Gemako Invest

Active

Private limited companyfounded 2019active for 7 yearsRusselbeekstraat 37, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0728.526.121

Summary

The computed 12-month bankruptcy probability of Gemako Invest is 2.0% (moderate). The 2024 annual accounts show equity of €769,285 and a net result of -€44,416. Equity is growing by about 165% per year across the filed financial years. Its solvency ranks better than 79% of 9,639 sector peers (NACE 68, financial year 2024). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

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Gemako InvestActiveChecked score 54/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121

1 site

Size

€1.1mtotal assets 2024

Equity: €769,285
Loss: -€44,416

Turnover not published (abbreviated or micro format)

Financial health

54 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.0%

Structure

Parent: SOM MANAGEMENT EN BEHEER · 100%

SOM MANAGEMENT EN BEHEER BVDirector · permanent representative Danny SOMERS

2025 accounts not filed, 88 days past the deadline3 of 4 deeds summarised

Why 54raises riskFigures for financial year 2024 (filed 06-08-2025)1 change of registered office in 24 monthslowers riskSector: Real estate activities (NACE 68)Size: total assets €1.1mShow the evidence

Checked score

Score 2024

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 52% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 95+44

equity 69.7% of total assets

Liquidity 62+49

short-term debt 0.9% · cash 9.2%

Profitability 27-73

return on assets -4.0%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%▲ +0.2 percentage points vs 08-2026 10-2026: 2.0%▲ +1.0 percentage point vs 09-2026highest value

Credit of up to €40,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 9.95, compared with 0.37 in 2023, above the usual 1.5; short-term debt: 0.9% and cash: 9.2% of total assets), and 30.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 78% on solvency, 73% on liquidity, 24% on profitability and 32% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 06-08-2025)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Sector: Real estate activities (NACE 68)

KBO

Size: total assets €1.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.

NBB · 6 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline27-10-2026 today

A punctual record breaks

This company filed 4 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.

NBB · 6 filings

Deviation from the deadline

2025

not filed

2024

5 days late

2023

27 days early

2022

18 days early

2021

5 days early

2020

9 days early

2019

60 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 1 day after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

21-08-2025 Resignations: HIMO NV, BREMCO BV and…Permanent representatives: Joeri HAEX, Peter…
05-08-2025 Annual accounts filedfinancial year 2024 · abbreviated…
31-12-2024 Weakest financial yearnet -€44,416

Key points

Caution: From profit to loss in 2024after €1.2m in 2023 -€44,416 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 88 days past the deadline View
Caution: Among the weakest 20% on net resultsector median €13,519 · 9,634 companies -€44,416 View
Controlled by SOM MANAGEMENT EN BEHEER 100% View
Merger with GEMAKO SPORTmerger on 13-06-2024 2024 View

By topic

Financials

Financial year: 2024
Total assets: €1.1m
Loss: -€44,416
Solvency: 69.7%

Total assets▼ 64.5%

Net result

20192024

Go to Financials

Board & ownership

Board: 1 member
Parent: SOM MANAGEMENT EN BEHEER · 100%

SOM MANAGEMENT EN BEHEER BVDirector

Go to Board & ownership

Network & group

Mergers and asset contributions: 1

Go to Network & group

Timeline

Events: 16
Since: 2020

31-12-2024Liquidity more than 27 times
20-08-2024Capital & shares · Restructuring
04-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Development of residential building projectsNACE 68121
Founded: 16-06-2019
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about Gemako Invest

What is the company number of Gemako Invest?: 0728.526.121. In Belgium the VAT number is the company number with BE in front: BE 0728.526.121.
Where is Gemako Invest based?: The registered office is at Russelbeekstraat 37, 3590 Diepenbeek.Company details
What does Gemako Invest do?: According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Gemako Invest?: Private limited company (BV).
When was Gemako Invest founded?: On 16-06-2019.
Is Gemako Invest still active?: Yes, Gemako Invest is an active enterprise in the KBO register.
What is the turnover of Gemako Invest?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Gemako Invest profitable?: In financial year 2024, Gemako Invest made a loss of €44,416.
Where can I find the annual accounts of Gemako Invest?: Gemako Invest filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2024.