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GEMARA

Active
Private limited companyfounded 20251 yr activeRunkstersteenweg 305, 3500 Hasselt, BelgiumKBO/BCE: BE 1026.313.349
Summary

GEMARA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,700 and a net result of €26,700. Its solvency ranks better than 45% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency75
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.27; short-term debt: 50.2% and cash: 39.5% of total assets), and 50.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
49.8%
Return on assets
41.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 August 2025, GEMARA was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€31,700
Total assets
€63,714
Net result
€26,700
Working capital
€8,557

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €63,714
Fixed assets €23,202
Current assets €40,512
Equity and liabilities €63,714
Equity €31,700
Debt €32,014
Debt finances 50.2% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€35,301
Cash flow
€28,525
Current ratio
1.27
Debt to equity
1.01
ROE
84.2%
ROA
41.9%
Interest coverage
33943.06
Debt ≤ 1 year
€31,955
Income taxes
€6,799
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€63,714
Fixed assets21/28€23,202
Tangible fixed assets22/27€23,202
Furniture and vehicles24€23,202
Current assets29/58€40,512
Amounts receivable within one year40/41€15,371
Trade receivables40€11,841
Other amounts receivable41€3,531
Cash at bank and in hand54/58€25,141
Equity and liabilities
Total equity and liabilities10/49€63,714
Equity10/15€31,700
Contributions10/11€5,000
Reserves13€26,700
Distributable reserves133€26,700
Amounts payable17/49€32,014
Amounts payable within one year42/48€31,955
Trade debts44€117
Suppliers440/4€117
Taxes, remuneration and social security45€6,799
Taxes450/3€6,799
Other amounts payable47/48€25,040
Accrued charges and deferred income492/3€59
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,825
Other operating charges640/8€109
Gross operating margin9900€35,410
Operating profit (loss)9901€33,476
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€33,499
Income taxes67/77€6,799
Profit (loss) for the period9904€26,700
Profit (loss) for the period to be appropriated9905€26,700
Appropriation of the result
Profit (loss) to be appropriated9906€26,700
Transfer to equity691/2€26,700
To other reserves6921€26,700

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,825
Other operating charges640/8€109
Gross operating margin9900€35,410
Operating profit (loss)9901€33,476
Financial income75/76B€24
Recurring financial income75€24
Financial charges65/66B€1
Recurring financial charges65€1
Profit (loss) for the period before taxes9903€33,499
Income taxes67/77€6,799
Profit (loss) for the period9904€26,700
Profit (loss) for the period to be appropriated9905€26,700
Line2025
Assets
Total assets20/58€63,714
Fixed assets21/28€23,202
Tangible fixed assets22/27€23,202
Furniture and vehicles24€23,202
Current assets29/58€40,512
Amounts receivable within one year40/41€15,371
Trade receivables40€11,841
Other amounts receivable41€3,531
Cash at bank and in hand54/58€25,141
Equity and liabilities
Total equity and liabilities10/49€63,714
Equity10/15€31,700
Contributions10/11€5,000
Reserves13€26,700
Distributable reserves133€26,700
Amounts payable17/49€32,014
Amounts payable within one year42/48€31,955
Trade debts44€117
Suppliers440/4€117
Taxes, remuneration and social security45€6,799
Taxes450/3€6,799
Other amounts payable47/48€25,040
Accrued charges and deferred income492/3€59
Line2025
Profit (loss) for the period9904€26,700
+ Depreciation and write-downs630€1,825
Operating cash flow (approximation)€28,525

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
945 m²
Building footprint
293 m²
Volume, LiDAR
1,865 m³
Parcel 71325F0704/00H000, Flanders · tallest building 28.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GEMARA
Runkstersteenweg 305, 3500 HasseltActivities of head offices
since 20252.376.929.570
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71325F0704/00H000 Flanders 945 m² 1 · 293 m² 28.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,590. 34,837 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-08-2025
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1026313349
Also 9925:BE1026313349
Registered 16-09-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.