GEMATEK
ActiveSummary
GEMATEK is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €36k and a net result of €33k. Its solvency ranks better than 57% of 3489 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency83
Growth-
Track record50
Credit verdict
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.73; short-term debt: 27.1% and cash: 22.8% of total assets), and 42% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€36k
Total assets
€62k
Net result
€33k
Working capital
€29k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €62k
Fixed assets
€16k
Current assets
€46k
Equity and liabilities €62k
Equity
€36k
Debt
€26k
Debt finances 42.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€43k
Cash flow
€34k
Current ratio
2.73
Debt to equity
0.73
ROE
91.7%
ROA
53.1%
Interest coverage
543.13
Debt ≤ 1 year
€17k
Debt > 1 year
€9k
Income taxes
€9k
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€62k
Fixed assets21/28€16k
Tangible fixed assets22/27€16k
Furniture and vehicles24€16k
Current assets29/58€46k
Amounts receivable within one year40/41€32k
Trade receivables40€12k
Other amounts receivable41€20k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€197
Equity and liabilities
Total equity and liabilities10/49€62k
Equity10/15€36k
Contributions10/11€3k
Profit (loss) carried forward14€33k
Amounts payable17/49€26k
Amounts payable after more than one year17€9k
Financial debts170/4€9k
Amounts payable within one year42/48€17k
Current portion of amounts payable after more than one year42€5k
Trade debts44€210
Suppliers440/4€210
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Accrued charges and deferred income492/3€24
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€39
Gross operating margin9900€43k
Operating profit (loss)9901€42k
Financial income75/76B€138
Recurring financial income75€138
Financial charges65/66B€80
Recurring financial charges65€80
Profit (loss) for the period before taxes9903€42k
Income taxes67/77€9k
Profit (loss) for the period9904€33k
Profit (loss) for the period to be appropriated9905€33k
Appropriation of the result
Profit (loss) to be appropriated9906€33k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k |
| Other operating charges640/8 | €39 |
| Gross operating margin9900 | €43k |
| Operating profit (loss)9901 | €42k |
| Financial income75/76B | €138 |
| Recurring financial income75 | €138 |
| Financial charges65/66B | €80 |
| Recurring financial charges65 | €80 |
| Profit (loss) for the period before taxes9903 | €42k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €33k |
| Profit (loss) for the period to be appropriated9905 | €33k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €62k | |
| Fixed assets21/28 | €16k | |
| Tangible fixed assets22/27 | €16k | |
| Furniture and vehicles24 | €16k | |
| Current assets29/58 | €46k | |
| Amounts receivable within one year40/41 | €32k | |
| Trade receivables40 | €12k | |
| Other amounts receivable41 | €20k | |
| Cash at bank and in hand54/58 | €14k | |
| Deferred charges and accrued income490/1 | €197 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €62k | |
| Equity10/15 | €36k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €33k | |
| Amounts payable17/49 | €26k | |
| Amounts payable after more than one year17 | €9k | |
| Financial debts170/4 | €9k | |
| Amounts payable within one year42/48 | €17k | |
| Current portion of amounts payable after more than one year42 | €5k | |
| Trade debts44 | €210 | |
| Suppliers440/4 | €210 | |
| Taxes, remuneration and social security45 | €11k | |
| Taxes450/3 | €11k | |
| Accrued charges and deferred income492/3 | €24 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €33k |
| + Depreciation and write-downs630 | €1k |
| Operating cash flow (approximation) | €34k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Géromont-Chemin des Fagnes 394960 Malmedy1 establishment unit
GEMATEK
since 20252.379.046.546
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Of 4,564 companies in sector 74999 we hold annual accounts for 1,936. 1,460 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
Contact
E-mail
gca.gematek@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.