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GEMBLOUX BAGEL'S

Active
Private limited companyfounded 2019active for 7 yearsPlace Saint-Jean 1, 5030 Gembloux, BelgiumKBO/BCE: BE 0732.541.426

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of GEMBLOUX BAGEL'S is 2.7% (moderate). The 2025 annual accounts show equity of €2,127 and a net result of €31,229. Equity has been shrinking by about 40% per year since 2020. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 29% of 16,961 sector peers (NACE 56, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 12-08-2019 Normal situation
Activity
Full-service restaurants NACE 56111
Establishment units
2.292.134.843 5030 Gembloux, since 21-08-2019
2.299.882.470 5030 Gembloux, since 30-04-2020
Financial year end
31 December
Peppol
Reachable since 17-11-2025

Board and ownership

Board
  • LEFEBVRE ANTOINEDirector · since 12-08-2019

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Annual accounts 2025
Gross margin
€98,420
▲ 31.2%
Turnover
≈ €320,000
estimated
Profit
€31,229
Equity
€2,127
Total assets
€44,902
▲ 124%
Staff
6.6 FTE
▲ 17.9%
Filed on 03-06-2026, 58 days before the deadlinePDF
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Founded in 2019Size: total assets €44,902Equity €2,127 (4.7% of total assets)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 55% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 30+30
equity 4.7% of total assets
Liquidity 28+10
short-term debt 72.2% · cash 13.8%
Profitability 91+91
return on assets 69.5%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 3.3% 12-2024: 3.2%▼ -0.1 percentage points vs 11-2024 01-2025: 3.1%▼ -0.1 percentage points vs 12-2024 02-2025: 3.1%● unchanged vs 01-2025 03-2025: 3.2%▲ +0.1 percentage points vs 02-2025 04-2025: 3.1%▼ -0.1 percentage points vs 03-2025 05-2025: 3.0%▼ -0.1 percentage points vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 5.4%▲ +2.4 percentage points vs 06-2025 08-2025: 5.5%▲ +0.1 percentage points vs 07-2025 09-2025: 5.7%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 5.7%● unchanged vs 09-2025highest value 11-2025: 5.2%▼ -0.5 percentage points vs 10-2025 12-2025: 5.3%▲ +0.1 percentage points vs 11-2025 01-2026: 5.3%● unchanged vs 12-2025 02-2026: 5.3%● unchanged vs 01-2026 03-2026: 5.2%▼ -0.1 percentage points vs 02-2026 04-2026: 5.2%● unchanged vs 03-2026 05-2026: 5.1%▼ -0.1 percentage points vs 04-2026 06-2026: 4.9%▼ -0.2 percentage points vs 05-2026 07-2026: 2.7%▼ -2.2 percentage points vs 06-2026 08-2026: 2.7%● unchanged vs 07-2026 09-2026: 2.7%● unchanged vs 08-2026lowest value 10-2026: 2.7%● unchanged vs 09-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 29% of them on solvency, 23% on liquidity, 79% on profitability and 90% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €44,902
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €2,127 (4.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
58 days early
2024
38 days early
2023
30 days late
2022
184 days late
2021
549 days late
2020
19 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 114 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 153 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Back in profit in 2025after a loss of €34,142 in 2024 €31,229 View
  • Positive: Higher net result than 81% of companies in food and beverage servicesector median €4,876 · 16,939 companies €31,229 View

Comparable companies

These companies have the same main activity as GEMBLOUX BAGEL'S: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €45,300 and €50,800, founded between 2018 and 2020.

CompanyTotal assetsGross margin
GEMBLOUX BAGEL'S Gembloux€44,902€98,420
HORECAWAL Charleroi€47,178€86,738
COCOMORI Leuven€50,798€112,224
VALNANNI La Louvière€46,098€95,610
ALL PAR BELGIUM Sint-Gillis (bij-Brussel)€48,432€81,413
DEE VISNETO Genk€45,278€111,433
THAPV Antwerpen€46,437€79,684
Full comparison

Documents

Annual accounts at the NBB

All 6 annual accounts

Articles and registers

Key facts about GEMBLOUX BAGEL'S

What is the company number of GEMBLOUX BAGEL'S?
The company number of GEMBLOUX BAGEL'S is 0732.541.426. The VAT number is the same number with BE in front: BE 0732.541.426.
Where is GEMBLOUX BAGEL'S based?
The registered office is at Place Saint-Jean 1, 5030 Gembloux.Company details
What does GEMBLOUX BAGEL'S do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of GEMBLOUX BAGEL'S?
The legal form of GEMBLOUX BAGEL'S is Private limited company (BV).
When was GEMBLOUX BAGEL'S founded?
GEMBLOUX BAGEL'S was founded on 12-08-2019.
Is GEMBLOUX BAGEL'S still active?
Yes, GEMBLOUX BAGEL'S is an active enterprise in the KBO register.
How many employees does GEMBLOUX BAGEL'S have?
GEMBLOUX BAGEL'S had an average of 6.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GEMBLOUX BAGEL'S?
The turnover in financial year 2025 is ≈ €320,000. This figure is estimated from the gross margin of €98,420 and 73 comparable companies (NACE 56111). It probably lies between €270,000 and €420,000.
Is GEMBLOUX BAGEL'S profitable?
In financial year 2025, GEMBLOUX BAGEL'S made a profit of €31,229.
Where can I find the annual accounts of GEMBLOUX BAGEL'S?
GEMBLOUX BAGEL'S filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of GEMBLOUX BAGEL'S due?
GEMBLOUX BAGEL'S must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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