Turnover
The micro format states no turnover.
The micro format states no turnover.
In July 2024, 11,279 companies had the same profile as GEMARA has now. Each dot stands for 29 companies, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for GEMARA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| GEMARA Hasselt | €63,714 | €35,410 | 49.8% | - |
| Pasteyns Consulting Sint-Truiden | €76,394 | €38,034 | 39.6% | - |
| LUPAFIN Lummen | €57,699 | €34,775 | 17.6% | - |
| DamOwe Tongeren-Borgloon | €52,916 | €35,767 | 62.4% | - |
| NVM MANAGEMENT Beringen | €66,337 | €43,850 | 49.8% | - |
| SRK Services Oudsbergen | €61,782 | €42,828 | 58.4% | - |
| Consulta Nova Honnelles | €65,308 | €36,811 | 43.8% | - |
These companies have the same main activity as GEMARA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €52,900 and €76,400, founded in 2025.
GEMARA has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,700 and a net result of €26,700.
Its solvency ranks better than 45% of 39,376 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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