GEMBOIL
ActiveSummary
GEMBOIL has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-89k) and a net result of €-316. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 5% of 8048 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▲+29
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2024; cash: 15.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-979.6%
Return on assets
-3.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-89k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
on the day
2023
31 d late
2022
31 d late
2021
30 d late
2020
31 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-89k▼ 0.4%
2024 · €-88k
2018: €-81khighest in 8 years
2019: €-82k▼ -1.5% vs 2018
2020: €-83k▼ -1.0% vs 2019
2021: €-82k▲ +1.2% vs 2020
2022: €-83k▼ -1.6% vs 2021
2023: €-84k▼ -0.9% vs 2022
2024: €-88k▼ -4.9% vs 2023
2025: €-89k▼ -0.4% vs 2024lowest in 8 years
2018 → 2025
Total assets
€9k=
2024 · €9k
2018: €15khighest in 8 years
2019: €14k▼ -7.9% vs 2018
2020: €13k▼ -5.9% vs 2019
2021: €15k▲ +14.4% vs 2020
2022: €13k▼ -12.4% vs 2021
2023: €9k▼ -32.5% vs 2022lowest in 8 years
2024: €9k● 0.0% vs 2023lowest in 8 years
2025: €9k● 0.0% vs 2024lowest in 8 years
2018 → 2025
Net result
€-316▲ 92.3%
2024 · €-4k
2018: €-608
2019: €-1k▼ -101% vs 2018
2020: €-833▲ +31.9% vs 2019
2021: €1k▲ +224% vs 2020highest in 8 years
2022: €-1k▼ -224% vs 2021
2023: €-768▲ +40.0% vs 2022
2024: €-4k▼ -438% vs 2023lowest in 8 years
2025: €-316▲ +92.3% vs 2024
2018 → 2025
Working capital
€-96k▼ 0.3%
2024 · €-96k
2018: €-91k
2019: €-91k▼ -0.3% vs 2018
2020: €-91k▲ +0.1% vs 2019
2021: €-90k▲ +1.5% vs 2020highest in 8 years
2022: €-91k▼ -1.4% vs 2021
2023: €-92k▼ -0.8% vs 2022
2024: €-96k▼ -4.5% vs 2023
2025: €-96k▼ -0.3% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-82k-€-83k▼ 1.6%€-84k▼ 0.9%€-88k▼ 4.9%€-89k▼ 0.4%
2021: €-82khighest in 5 years
2022: €-83k▼ -1.6% vs 2021
2023: €-84k▼ -0.9% vs 2022
2024: €-88k▼ -4.9% vs 2023
2025: €-89k▼ -0.4% vs 2024lowest in 5 years
Operating result€1k-€-1k€-768▲ 38.8%€-4k▼ 438%€-5k▼ 9.1%
2021: €1khighest in 5 years
2022: €-1k▼ -224% vs 2021
2023: €-768▲ +38.8% vs 2022
2024: €-4k▼ -438% vs 2023
2025: €-5k▼ -9.1% vs 2024lowest in 5 years
Net result€1k-€-1k€-768▲ 40.0%€-4k▼ 438%€-316▲ 92.3%
2021: €1khighest in 5 years
2022: €-1k▼ -224% vs 2021
2023: €-768▲ +40.0% vs 2022
2024: €-4k▼ -438% vs 2023lowest in 5 years
2025: €-316▲ +92.3% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9k
Fixed assets
€8k =
Current assets
€1k =
Key figures and ratios
Solvency
-979.6%▼
2024 · -976.1%
Current ratio
0.01▼
2024 · 0.01
Debt to equity
-1.10=
2024 · -1.10
ROA
-3.5%▲
2024 · -45.7%
Debt
€98k▲
2024 · €97k
Debt ≤ 1 year
€98k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9k€9k=
Fixed assets21/28€8k€8k=
Tangible fixed assets22/27€7k€7k=
Land and buildings22€7k€7k=
Financial fixed assets28€478€478=
Current assets29/58€1k€1k=
Cash at bank and in hand54/58€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€9k€9k=
Equity10/15€-88k€-89k▼
Contributions10/11€31k€31k=
Capital10€31k€31k=
Issued capital100€31k€31k=
Profit (loss) carried forward14€-119k€-120k▼
Amounts payable17/49€97k€98k▲
Amounts payable within one year42/48€97k€98k▲
Financial debts43€17k€18k▲
Other loans439€17k€18k▲
Other amounts payable47/48€80k€80k=
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€-3k€-3k▼
Operating profit (loss)9901€-4k€-5k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Profit (loss) for the period before taxes9903€-4k€-316▲
Profit (loss) for the period9904€-4k€-316▲
Profit (loss) for the period to be appropriated9905€-4k€-316▲
Appropriation of the result
Profit (loss) to be appropriated9906€-119k€-120k▼
Profit (loss) brought forward from the previous period14P€-115k€-119k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €315 | - | - | - | - | - |
| Other operating charges640/8 | €890 | €902 | €989 | €1k | €1k | ▲ 3.0% |
| Gross operating margin9900 | €2k | €-352 | €221 | €-3k | €-3k | ▼ 11.2% |
| Operating profit (loss)9901 | €1k | €-1k | €-768 | €-4k | €-5k | ▼ 9.1% |
| Financial income75/76B | €67 | - | - | - | €4k | - |
| Recurring financial income75 | €67 | - | - | - | €4k | - |
| Financial charges65/66B | €47 | €26 | - | - | - | - |
| Recurring financial charges65 | €47 | €26 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €1k | €-1k | €-768 | €-4k | €-316 | ▲ 92.3% |
| Profit (loss) for the period9904 | €1k | €-1k | €-768 | €-4k | €-316 | ▲ 92.3% |
| Profit (loss) for the period to be appropriated9905 | €1k | €-1k | €-768 | €-4k | €-316 | ▲ 92.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €15k | €13k | €9k | €9k | €9k | = |
| Fixed assets21/28 | €8k | €8k | €8k | €8k | €8k | = |
| Tangible fixed assets22/27 | €7k | €7k | €7k | €7k | €7k | = |
| Land and buildings22 | €7k | €7k | €7k | €7k | €7k | = |
| Financial fixed assets28 | €478 | €478 | €478 | €478 | €478 | = |
| Current assets29/58 | €8k | €6k | €1k | €1k | €1k | = |
| Amounts receivable within one year40/41 | €5k | €4k | - | - | - | - |
| Trade receivables40 | €5k | €4k | - | - | - | - |
| Cash at bank and in hand54/58 | €2k | €1k | €1k | €1k | €1k | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €15k | €13k | €9k | €9k | €9k | = |
| Equity10/15 | €-82k | €-83k | €-84k | €-88k | €-89k | ▼ 0.4% |
| Contributions10/11 | €31k | €31k | €31k | €31k | €31k | = |
| Capital10 | €31k | €31k | €31k | €31k | €31k | = |
| Issued capital100 | €31k | €31k | €31k | €31k | €31k | = |
| Profit (loss) carried forward14 | €-113k | €-114k | €-115k | €-119k | €-120k | ▼ 0.3% |
| Amounts payable17/49 | €97k | €97k | €93k | €97k | €98k | ▲ 0.3% |
| Amounts payable within one year42/48 | €97k | €97k | €93k | €97k | €98k | ▲ 0.3% |
| Financial debts43 | €17k | €17k | €13k | €17k | €18k | ▲ 1.8% |
| Other loans439 | €17k | €17k | €13k | €17k | €18k | ▲ 1.8% |
| Other amounts payable47/48 | €80k | €80k | €80k | €80k | €80k | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €-1k | €-768 | €-4k | €-316 | ▲ 92.3% |
| + Depreciation and write-downs630 | €315 | - | - | - | - | - |
| Operating cash flow (approximation) | €1k | €-1k | €-768 | €-4k | €-316 | ▲ 92.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €-851 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1986
Ground area
3,604 m²
Building footprint
2,774 m²
Volume, LiDAR
71,494 m³
Parcel 11808H1178/00F008, Flanders · tallest building 45.0 m, ±8 floors. Linked by address, not a title deed.
207
companies at this address
See who is registered here
1 establishment unit
Hoveniersstraat 2, 2018 Antwerpen
since 19862.029.084.701
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00F008 | Flanders | 3,604 m² | 1 · 2,774 m² | 45.0 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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A. SPIRA
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A.F.P. GROUP
BE 0417.210.064
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A.V. Gumuchdjian
BE 0404.959.954
Antwerpen
Alga Diamond
BE 0411.531.111
Antwerpen
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,229 companies in sector 46861 we hold annual accounts for 678. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded03-07-1985
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
32121Other manufacturing
Scores and ratios are computed by Checked and are not a credit decision.