Gemeni
ActiveThe computed 12-month bankruptcy probability of Gemeni is 2.2% (moderate). The 2025 annual accounts show equity of €15k and a net result of €4k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 36% of 27787 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+16
Solvency59▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 2.24 in 2024; short-term debt: 43.6% and cash: 5.8% of total assets), and 65.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
24 d early
2023
118 d early
2022
24 d early
2021
124 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 22.0%
2024 · €12k
2021: €7k
2022: €7k
2023: €12k
2024: €12k
2021 → 2025
Total assets
€43k▼ 12.3%
2024 · €49k
2021: €22k
2022: €31k
2023: €36k
2024: €49k
2021 → 2025
Net result
€4k▲ 284%
2024 · €965
2021: €8k
2022: €635
2023: €6k
2024: €965
2021 → 2025
Working capital
€2k▼ 87.5%
2024 · €18k
2021: €-3k
2022: €13k
2023: €21k
2024: €18k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€7k=€12k▲ 71.1%€12k=€15k▲ 22.0%
Operating result€10k-€1k▼ 88.2%€8k▲ 577%€2k▼ 73.7%€7k▲ 205%
Net result€8k-€635▼ 92.1%€6k▲ 852%€965▼ 84.0%€4k▲ 284%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 205% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€22k▲ 32.7%
Current assets
€21k▼ 35.4%
Equity and liabilities €43k
Equity
€15k▲ 22.0%
Debt
€29k▼ 23.5%
The debt ratio falls from 75.4% to 65.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €7k
Cash flow
€10k▲
2024 · €6k
Solvency
34.2%▲
2024 · 24.6%
Current ratio
1.12▼
2024 · 2.24
Quick ratio
1.12▼
2024 · 2.24
Debt / equity
1.93▼
2024 · 3.07
ROE
25.1%▲
2024 · 8.0%
ROA
8.6%▲
2024 · 2.0%
Interest coverage
13.97▲
2024 · 5.01
Debt
€29k▼
2024 · €37k
Debt ≤ 1 year
€19k▲
2024 · €15k
Debt > 1 year
€10k▼
2024 · €23k
Income taxes
€3k▲
2024 · €625
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€49k€43k▼
Fixed assets21/28€17k€22k▲
Tangible fixed assets22/27€16k€11k▼
Furniture and vehicles24€16k€10k▼
Other tangible fixed assets26-€1k
Financial fixed assets28€850€11k▲
Current assets29/58€33k€21k▼
Amounts receivable within one year40/41€17k€16k▼
Trade receivables40€62-
Other amounts receivable41€17k€16k▼
Cash at bank and in hand54/58€15k€2k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€49k€43k▼
Equity10/15€12k€15k▲
Contributions10/11€100€100=
Reserves13€12k€15k▲
Distributable reserves133€12k€15k▲
Amounts payable17/49€37k€29k▼
Amounts payable after more than one year17€23k€10k▼
Financial debts170/4€23k€10k▼
Amounts payable within one year42/48€15k€19k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Financial debts43€2k€1k▼
Credit institutions430/8€2k€1k▼
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€965€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€7k▲
Other operating charges640/8€845€331▼
Gross operating margin9900€8k€14k▲
Operating profit (loss)9901€2k€7k▲
Financial income75/76B€801€684▼
Recurring financial income75€801€684▼
Financial charges65/66B€1k€945▼
Recurring financial charges65€1k€945▼
Profit (loss) for the period before taxes9903€2k€6k▲
Income taxes67/77€625€3k▲
Profit (loss) for the period9904€965€4k▲
Profit (loss) for the period to be appropriated9905€965€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€965€4k▲
Transfer to equity691/2-€3k
To other reserves6921-€3k
Profit to be distributed694/7€965€1k▲
Return on contributions (dividend)694€965€1k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €635 ▼92.1%
Net result drops to €635, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 2.31
Current ratio from 0.80 to 2.31; short-term debt falls from €15k to €10k.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenveldstraat 252630 AartselaarGround area
99 m²
Building footprint
99 m²
Volume, LiDAR
425 m³
Parcel 11372A0111/00T000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gemeni
since 20212.312.656.875
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0111/00T000 | Flanders | 99 m² | 1 · 99 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PACURAR
BE 0849.708.320
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THERA-PRESTA
BE 0685.819.395
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NEW VISION AB
BE 0741.508.679
Sint-Gillis (bij-Brussel) · Eq €15k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 4,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2021
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43350Other building finishing work
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.