%
Total assets€123,069▼ 18.7%€115,669▼ 6.0%€121,993▲ 5.5%€182,860▲ 49.9%€192,846▲ 5.5%
Debt€38,539▼ 47.6%€36,168▼ 6.2%€37,458▲ 3.6%€65,751▲ 75.5%€70,694▲ 7.5%
Working capital€77,892▲ 9.8%€71,339▼ 8.4%€79,897▲ 12.0%€110,198▲ 37.9%€115,916▲ 5.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192,846
Fixed assets
€6,236 ▼ 9.8%
Current assets
€186,611 ▲ 6.1%
Equity and liabilities €192,846
Equity
€122,152 ▲ 4.3%
Debt
€70,694 ▲ 7.5%
Debt's share of the balance-sheet total rises from 36.0% to 36.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13,931▼
2024 · €47,984
Cash flow
€5,739▼
2024 · €36,208
Current ratio
2.64▼
2024 · 2.68
Quick ratio
2.55▼
2024 · 2.59
Debt to equity
0.58▲
2024 · 0.56
ROE
4.1%▼
2024 · 27.8%
ROA
2.6%▼
2024 · 17.8%
Interest coverage
3.51▼
2024 · 17.39
Debt ≤ 1 year
€70,694▲
2024 · €65,751
Income taxes
€4,233▼
2024 · €9,017
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,384 | €8,663 | €9,042 | €3,635 | €696 | ▼ 80.8% |
| Other operating charges640/8 | - | €2,492 | €2,653 | €4,025 | €2,381 | ▼ 40.8% |
| Non-recurring operating charges66A | - | - | €3,824 | - | - | - |
| Gross operating margin9900 | €21,054 | €9,460 | €39,388 | €52,009 | €16,311 | ▼ 68.6% |
| Operating profit (loss)9901 | €10,452 | -€1,695 | €23,869 | €44,349 | €13,234 | ▼ 70.2% |
| Financial income75/76B | - | €61 | €50 | - | €5 | - |
| Recurring financial income75 | €72 | €61 | €50 | - | €5 | - |
| Financial charges65/66B | - | €387 | €422 | €2,759 | €3,963 | ▲ 43.6% |
| Recurring financial charges65 | €786 | €387 | €422 | €2,759 | €3,963 | ▲ 43.6% |
| Profit (loss) for the period before taxes9903 | €9,738 | -€2,021 | €23,497 | €41,590 | €9,276 | ▼ 77.7% |
| Income taxes67/77 | €3,070 | €3,009 | €18,462 | €9,017 | €4,233 | ▼ 53.1% |
| Profit (loss) for the period9904 | €6,668 | -€5,030 | €5,035 | €32,573 | €5,043 | ▼ 84.5% |
| Profit (loss) for the period to be appropriated9905 | €6,668 | -€5,030 | €5,035 | €32,573 | €5,043 | ▼ 84.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €123,069 | €115,669 | €121,993 | €182,860 | €192,846 | ▲ 5.5% |
| Fixed assets21/28 | €22,118 | €13,455 | €4,639 | €6,911 | €6,236 | ▼ 9.8% |
| Tangible fixed assets22/27 | €22,118 | €13,455 | €4,414 | €6,665 | €5,969 | ▼ 10.4% |
| Land and buildings22 | - | - | - | €4,133 | €3,911 | ▼ 5.4% |
| Plant, machinery and equipment23 | - | €157 | €37 | €1,312 | €1,168 | ▼ 11.0% |
| Furniture and vehicles24 | - | €11,173 | €2,659 | - | - | - |
| Other tangible fixed assets26 | - | €2,125 | €1,717 | €1,221 | €891 | ▼ 27.0% |
| Financial fixed assets28 | - | - | €225 | €246 | €267 | ▲ 8.5% |
| Current assets29/58 | €100,951 | €102,214 | €117,355 | €175,949 | €186,611 | ▲ 6.1% |
| Stocks and contracts in progress3 | €18,220 | €16,632 | €10,705 | €5,858 | €6,129 | ▲ 4.6% |
| Stocks30/36 | - | €16,632 | €10,705 | €5,858 | €6,129 | ▲ 4.6% |
| Amounts receivable within one year40/41 | €5,450 | €15,240 | €17,351 | €18,251 | €21,793 | ▲ 19.4% |
| Trade receivables40 | - | €15,240 | €17,094 | €10,251 | €10,775 | ▲ 5.1% |
| Other amounts receivable41 | - | - | €257 | €8,000 | €11,018 | ▲ 37.7% |
| Cash at bank and in hand54/58 | €76,593 | €70,342 | €87,624 | €149,121 | €157,115 | ▲ 5.4% |
| Deferred charges and accrued income490/1 | - | - | €1,675 | €2,720 | €1,574 | ▼ 42.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €123,069 | €115,669 | €121,993 | €182,860 | €192,846 | ▲ 5.5% |
| Equity10/15 | €84,531 | €79,501 | €84,536 | €117,109 | €122,152 | ▲ 4.3% |
| Contributions10/11 | €8,184 | €8,184 | €8,184 | €8,184 | €8,184 | = |
| Reserves13 | €69,679 | €69,679 | €74,679 | €107,249 | €112,249 | ▲ 4.7% |
| Distributable reserves133 | - | €69,679 | €74,679 | €107,249 | €112,249 | ▲ 4.7% |
| Profit (loss) carried forward14 | €6,668 | €1,638 | €1,672 | €1,676 | €1,719 | ▲ 2.6% |
| Amounts payable17/49 | €38,539 | €36,168 | €37,458 | €65,751 | €70,694 | ▲ 7.5% |
| Amounts payable after more than one year17 | €13,967 | €5,293 | - | - | - | - |
| Financial debts170/4 | - | €5,293 | - | - | - | - |
| Amounts payable within one year42/48 | €23,060 | €30,875 | €37,458 | €65,751 | €70,694 | ▲ 7.5% |
| Current portion of amounts payable after more than one year42 | - | €8,674 | €5,293 | - | - | - |
| Trade debts44 | €446 | €1,790 | €5,068 | €2,249 | €3,745 | ▲ 66.5% |
| Suppliers440/4 | - | €1,790 | €5,068 | €2,249 | €3,745 | ▲ 66.5% |
| Taxes, remuneration and social security45 | - | €11,366 | €18,671 | €10,602 | €8,804 | ▼ 17.0% |
| Taxes450/3 | - | €11,366 | €18,671 | €10,602 | €8,804 | ▼ 17.0% |
| Other amounts payable47/48 | - | €9,045 | €8,426 | €52,901 | €58,146 | ▲ 9.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,668 | -€5,030 | €5,035 | €32,573 | €5,043 | ▼ 84.5% |
| + Depreciation and write-downs630 | €9,384 | €8,663 | €9,042 | €3,635 | €696 | ▼ 80.8% |
| Operating cash flow (approximation) | €16,052 | €3,633 | €14,077 | €36,208 | €5,739 | ▼ 84.1% |
| Investment in fixed assets (approximation) | - | €0 | -€226 | -€5,908 | -€21 | ▲ 99.6% |
| Change in cash | - | -€6,251 | €17,282 | €61,497 | €7,994 | ▼ 87.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Equity above €100,000Eq €117,109 ▲38.5%
2 profitable years in a row build equity to €117,109.
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
30-06
Financial
Back to profitnet €5,035
Net result €5,035 after one loss-making year.
23-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
30-06
Financial
Weakest financial yearnet -€5,030
Net result drops to -€5,030, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 37 days late
21-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 386 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2018
Ground area
413 m²
Building footprint
243 m²
Volume, LiDAR
1,459 m³
Parcel 41035A0413/00L000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEMI-Tech
since 20182.286.532.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41035A0413/00L000 | Flanders | 413 m² | 1 · 243 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,469 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0712599117
Also
9925:BE0712599117
Registered
03-12-2025
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.